Sikich Capital Management LLC

Item 5 – Fees and Compensation.

Adviser Directed Brokerage Arrangement – Osaic
Clients are under no obligation to act on the recommendations of Sikich Financial. If the Firm assists in the
implementation of any recommendations, we are responsible for ensuring that the client receives the best
execution possible. If clients wish to have our IARs implement the advice in their capacities as registered
representatives or through one of the Osaic wrap fee programs detailed in Item 5 – Fees and
Compensation, then Osaic will be used.

Factors which we consider in recommending Osaic to clients include their respective financial strength,
reputation, execution, pricing, research, and service. Osaic enables us to obtain many mutual funds without
transaction charges and other securities at nominal transaction charges. The fees and expenses charged
by Osaic may be higher or lower than those charged by other broker-dealers. Therefore, our arrangement
may be more expensive to clients than other brokerage arrangements.

Sikich Financial                                                                                   Firm Brochure

ADV Part 2: Firm Brochure

Not all investment advisors require the use of a particular broker/dealer. Some investment advisors allow
their clients to pick which broker/dealer the client uses. However, in order to provide efficient services and
based on the arrangement with Osaic, Sikich Financial requires the use of Osaic when opening an account
through our Firm’s programs. We are limited in the broker/dealer or custodians that we are allowed to use
due to our relationship with Osaic. Osaic may limit or restrict the broker/dealer or custodial platforms for its
registered representatives that are also independently licensed due to its duty to supervise the transactions
implemented by these individuals.

IARs of Sikich Financial that are registered representatives of Osaic are required to use the services of
Osaic and Osaic’s approved clearing broker-dealers when acting in their capacities as registered
representatives. Osaic serves as the introducing broker-dealer. All accounts established through Osaic will
be cleared and held through NFS. Osaic has a wide range of approved securities products for which Osaic
performs due diligence prior to selection. Osaic’ registered representatives are required to adhere to these
products when implementing securities transactions through Osaic. Commissions charged for these
products may be higher or lower than commissions clients may be able to obtain if transactions were
implemented through another broker/dealer. Because the IARs of Sikich Financial are also registered
representatives of Osaic, Osaic provides compliance and supervision support to the IARs of Sikich
Financial. In addition, Osaic also provides the IARs, and therefore Sikich Financial, with back-office
operational, technology, and other administrative support.

Economic benefits are provided by Osaic to Sikich Financial that will not be provided if the client selects
another broker/dealer or account custodian. These benefits may include: negotiated costs for transaction
implementation, a dedicated trade desk that services Osaic participants exclusively, a dedicated service
group and an account services manager dedicated to our Firm’s accounts, access to a real-time order
matching system, electronic download of trades, balances and position information, access, for a fee, to an
electronic interface with the account custodian’s software, duplicate and batched client statements,
confirmations and year-end reports.

Focus Wealth Partners’ Brokerage Arrangements
For advisory clients serviced by our Richfield, Ohio office, we generally recommend the Schwab or Fidelity
brokerage program for the execution of mutual fund and equity securities transactions. The office regularly
reviews these programs to ensure that its recommendations are consistent with its fiduciary duty. These
trading platforms are essential to the service arrangements and capabilities, and we may not accept clients
who direct the use of other brokers.

The Firm will not request the discretionary authority to determine the broker dealer to be used or the
commission rates to be paid in these situations, clients must direct the Firm as to the broker dealer to be
used. In directing the use of a particular broker or dealer, it should be understood that Firm will not have
authority to negotiate commissions among various brokers or obtain volume discounts, and best execution
may not be achieved. Not all investment advisers require clients to direct the use of specific brokers.

The Firm will not exercise authority to arrange client transactions in fixed income securities. Clients will
provide this authority to a fixed income manager retained by the Firm on the client's behalf by designating
the portfolio manager with trading authority over the client's brokerage account. Clients will be provided
with the Disclosure Brochure (Form ADV Part 2) of the portfolio manager.

Schwab and Fidelity do not generally charge clients a custody fee and are compensated by account holders
through commissions or other transaction-related fees for securities trades that are executed through the
broker or that settle into the clients' accounts held at the brokers. Trading client accounts through other

Sikich Financial                                                                                   Firm Brochure

ADV Part 2: Firm Brochure

brokers may result in fees (including mark-ups and mark-downs) being charged by the custodial broker and
an additional broker. While the Firm will not arrange transactions through other brokers, the authority of the
fixed income portfolio manager includes the ability to trade client fixed income assets through other brokers.

The Firm does not maintain any client trade error gains. The Firm makes the client whole with respect to
...

Item 7 – Types of Clients

Sikich Financial generally provides investment advice to the following types of clients:

Sikich Financial                                                                                   Firm Brochure

ADV Part 2: Firm Brochure

     a.   Individuals including high net worth individuals
     b.   Pension and profit-sharing plans
     c.   Trusts, estates or charitable organizations
     d.   Corporations or business entities other than those listed above

As a condition for starting and maintaining a relationship with Sikich Financial, we shall generally suggest
a minimum portfolio size of $250,000. Sikich Financial may waive account minimums in its sole and absolute
discretion.