RS Petrell & Associates LLC

Item 5: Fees and Compensation

 A . C o m p e n s a t i o n  f o r
A d v i s o r y C l i e n t s

Strategic Wealth Advisors is compensated for advisory services by quarterly fees
charged to the client. The fees are calculated as a percentage of the client's market
value determined by the closing prices of the last business day of the calendar quarter,
as reported by the custodian.

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Standard Account Fees may be discounted on a case-by-case basis.

            Account Value                        Standard Fee
                 ($)                                 (%)
    For the first amount from $0 -                  2.00%
               $249,999
      For the next amount from                      1.65%
      $250,000 - $499,999
      For the next amount from                      1.50%
      $500,000 - $749,999
      For the next amount from                      1.25%
        $750,000 - $999,999
      For the next amount from                      1.00%
       $1,000,000 - $1,999,999
      For the next amount from                      0.85%
       $2,000,000 - $2,999,999
         For anything above                       negotiable
              $3,000,000 +

\.Net.additions.during.the.year.will.be.billed.on.a.prorated.basis¡

   B.Fee Payment
Fees are deducted directly from the client's accounts. Strategic Wealth Advisors will never
bill for fees separately.

   C.Other Fees or Expenses
All fees paid to the advisor are separate from the fees and expenses charged by the
management of investment vehicles. Broker Dealers may charge transaction fees for
purchase or sale of securities. Our Broker Dealer relationship is discussed further in Item
10 section C.

Fees will be calculated at an annual rate, payable quarterly, in advance. Fees will be
payable during the first month of each quarter. The client may terminate the relationship
through written notification and the balance of the fees for the quarter will be refunded to
the client.

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E.     Other Compensation to Advisor
Supervised persons of Strategic Wealth Advisors do not accept compensation associated
with the purchase of Variable Annuity products.
     1. Clients are notified upon consultation of the conflict of interest that exists when
        recommending Insurance products. Clients are made aware of the compensation
        amount to the Advisory representative before commencing with any presentation.
     2. Clients of Strategic Wealth Advisors are notified before commencement that
        compensation-based products are available to them.
     3. Commissions are a small percentage of the compensation received by Strategic
        Wealth Advisors' supervised persons. Commissions are only received on Life
        Insurance products.
     4. Advisory Representatives of Strategic Wealth Advisors are not permitted to receive
        12b1 fees generated by Mutual Funds in the client's advisory account.

Item 7: Types of Clients
Strategic Wealth Advisors provides investment advice to Individuals, Pension and Profit-
Sharing Plans, Trusts, Estates, or Charitable Organizations.

We also provide investment advice to Corporations, Limited Liability Companies,
Partnerships and other business entities.

There is no requirement currently for opening or maintaining an account associated
with minimum account size.