Riverpoint Wealth Management Holdings LLC

Item 5: Fees and Compensation

   A. Methods of Compensation and Fee Schedule

 A.1. Section 529 accounts:
The maximum annual fee charged our Section 529 account management service will not exceed
1%. Fees to be assessed will be outlined in the advisory agreement to be signed by the Client.
Annualized fees are billed on a pro-rata basis quarterly in advance based on the value of the
account(s) on the last day of the previous quarter. Fees are negotiable and will either be directly
invoiced to clients or deducted from a non-qualified account managed by our firm. The account
from which our management fees will be debited will be documented on the signed service
agreement.

                   Form ADV Part 2A: Riverpoint Wealth Management Firm Brochure

We have three different billing cycles which are billed as follows: Cycle 1 is billed in January,
April, July and October. Cycle 2 is billed in February, May, August, and November. Cycle 3 is
billed in the calendar year quarters March, June, September and December. The fees will be
prorated if the investment advisory relationship commences otherwise than at the beginning of
a billing cycle. As part of this process, Clients understand the following:

   A) The client’s independent custodian sends statements at least quarterly showing the
      market values for each security included in the Assets and all account disbursements,
      including the amount of the advisory fees paid to our firm;
   B) Clients will provide authorization permitting our firm to be directly paid by these terms.
      Our firm will send an invoice directly to the custodian; and
   C) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
      information provided in our statement with those from the qualified custodian will be
      included.

 A.2. Asset Management for Held Away Accounts:
The maximum annual fee charged for this service will not exceed 1%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the client. It should be noted that when a
new relationship joins our firm, the first billing for that relationship is conducted in arrears at the
end of the quarter that the relationship joined our firm and in advance for the future quarter.
This type of billing is only applicable for the first billing of any new relationship. All future
annualized fees are billed on a pro-rata basis quarterly in advance based on the value of the
account(s) on the last day of the previous quarter. Fees are negotiable. Our Firm will directly
invoice our fees to the client or debit fees from another account managed by our Firm.
We have three different billing cycles which are billed as follows: Cycle 1 is billed in January,
April, July and October. Cycle 2 is billed in February, May, August, and November. Cycle 3 is
billed in the calendar year quarters March, June, September and December. The fees will be
prorated if the investment advisory relationship commences otherwise than at the beginning of
a billing cycle. As part of this process, Clients understand the following:

   A) Client provides authorization permitting our Firm, to be directly paid by these terms.; and
   B) If applicable, Client’s independent custodian sends statements, at least quarterly,
      showing the market values for each security included in the Assets and all account
      disbursements, including the amount of the advisory fees paid to our Firm; and
   C) If applicable, our Firm will send an invoice directly to the custodian. If our Firm sends an
      invoice to the Client, a legend urging the comparison of information provided in the
      statement with those from the qualified custodian will be included.

                   Form ADV Part 2A: Riverpoint Wealth Management Firm Brochure

 A.3. Proprietary Asset Management Fees
Riverpoint’s annual advisory fee for assets managed as part of the Comprehensive Portfolio
Management Service is an asset-based fee calculated as a percentage of the value of the
managed assets at 1.35%, which represents the adviser’s maximum fees for individual services
managed by the Adviser, excluding the retirement accounts held by relatives of the Adviser’s
employees. Riverpoint requires a minimum account of $250,000 for investment advisory clients,
although this may be negotiable under certain circumstances. Riverpoint may group certain
related client accounts for the purposes of achieving the minimum account size. In certain
circumstances, fees, account minimums, and payment terms are negotiable depending on the
client’s unique situation – such as the size of the aggregate related party portfolio size, family
holdings, low-cost basis securities, or certain passively advised investments and pre-existing
relationships with clients. Certain clients may pay more or less than others depending on the
amount of assets, type of portfolio, or the time involved, the degree of responsibility assumed,
complexity of the engagement, special skills needed to solve problems, the application of
experience, and knowledge of the client’s situation.

While Riverpoint’s advisory fee does not include transaction costs, such as commissions on
purchases and sales of securities, and trade-away fees, Riverpoint will issue a refund to clients on
a quarterly basis for any transaction fees incurred in client accounts over a given quarter for the
purchase and sale of securities products. The advisory fee does not include management,
administrative, and marketing fees and expenses for mutual and exchange-traded funds. To the
extent securities transactions are effected away from Charles Schwab & Co., Inc., there may be
commission mark-ups and mark-downs that the client will pay in addition to our fee. It is
important to note that our firm does not pay Third-Party Money Manager fees on behalf of
clients, as such, clients who’s assets are managed by a Third-Party will pay additional Advisory
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Item 7: Types of Clients
Riverpoint offers its investment services to various types of clients including individuals and
high-net-worth individuals, trusts and estates.
Riverpoint requires a minimum account of $250,000 for investment advisory clients, although
this may be negotiable under certain circumstances. Riverpoint may group certain related client
accounts for the purposes of achieving the minimum account size. In certain circumstances, fees,
account minimums, and payment terms are negotiable depending on client’s unique situation –
such as the size of the aggregate related party portfolio size, family holdings, low cost basis
securities, or certain passively advised investments and pre-existing relationships with clients.
Certain clients may pay more or less than others depending on the amount of assets, type of
portfolio, or the time involved, the degree of responsibility assumed, complexity of the
engagement, special skills needed to solve problems, the application of experience and
knowledge of the client’s situation.
Certain independent managers may impose more restrictive account requirements and varying
billing practices than Riverpoint. In such instances, Riverpoint may alter its corresponding
account requirements and/or billing practices to accommodate those of the independent
manager or wrap program sponsor.