River's Edge Wealth Management LLC

Item 5: Fees and Compensation
  Investment Advisory Services
  The Company's fee for our investment advisory services will be charged as a percentage of assets under
  management with us, according to the following schedule:

                            Assets Under Management                   Annual Fee Rate
                                   $0 to 500,000                          1.4%
                               $500,001 to $1,000,000                     1.0%
                              $1,000,001 to $3,000,000                    .80%
                             $3,000,001 to $10,000,000                    .60%
                            $10,000,001 to $20,000,000                    .50%
                            $20,000,001 to $50,000,000                    .40%
                               More than $50,000,000                      .30%

  Although the Company has established the above fee schedule, we may negotiate other fee schedules
  depending on the size of the account, type of account, the level of client service required and other factors we
  consider relevant, including timing of client relationship. The specific annual fee being charged to the client
  will be set forth and identified in an agreement between the Company and that client. Asset-based fees are
  always subject to the management agreement between the client and the Company.

     •   The Company typically imposes a minimum of $6,000 in annual fees, which include a combination
         of asset management and/or financial planning fees. However, this minimum amount is negotiable
         under certain circumstances.

     •   Wrap fee accounts and non-wrap accounts are subject to the same fee schedule, but at this time the
         Company does not offer non-wrap accounts to retail investment management clients.

  Fees are charged quarterly in advance based on the market value of the client's account(s), generally as
  determined by the custodian, on the last business day of the quarter; additionally, fees are charged on a pro-
  rated basis in arrears based on deposits into client’s accounts during the previous quarter, and are refunded
  on a pro-rated basis in arrears based on withdrawals out of client’s accounts during the previous quarter. For
  partial quarters, fees are pro-rated. All unearned fees will be refunded to the client in the event the client
  terminates our services. Unless other arrangements are made, fees are directly debited from a client's
  account(s), and each client is required to provide the qualified custodian of the client's account(s) written
  authorization to deduct the fees described.

  Cash and assets which are invested in shares of mutual funds and exchange-traded funds are included in the
  calculation of the value of the client's assets under management with us for purposes of computing our fee.
  Cash and money market accounts are also included in the computation. A client's margin balance is typically
  included when calculating assets under management with us. This will be in addition to any margin interest
  being paid by the client.

  The custodian sends the client a statement, at least quarterly, indicating the amount of our fees and all

amounts disbursed from the account to the Company for our fees. The client is responsible for verifying the
accuracy of the fee calculation, as the custodian will not verify the calculation. Payment of fees may result in
the liquidation of client's securities if there is insufficient cash in the client's account(s).

In some circumstances, the client may require the services of a specialist such as an attorney or accountant
since we do not provide any legal, tax or accounting advice. The Company may recommend third-party
service providers, but the client is under no obligation to use any service provider recommended by the
Company. Fees for specialists will be negotiated between the client and specialist directly, and we would not
be involved.

Direct Indexing Fee
Accounts managed using a direct indexing strategy are subject to an additional asset management fee of up
to 0.25%, which is in addition to the percentage of assets under management advisory fee disclosed above.

Financial Planning Services
For clients who retain the Company for its investment advisory services, there is no separate fee for the
Company's financial planning services. Others may retain the Company for only financial planning, and for
those persons our financial planning fees are based on the nature of the services being provided, who is
providing the services and the complexity of the client's circumstances. Financial planning fees are
generally calculated and charged on a flat fee basis from $2,500 to $7,500 per engagement, but with a
minimum charge of $2,500. Financial planning fees are negotiable. The Company may reduce or waive the
financial planning fees in certain circumstances. We provide you with an exact fee quote before you
authorize us to begin our work. The specific financial planning fee being charged to the client will be set
forth and identified in an agreement between the Company and that client.

Although the length of time it will take to provide a financial plan depends on each client's personal
situation, we will provide a timing estimate at the start of the planning relationship. For those who will be
charged for financial planning, we will invoice the client for ½ of the services when we start the work and
the remainder of the fees will generally be due and payable upon delivery of the completed financial plan to
the client. All plans will be completed within six months unless otherwise agreed. Clients are eligible for
reimbursement of unearned prepaid fees in the event of early termination.

In some circumstances, the financial plan may require the services of a specialist such as an insurance
specialist, attorney or tax accountant. The Company does not provide any of these services. The Company
...

Item 7: Types of Clients
 We offer our services to individuals, high net worth individuals, physicians and owners of closely held
 businesses. We may offer services to business entities, charitable organizations, and estates and trusts as
 well.