Sharp Wealth Advisory LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
For Clients engaged for comprehensive wealth management services, the Client will be charged a single
combined fee for investment management and financial planning services based on the market value of assets
under management.

Wealth management fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
wealth management agreement. Wealth management fees are based on the market value of assets under
management at the end of the prior calendar quarter. Wealth management fees are based on the following schedule:

                 Assets Under Management ($)                 Annual Rate (%)
                 Up to $500,000                                  2.00%
                 $500,001 to $1,000,000                          1.50%
                 $1,000,001 to $2,000,000                        1.00%
                 Over $2,000,000                                 0.75%

Fees may vary from the above fee schedule depending on the nature and complexity of each Client’s
circumstances, or with the inclusion of financial planning or other services, pursuant to the terms of the wealth
management agreement.

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees are negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Sharp Financial will be independently valued by the Custodian. Sharp Financial will conduct periodic reviews of
the Custodian’s valuations to ensure accurate billing.

Use of Independent Managers - For Clients referred by the Advisor to an Independent Manager, the Client’s fee will
be deducted from the Client’s account[s] with the Custodian. The Independent Manager will separately bill the
Advisor. The Advisor does not receive any additional compensation or fees from the Independent Manager.

Sub-Advisory Services
Sub-advisory fees are charged an annual fee of up to 0.50%, paid quarterly, in advance of each calendar quarter,
based on the market value of assets placed with Sharp Financial by the Independent Advisor.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 2.00%, paid quarterly in
advance pursuant to the terms of the retirement plan advisory agreement. Fees may be negotiable depending on
the size and complexity of the Plan. Certain existing Clients may have fee schedules that differ from the schedule
below. Fee ranges are generally based on the following schedule:

                 Assets Under Management ($)                 Annual Rate (%)
                 Up to $500,000                                  2.00%
                 $500,001 to $1,000,000                          1.50%
                 $1,000,001 to $2,000,000                        1.00%
                 Over $2,000,000                                 0.75%

Financial Planning Services
Sharp Financial offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees
range from $150 to $300 per hour. Fixed fees are based on the estimated total number of hours the project will take
to complete. Clients may also engage the Advisor for ongoing financial planning services for an annual rate of up to
                                                    Sharp Financial
                                   100 Tournament Drive, Suite 310, Horsham, PA 19044
                                         Phone: (215) 659-2130 | (215) 659-2170
                                                www.sharpllc.com/wealth

$25,000, billed quarterly in advance. Fees may be negotiable based on the nature and complexity of the services to
be provided and the overall relationship with the Advisor. An estimate for total hours and/or total costs will be provided
to the Client prior to engaging for these services.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with Sharp Financial at the end of
the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction
of the wealth management fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on
the Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide written
authorization permitting Sharp Financial to be paid directly from their account[s] held by the Custodian as part of the
wealth management agreement and separate account forms provided by the Custodian.

Use of Independent Managers - For Clients referred by the Advisor to an Independent Manager, the Client’s fee
will be deducted from the Client’s account[s] by the Advisor, and a portion of the investment advisory fee will be
provided to the Independent Manager.

Sub-Advisory Services
Sub-advisory fees are generally calculated by the Advisor and deducted from the Client’s account[s] at the
Custodian.

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the
...

Item 7 – Types of Clients

Sharp Financial offers investment advisory services to individuals, high net worth individuals, trusts, estates,
retirement plans, corporations, other investment advisers, and family offices in Commonwealth of Pennsylvania
and other states. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These
amounts may change over time and are updated at least annually by the Advisor. Sharp Financial generally
requires a minimum household size for establishing a relationship of $1,000,000 to effectively implement its
investment process. The minimum household size may be waived at the sole discretion of the Advisor.