RNC RIA LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 CO-ADVISOR
 Foundations Investment Advisors, LLC
 RNCIA offers discretionary direct asset management services to advisory Clients. RNCIA
 has entered into a Co-Advisor Agreement with Foundations Investment Advisors, LLC
 (“FIA”). FIA is a Registered Investment Advisor registered with the Securities and Exchange
 Commission that provides administrative and sub-advisory services.
 FIA offers an actively managed program of model manager, portfolio managers, strategists,
 and third party money manager. The fee will be disclosed to the Client in the Investment
 Advisory Agreement and RNCIA’s fees are negotiable. The Client fee for these services will
 be based on a percentage of assets under management as follows:

      Assets Under                                    Foundations       Total Maximum
                          RNCIA Annual Fee
      Management                                       Annual Fee         Annual Fee
     All Current and
      Future Assets               1.3%                  0.70%                 2.0%
 Fees are billed monthly in arrears based on an average daily balance of the account for the
 previous month. The calculation for the average daily balance is based on the formula
 (A/D) x (F/P).
        A = the sum of the daily balances in the billing period
        D = number of days in the billing period
        F = annual management fee
        P = number of billing periods per year
 The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
 assets, anticipated future earning capacity, anticipated future additional assets, dollar
 amounts of assets to be managed, related accounts, account composition, negotiations with
 Clients, etc.).
 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Investment Advisory
 Agreement with no obligation and without penalty. After the initial five (5) business days,
 the agreement may be terminated by RNCIA with thirty (30) days written notice to Client
 and by the Client at any time with written notice to RNCIA. If cash and/or securities are
 deposited into or withdrawn from an existing account mid billing period a prorated fee will
 be charged for that portion of the account. For accounts opened or closed mid-billing
 period, fees will be prorated based on the days services are provided during the given
 period. All unpaid earned fees will be due to RNCIA. Client shall be given thirty (30) days
 prior written notice of any increase in fees. Any increase in fees will be acknowledged in
 writing by both parties before any increase in said fees occurs.
 ERISA PLAN SERVICES
 The annual fees are based on the market value of the Included Assets and will not exceed
 2%. The annual fee is negotiable and may be charged as a percentage of the Included
 Assets. Fees will be charged monthly in arrears based on the assets as calculated by the
 custodian or record keeper of the Included Assets (without adjustments for anticipated

withdrawals by Plan participants or other anticipated or scheduled transfers or
distribution of assets). If the services to be provided start any time other than the first day
of a quarter or month, the fee will be prorated based on the number of days remaining in
the quarter or month. If this Agreement is terminated prior to the end of the billing cycle,
RNCIA shall be entitled to a prorated fee based on the number of days during the fee period
services were provided or Client will be due a prorated refund of fees for days services
were not provided in the billing cycle.
The fee schedule, which includes compensation of RNCIA for the services is described in
detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or
have fees deducted from Plan Assets. RNCIA does not reasonably expect to receive any
additional compensation, directly or indirectly, for its services under this Agreement. If
additional compensation is received, RNCIA will disclose this compensation, the services
rendered, and the payer of compensation. RNCIA will offset the compensation against the
fees agreed upon under the Agreement.

FINANCIAL PLANNING AND CONSULTING
RNCIA charges a fixed fee based on complexity and unique Client needs for full financial
plans and an hourly fee for consultation services. Prior to the planning process the Client
will be provided an estimated plan fee.
       FIXED FEES
       Full Financial Plans are offered based on a flat fee between $1,500-$3,000 based on
       complexity and unique Client needs.
These fees may be negotiable. Fees for financial planning services are billed 50% in
advance with the balance due upon plan delivery.
Services are completed and delivered inside of sixty (60) days contingent upon timely
delivery of all required documentation.
Ongoing Financial Planning
Following delivery of the initial plan, clients may elect to continue receiving ongoing
support through a monthly ongoing financial planning service. Fees are based on the
client’s needs, service level, and complexity.
Tier        Monthly Fee              Services Included
I.          $250/month                   •  Budgeting and cash flow tracking
                                         •  Debt reduction and credit management
                                         •  SMART goal setting and accountability
                                         •  Retirement savings strategy (401(k), IRA, Roth)
                                         •  Basic investment review (allocation check,
                                            account types)
                                         • Risk exposure and insurance needs review (life,
...

Item 7: Types of Clients
Description
 RNCIA generally provides investment advice to individuals, high net worth individuals, or
 business entities. Client relationships vary in scope and length of service.

Account Minimums
 RNCIA does not require a minimum to open or maintain an account.