Sharper & Granite LLC

Item 5: Fees & Compensation
    How We Are Compensated for Our Advisory Services

    Comprehensive Portfolio Management:

    Standard fees are based on a percentage of assets under management in a given portfolio. Clients
    may have multiple portfolios.

                       Assets Under Management        Annual Percentage of Assets Charge
                               < $200,000                           1.8%
                           $200,000 - $400,000                      1.7%
                           $400,001 - $800,000                      1.6%
                          $800,001 - $1,000,000                     1.5%
                         $1,000,001 - $2,000,000                    1.4%
                         $2,000,001 - $3,000,000                    1.3%
                         $3,000,001 - $4,500,000                    1.0%
                              > $4,500,001                     Negotiable Tiered

    Billing is quarterly in arrears and based on assets under management at the end of each SG fiscal
    quarter. Following each fiscal quarter, fees are deducted automatically for clients choosing this
    option. Clients may also request to be billed directly. Our firm bills on cash unless indicated otherwise
    in writing. Fees are negotiable, and fees for some clients are negotiated below standard SG rates for
    comparable services. “Fixed Income” or “Principal Preservation” portfolios, for example, may be
    offered at rates below standard SG rates. Furthermore, certain legacy client agreements may have fee
    schedules different from that listed above. Related client accounts may be grouped by portfolio for
    the purpose of determining the annualized fee. Multiple portfolios with a client may be charged
    different rates and will be specified if such is the case. When in the best interest of the client, where
    both taxable and tax-protected accounts exist, total fees may be deducted from taxable accounts first
    to improve tax efficiency.

    SG does not generally recommend alternative assets such as private equity investments but will assist
    qualified clients who request particular investments. If the client prefers those assets to be tracked,
    priced and factored into their overall portfolio which we manage, the client may be billed on these
    assets as specified in their Portfolio Manager Agreement.

    Fees during quarters of startup and termination are prorated on a calendar day basis, based on the
    day assets arrive or depart. Termination terms are described in the Termination & Refunds section
    below

    SG recognizes that no consistent standard exists across all custodians for daily individual bond
    pricing. For consistency, SG will use asset prices provided by its data-reconciliation agent, Black
    Diamond, for reporting and billing at quarter end. The SG platform on Black Diamond uses accrued
    interest in its individual bond value calculations but does not use accrued interest in the calculation
    of any other asset classes including stocks, equity mutual funds, equity ETFs, bond mutual funds or
    bond ETFs.

    As part of the automatic fee deduction process, the client is made aware of the following:

         a) Your independent custodian sends statements at least quarterly to you (paper or email
ADV Part 2A – Firm Brochure                        Page 5                                      Sharper & Granite, LLC

            notification) showing the market values for each security included in the account and all
            disbursements in your account including the amount of the advisory fees paid to us;
         b) You provide authorization permitting us to be directly paid by these terms. We send our
            invoice directly to the custodian; and
         c) If we send a copy of our invoice to you, it will include a legend urging you to compare
            information provided in our statement with those from the qualified custodian.

    Other Types of Fees & Expenses

    Clients will incur transaction charges for trades executed in their accounts. These transaction fees
    are separate from our fees and will be disclosed by the custodian firm through which the trades are
    executed. It is important to note that Schwab does not charge commissions on domestic equity
    securities and exchange traded funds. Also, clients will pay the following separately incurred
    expenses, which we do not receive any part of: charges imposed directly by a mutual fund, index fund,
    or exchange traded fund which shall be disclosed in the fund’s prospectus (i.e., fund management fees
    and other fund expenses).

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for our Comprehensive
    Portfolio Management service in writing at any time.

    Full refunds will only be made in cases where cancellation occurs within 5 business days of signing
    an agreement. After 5 business days from initial signing, either party must provide the other party 30
    days written notice to terminate billing. Billing will terminate 30 days after receipt of termination
    notice. Clients will be charged on a pro-rata basis, which takes into account work completed by our
    firm on behalf of the client. Clients will incur charges for bona fide advisory services rendered up to
    the point of termination (determined as 30 days from receipt of said written notice) and such fees
    will be due and payable.

    Commissionable Securities Sales

    We do not sell securities for a commission in our advisory accounts.

Item 7: Types of Clients & Account Requirements

    SG services are generally provided to: individuals, high net worth individuals, trusts, pensions and
    profit-sharing plans.

    SG generally requires a minimum account balance of $250,000 of assets under management;
    however, this amount is negotiable under certain circumstances.

ADV Part 2A – Firm Brochure                       Page 6                                     Sharper & Granite, LLC