Ridgeline Wealth Advisors LLC

Item 5: Fees and Compensation

This section provides additional details regarding our firm’s services along with descriptions of each
service’s fees and compensation arrangements. It should be noted that lower fees for comparable service
may be available from other sources. The exact fees and other terms will be outlined in the agreement
between you and Ridgeline Wealth Advisors.

Fees for Asset Management Services

Fees for our asset management services are mainly based on a percentage of assets under management,
billed in advance at the start of each calendar quarter and calculated on the fair market value of your
account as of the last business day of the previous billing period.

If you open an account at any time other than the start of the billing period, fees are prorated according to
the number of days your account is serviced during that initial billing period. If asset management services
are commenced in the middle of the billing period, then the prorated fee for that billing period is based on
the value of the Account when services commence, due immediately, and deducted from Account when
services commence.

Asset management services continue until terminated by either party (i.e., you or Ridgeline Wealth
Advisors) by giving thirty (30) days written notice. Any prepaid, unearned fees will be promptly refunded by
Ridgeline Wealth Advisors. Fee refunds will be determined on a pro rata basis using the number of days
services are actually provided during the final billing period. For our asset management services, clients
will be charged the following annual fee based upon the amount of assets under management:

Ridgeline Wealth Advisors, LLC                     Page 9           Form ADV Part 2A Disclosure Brochure

            Assets under Management                                        Annual Fee
                   $0 – $500,000                                            1.500%
              Next $500,000 (to $1M)                                        1.250%
             Next $4,000,000 (to $5M)                                       0.700%
             Next $5,000,000 (to $10M)                                      0.550%
            Next $15,000,000 (to $25M)                                      0.400%
            Next $25,000,000 (to $50M)                                      0.350%
                Above $50,000,000                                           0.250%

Our fee schedule is blended for accounts with over $500,000 in assets under management. For example,
accounts with asset under management of under $500,000 the management fee will be 1.5%. For any
accounts with assets under management of over $500,000, the first $1M is billed at 1.25% and blended
with any other tier levels achieved.

Fees are calculated based on the following formula: [Billable Balance x ((number of days in quarter/
number of days in the year) x Annual Rate). The annual fee is calculated and charged quarterly in
advance, based upon the market value of the assets being managed by Ridgeline Wealth Advisors on the
last trading day of the previous billing period as provided by Orion, our third-party technology platform
provider, unless Ridgeline Wealth Advisors otherwise agrees in writing. The aggregate net value of the
managed account shall be determined on the basis of such asset statements as provided by Orion or by
any investment vehicle utilized in the account. As such, you may see slight differences in the quarter-end
market value of your account from your custodian’s statement as compared to the market value of your
account from Orion, due to differences in the treatment of accrued interest posting, trade date versus
settlement date, and other variables.

In addition, Ridgeline Wealth Advisors has added cash management sweep programs offered by the
qualified custodians utilized to hold client’s managed accounts as an option to assist clients with the cash
portion of their household. The cash management sweep programs allow clients access a competitive APY
and higher levels of FDIC insurance. The money that clients transfer into the accounts is swept into one or
more program banks, allowing clients to access higher levels of FDIC insurance.

The cash sweep program is outside of the typical asset management and as such, will have a different
advisory fee schedule. The Ridgeline Wealth Advisors advisory fee is currently equal to and will not exceed
10 basis points (.10%) of the assets in the cash management accounts. Clients agree to authorize the cash
management sweep program to collect and remit to Ridgeline Wealth Advisors the advisory fee. This fee
is calculated as of the value at the end of each quarter and remitted to Ridgeline Wealth Advisors quarterly.
There will be a prorated fee calculation for money movements in to and out of the account each quarter.

Fees charged for our asset management services are negotiable based on the type of client, the complexity
of the client's situation, the composition of the client's account (i.e., equities versus mutual funds), the
potential for additional account deposits, the relationship of the client with the investment adviser
representative, and the total amount of assets under management.

All clients engaging in the services provided by our relationship with Pontera the fee will be assessed and
billed quarterly. Specifically, the exact amount charged is determined by the daily average over the
course of the quarter. The current exception for this is directly-managed held-away accounts, which are
determined by the account value at the end of the quarter. In either case, if the Adviser only manages
your assets for part of a quarter, the charge will be prorated. Investment management fees are generally
directly debited on a pro rata basis from client accounts. The exception for this is directly-managed held-
away accounts, such as 401(k)’s. As it is impossible to directly debit the fees from these accounts, those
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Item 7: Types of Clients

Ridgeline Wealth Advisors, LLC                     Page 14            Form ADV Part 2A Disclosure Brochure

Ridgeline Wealth Advisors generally provides investment advice to the following types of clients:

    •   Individuals
    •   High Net Worth Individuals
    •   Pension and profit sharing plans
    •   Charitable organizations
    •   Trusts and estates

Clients are required to execute a written agreement with Ridgeline Wealth Advisors, specifying the
particular advisory services they need, in order to establish a client arrangement with us and/or the third-
party money manager or the sponsor of third-party money manager platforms.

Minimum Investment Amounts Required

There are no minimum investment amounts or conditions required to establish an account managed by
Ridgeline Wealth Advisors.