Cambridge Advisors LLC

Item 5.        Fees and Compensation

Portfolio Management Services
Cambridge charges an annual fee based on a percentage of assets being managed in accordance
with the following schedule:

          Assets Under Management $$                  Annual Fee %
          Up to $500,000                              1.20%
          $500,001 to $999,999                        0.90%
          $1,000,000 to $1,999,999                    0.70%
          Over $2 million                             0.50%

Our annual investment management fee shall be prorated and paid quarterly, in advance, based
upon the market value of the assets on the last day of the previous quarter. We generally require
an account minimum of $250,000.00 for investment management services, and a $625.00
minimum quarterly investment management fee.

Depending on the arrangement with each client, we will either directly debit their custodial
accounts or invoice client directly for portfolio management fees.

In certain circumstances, Cambridge may negotiate an alternative or fixed fee arrangement for
portfolio management services at the full discretion of management.

Model Portfolio Management Services
The annual fee for Cambridge’s portfolio management services offered through Orion
Portfolio Services (Orion) will be charged as a percentage of assets under management. The
Orion administration fee schedule was changed in July 2010. All accounts that were established
prior to July 2010 were grandfathered under Orion’s previous fee schedule and are subject to an
annual fee of .30%. The administration fee for accounts opened from July 1, 2010 through
November 30, 2015 is as follows:

Individual Accounts:
Asset Based Fee (Orion Breakpoint Schedule)

From $                           To $                       Fee Schedule %
$0.00                            $50,000.00                 0.45%
$50,000.01                       $100,000.00                0.35%
$100,000.01                      $250,000.00                0.20%
$250,000.01                      $500,000.00                0.175%
Over $500,000.00                                            0.15%

The current administration fee for ORION accounts opened on or after from December 1, 2015 is
as follows:

Individual Accounts:
Asset Based Fee (Tiered Orion Schedule)

 From $                           To$                               Fee Schedule (%)
 $0.00                            $100,000.00                       0.35%
 $100,000.01                      $250,000.00                       0.30%
 $250,000.01                      $1,000,000.00                     0.20%
 Over $1,000,000.01                                                 0.10%

Effective August 1, 2011, Orion aggregates the average daily balance of all accounts in a
household (that are under the Orion Administrative breakpoint or schedule listed above) and
applies that aggregate amount to the Orion Administrative breakpoint or tiered fee schedule.

Termination Fee
The current termination fee is $75.00 per account for full outgoing distributions or non-ACAT
transfers.

Strategist Fees (through Orion)
Orion provides access to numerous strategist model portfolios that Cambridge may recommend to
its clients. The annual fees charged by each strategist model vary from .0% to .55%. In some
instances, Orion will retain a portion of some or all of the Strategist Fees.

The fees charged by Orion and by the selected strategist models are in addition to the annual
percentage of assets fee charged by Cambridge which range from 0.10% to 1.10%. In addition,
clients will bear directly the fees and expenses charged by mutual funds/ETF’s maintained within
the selected strategist model. A description of these fees and expenses are available in each fund’s
prospectus.

There is no minimum account size required to access this investment platform. Fees will be
payable monthly in arrears. If the client’s account was not open for the entire month used to
compute the fee, the fee will be based upon the number of days that the account was open
during such month. The annual account maintenance fee is based on the daily average account
balance for the period for which fees are collected, and they are automatically deducted from the
client’s account as a condition of participation in the Orion platform.

(Envestnet)
Cambridge charges an annual fee as Investment Advisor based on a percentage of assets being
managed in accordance with the following schedule:

Assets under Management ($)                                          Annual Fee (%)

      Up to $500,000                                                        1.20%
      $500,001 to $999,999                                                  0.90%
      $1,000,000 to $1,999,999                                              0.70%
      Over $2,000,000                                                       0.50%

Our annual investment management fee shall be prorated and paid quarterly, in advance, based
upon the market value of the assets on the last day of the previous quarter. We generally require
an account minimum of $250,000.00 for investment management services, and a $625.00 minimum
quarterly investment management fee.

Depending on the arrangement with each client, we will either directly debit their custodial
accounts or invoice client directly for portfolio management fees.

In addition to the fees charged by the Investment Advisor, each selected Investment Manager
shall charge a separate asset-based management fee which will vary depending upon the manager
selected, plus an additional 10bp-12bp charged by the Overlay Manager depending upon the nature
and amount of the client portfolio. Finally, Charles Schwab may charge a separate asset based-
fee to cover custodian services in certain instances such as OTC stock trades and/or mutual funds
with fees.

Asset Based Custody Fees:
Asset Amount                                       Fee
...

Item 7.         Types of Clients

Our firm generally provides advisory services to individuals, including high net worth
individuals, businesses, pension and profit-sharing plans, trusts and estates. Please see Item 5 of
this Brochure for information regarding requirements for opening and maintaining an account
based on minimum account size.