The Partners Wealth Management LLC

Item 5 Fees and Compensation

Fees for Advisory Services

                                   Investment Advisory Services
One of ThePARTNERS’ Investment Adviser Representatives (IAR) will discuss the investment advisory
fees when your account is established, and these fees will be outlined in the advisory agreement.
Investment advisory fees are based on the market value of assets under management at the end of the
prior billing period and are billed at an annual rate of up to 2.99%, depending on the level of assets being
managed, the complexity of the services to be provided and/or the overall relationship with the Client. In
addition to the investment advisory fee, the Client may also pay a platform fee of up to 0.25% annually.
The platform fee is a separate fee for technology and administrative services used to manage Client
accounts, including trading, rebalancing, performance reporting, billing, document maintenance, and
asset aggregation, and generally applies to both wrap fee program and non-wrap advisory accounts, as
applicable. The Client may also pay additional fees for a third-party Model Provider, TPIMs, or for the
build-out of a client's unique custom portfolio model. These fees could be as high as 1% annually. In
most cases, this type of investment management effort is provided through a Turnkey Asset Management
Platform (TAMP), including through third-party turnkey asset management platform (“TAMP”) providers,
such as our affiliate Elite TAMP, or other unaffiliated firms.

ThePARTNERS’ fees are paid quarterly, in advance of each calendar quarter (the billing period), pursuant
to the terms of the investment advisory agreement. Fees for the first partial billing period of service are
prorated from the inception date of the account[s] to the end of the first billing period. Fees may be

negotiable at the sole discretion of the Advisor. Certain Clients may have a fixed annual fee or fixed rate
fee or a fee schedule that differs from the above. ThePARTNERS may offer different approved advisory
fee arrangements, including flat fees, fixed fees, and breakpoint fee schedules. Advisory fees may vary
based on factors such as account size, household relationships, services provided, anticipated future
assets, complexity of the relationship, and other client-specific considerations. Breakpoint fee schedules
are generally applied on a blended basis unless otherwise specified in the applicable advisory
agreement. The Client's fees will take into consideration the aggregate assets under management with
Advisor. All securities held in accounts managed by ThePARTNERS will be independently valued by the
Custodian. ThePARTNERS will not have the authority or responsibility to value portfolio securities. Clients
should review their advisory agreement for additional information relative to fees and fee billing.

ThePARTNERS’ fees cover only the advisory services provided by ThePARTNERS and IARs. Additional
fees may be payable to Model Providers and TPIMs, as described in the investment management
agreement. Model Provider and TPIM fees are subject to change depending on the Model, third-party
Model Provider, TPIM, and TPIM investment strategy used to manage your assets. Please see below for
more information about TPIM fees.

The Client may make additions or withdrawals from the account[s] at any time, subject to ThePARTNERS'
right to terminate an account or the overall relationship. Additions may be in cash or securities provided
that the Advisor reserves the right to liquidate any transferred securities or decline to accept particular
securities into a Client's account[s]. Clients may withdraw account assets on notice to ThePARTNERS,
subject to the usual and customary securities settlement procedures. However, ThePARTNERS typically
designs its investment portfolios as long-term investments and the withdrawal of assets may impair the
achievement of a Client's investment objectives. ThePARTNERS may consult the Client about the
implications of such transactions. Clients are advised that when such securities are liquidated, they may
be subject to securities transaction fees, short-term redemption fees, and/or may have tax ramifications.
If assets in excess of $25,000 are deposited into or withdrawn from the Client's account[s], an adjustment
will be made in the next billing period to reflect the fee difference. ThePARTNERS may negotiate a fee
that differs from the schedule above for certain account[s] or holdings. ThePARTNERS charges a
Platform fee in addition to its Advisory Fee and applies to advisory accounts as described in this Item 5.
The Platform Fee is collected for the technology platform to help us manage, trade, rebalance, report
performance, bill fees, maintain important documents and aggregate your assets. We bill accounts at of
rate of 0.09% per year (0,0225% per quarter) for accounts solely managed by the Adviser
Representative. Accounts that include any TPIMs, utilizing a Unified Managed Account (UMA) will be
billed at a rate of 0.12% per year (0.03% per quarter).

Third-Party Investment Manager (TPIM) Fees
For a Client account where a TPIM is utilized, the TPIM fees will be billed independently from ThePARTNERS’
advisory and platform fee as described below.

                           Financial Planning and Consulting Services
Financial planning and consulting services are provided on either a one-time basis, or as an ongoing
service engagement. For one-time engagements, fees will be charged at hourly rate of up to $400 per
hour or as a fixed engagement. Fees are based on the experience of the person performing the services,
the complexity and duration the services to be provided. An estimate for total hours and costs will be
determined prior to engaging for these services. The Advisor's fee is exclusive of, and in addition to,
brokerage fees, transaction fees, and other related costs and expenses, which may be incurred by the
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Item 7 Types of Clients

ThePARTNERS offers investment advisory services to individuals, families, trusts, estates, and
businesses. Once the Adviser updates its Form ADV, the relative percentage of each type of Client will
be available on ThePARTNERS' Form ADV Part 1. These percentages will change over time.
ThePARTNERS does not impose a size for establishing a relationship.