Ethos Capital Management Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule

Managed by ECM:

Discretionary Clients

 PORTFOLIO MANAGEMENT FEES
 ECM offers direct asset management services to advisory Clients. ECM charges an annual
 investment advisory fee based on the total assets under management as described in the
 following tiered fee schedule:

                                                                             Client
           Assets Under Management          Maximum Annual Fee
                                                                           Annual Fee
                First $1,000,000                      1.25%                Negotiable
                Next $1,000,000                       1.15%                Negotiable
                Next $1,000,000                       1.05%                Negotiable
                Next $2,000,000                       0.95%                 Negotiable
                Over $5,000,000                       0.75%                Negotiable

The annual fee is negotiable. Fees are billed monthly in advance based on the average daily
balance during the previous month. For example, the fee for a $3,500,000 account would be
calculated as follows: First $1,000,000 x Annual Fee Percentage (1.25%) / 365 x [# of days in the
month] +Next $1,000,000 x Annual Fee Percentage (1.15%) / 365 x [# of days in the month] +
Next $1,000,000 x Annual Fee Percentage (1.05%) / 365 x [# of days in the month] +Remaining
$500,000 x Annual Fee Percentage (.85%) / 365 x [# of days in the month] = Total Monthly Fee.

If margin is utilized, the fees will be billed based on the net asset value of the account. Lower fees for
comparable services may be available from other sources.

Non-Discretionary Clients

In some instances, ECM may not have discretion, and an account is set up for client directed trades
only. ECM has the ability to view and initiate client-directed trades but ECM does not maintain
ongoing management or supervision of the accounts. For these accounts, there is a $300 annual
administration fee ($25.00 per month).

SUB-ADVISORY AGREEMENTS
ECM may select on behalf of Client or recommend to Client the services of a Sub-Advisor to
manage all or a portion of the Client’s investment portfolios. ECM has engaged the services of
AE Wealth Management, LLC (“AE Wealth”) as subadvisor for the Client’s Account.
Accordingly, Client will execute instructions regarding ECM’s (and/or any Sub-Advisor’s)
trading authority as required by any Custodian(s) and/or any agreements or other such
acknowledgements as required by any Sub-Advisors. In cases where an additional sub-
advisory fee is charged by a Sub-Advisor, the Client will not be billed a separate sub advisory
fee in addition to the fee Client pays to ECM.

ECM charges an annual tiered investment advisory fee based on the total assets under
management. ECM’s annual fee is negotiable and is as follows:

                                                                            Client
          Assets Under Management          Maximum Annual Fee
                                                                          Annual Fee
                First $1,000,000                     1.25%                Negotiable
                Next $1,000,000                      1.15%                Negotiable
                Next $1,000,000                      1.05%                Negotiable
                Next $2,000,000                      0.95%                 Negotiable
                Over $5,000,000                      0.75%                Negotiable

Fees are billed monthly in advance based on the average daily balance during the previous
month. For example, the fee for a $3,500,000 account would be calculated as follows: First
$1,000,000 x Annual Fee Percentage (1.25%) / 365 x [# of days in the month] +Next
$1,000,000 x Annual Fee Percentage (1.15%) / 365 x [# of days in the month] + Next
$1,000,000 x Annual Fee Percentage (1.05%) / 365 x [# of days in the month] +Remaining
$500,000 x Annual Fee Percentage (.85%) / 365 x [# of days in the month] = Total Monthly
Fee.

Client authorizes that all fees due (including any fees due to any Sub- Advisor) be paid directly
from the assets held in the Account. The Client will receive quarterly or monthly statements
directly from the Custodian which disclose the fees deducted. Custodial fees, if any, are charged
separately by the custodian.

ECM and AE Wealth Management are not related entities.

Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation and without penalty. After the initial five (5) business
days, the agreement may be terminated by ECM with thirty (30) days written notice to Client
and by the Client at any time with written notice to ECM. For accounts opened or closed mid-
billing period, fees will be prorated based on the average daily balance for the days that
services are provided during the given period. All unpaid earned fees will be due to ECM.
Additionally, all unearned fees will be refunded to the Client. Client shall be given thirty (30)
days prior written notice of any increase in fees. Any increase in fees will be acknowledged in
writing by both parties before any increase in said fees occurs.

 Custodial fees, if any, are charged separately by the custodian.

 FINANCIAL PLANNING AND CONSULTING

 ECM charges a fee of $350 per hour for financial planning services. The minimum cost of a
 Financial Planning analysis is $1,650. The fee is based on approximately five hours at an
 hourly rate of $350. This fee is due six months after becoming a client. If after six months
 the client has not received significant value from the Ethos holistic planning process, the fee
 is waived. Under these circumstances, a full refund of any advisory fees paid will be
 processed and the relationship terminated.

 Insurance Services
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Item 7: Types of Clients
Description
 ECM generally provides investment advice to individuals, high net worth individuals, trusts,
 estates, corporations, or business entities. Client relationships vary in scope and length of
 service.
Account Minimums
 ECM requires a minimum of $750,000 to open an account. In certain instances, the
 minimum account size may be lowered or waived.