Straightline Group LLC

ITEM 5: FEES AND COMPENSATION

Fees for Discretionary Investment Management – Employer and Non-Employer Sponsored Assets and
Cash Management Services

Fees for these services are charged according to the below fee schedule and based upon the market value of the
client’s assets under management. In certain circumstances, lower fees for comparable services may be available
from other sources. All management fees are negotiable, so clients receiving similar services may pay different
fees.
Fees are billed quarterly, in arrears, at the end of each calendar quarter. We will calculate the advisory fee
based upon the market value of the assets maintained in an account, including cash, money market funds and
liquid guaranteed interest contracts held as of the last trading day of each calendar quarter.
               Example: 2nd Quarter – April 1st thru June 30th
               Asset Valuation Date: June 30th
The advisory fee will be one-fourth of the applicable annual fee rate set forth below multiplied by the fair
market value of assets based upon the applicable AUM Tier (after giving effect to householding, if
applicable).
When possible, we utilize a householding methodology in determining assets under management and billing
percentages. This means that any spouse, domestic partner, and children that reside in the same household as
the client will be billed as an aggregate blended percentage. We will exclude from household billing
aggregation (a) any child in the household over twenty-six (26) years of age, and (b) any account that is
subject to a different fee schedule and/or is billed in advance. In certain circumstances, we may expand our
householding parameters based upon the individual circumstances of the client.
Fees are typically paid by direct debit from the client’s account by the assigned custodians. Clients can elect to
be invoiced for the fees and pay by check or credit card. The total fee and payment method are disclosed
within the Advisory Agreement.

                 AUM Tier                                    Annual Advisory Fee

                 First $1,500,000                            0.90%

                 $1,500,001 to $3,000,000                    0.75%

                 $3,000,001 to $6,000,000                    0.60%

                 Over $6,000,000                             0.45%
If a client terminates the Advisory Agreement during a calendar quarter, we will prorate the client’s fees, based
upon the number of days in the quarter for which the client received services, and deduct such fees on or prior

to the date of termination. For a new account, the fee will be pro-rated based upon the number of days from the
date of inception of our investment services through the end of the first calendar quarter.
Some legacy clients may pay fees based upon a calculation at the beginning of the quarter which is referred to
as fees paid in advance. In those cases, the language of the client’s Advisory Agreement will govern the payment
and refund of the fees.
Fees for Non-Discretionary Portfolio Allocation Services
The non-discretionary portfolio allocation service fee is a flat fee of $3,600 annually, billed quarterly, in arrears,
at the end of each calendar quarter. For example, a client will pay $900.00 a quarter due on April 1 for first
quarter services, July 1 for second quarter services, October 1 for third quarter services and January 1 for fourth
quarter services.
Fees are typically paid by direct debit from the client’s account by the assigned custodians. Clients can elect to
be invoiced for the fees and pay by check or credit card. The total fee and payment method are disclosed
within the Advisory Agreement.
Fees for Financial Planning
Our fee for standalone financial planning is outlined below:
        Financial Planning                            Fee
 One Year Contract                     $2,400 to $4,800

All Financial Planning fees will vary based on each individual client’s circumstances and the level of
complexity of the financial planning services required. Fees are paid in quarterly installments in arrears. Clients
can choose to have these fees paid by check or credit card. The total fee and payment method are disclosed
within the Financial Planning Agreement.
Fees for Employer Retirement-Plan Services

Education and Communication Fee Schedule:

             Service                                Fee
 Education and Communication          TBD – Commensurate with
 Services                             service level

We negotiate our fees with plan sponsors on a case-by-case basis, and the fees are set forth in our agreements
with the plan sponsor. Education and Communication Services can be charged as a flat fee, project fee, basis
points on plan assets or a per head fee on active accounts. This will be determined by plan demographics, and
the level of engagement required to deliver education and communication plan.

Fees for General Education and Communication Services can be paid out of plan assets from participant
account accumulations or the employer can choose to pay the fees out of operating budget.

Fees paid out of participant account accumulations for education and communication can be deducted in arrears
or advance. These fees are calculated as of the market value on the anniversary date, end of a year or a quarter
per the Plan’s agreement with StraightLine.

Fees Charged by Others

Mutual funds and ETFs of all types charge their shareholders various fees and expenses associated with, for
example, the establishment and operation of the fund, its management, servicing, etc. All fund fees are
explained in the current prospectus for each fund, which is available from the fund. Copies of prospectuses can
also be requested by contacting us at info@straightline.com.

With any type of mutual fund or ETF investment, the investor pays those fund fees, though they are not always
...

ITEM 7: TYPES OF CLIENTS

We work with individuals, charitable organizations, corporations, pension and profit-sharing plans, universities,
and other employers to provide our services. We do not advise or manage any mutual funds or other investment
companies. We do not have a minimum account size.