Silicon Valley Capital Partners LP

Item 5.          Fees and Compensation

         SVCP offers its services for a fee based upon assets under management.

         Investment Management Fees

         SVCP provides investment management services for an annual fee based on the amount of assets under
         the Firm’s management. The fee varies between 40 and 100 basis points (0.40% – 1.00%), depending
         upon the size of a client’s portfolio and the type of services rendered. The annual fee is prorated and
         charged monthly, in arrears, based upon the market value of the assets being managed by SVCP on the
         fifth business day from the end of the month. For the initial period of an engagement, the fee is

         calculated on a pro rata basis. In the event the Agreement is terminated, the fee for the final billing period
         is prorated through the effective date of the termination and the outstanding balance is charged to the client,
         as appropriate. SVCP reserves the right to bill client an account closure fee of $500 per account if
         account(s) are closed before the one-year anniversary to compensate for the set-up of accounts, gathering
         of data and development of client’s portfolio policy statement, asset allocation and retirement income
         strategies recommendations. Certain legacy clients of the Firm may be under a different billing arrangement
         with the Firm.

         Fee Discretion

         SVCP, in its sole discretion, may negotiate to charge a lesser fee based upon certain criteria, such as
         anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be
         managed, related accounts, account composition, pre-existing client relationship, account retention and pro
         bono activities.

         Additional Fees and Expenses

         In addition to the advisory fees paid to SVCP, clients may also incur certain charges imposed by other third
         parties, such as broker-dealers, custodians, trust companies, banks and other financial institutions
         (collectively “Financial Institutions”). These additional charges may include securities brokerage
         commissions, transaction fees, custodial fees, charges imposed directly by a mutual fund or ETF in a client’s
         account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
         deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees and other
         fees and taxes on brokerage accounts and securities transactions. The Firm’s brokerage practices are
         described at length in Item 12, below.

         Fee Debit

         Clients generally provide SVCP with the authority to directly debit their accounts for payment of the Firm’s
         investment advisory fees. The Financial Institutions that act as qualified custodian for client accounts have
         agreed to send statements to clients not less than quarterly detailing all account transactions, including any
         amounts paid to SVCP.

         Account Additions and Withdrawals

         Clients may make additions to and withdrawals from their account at any time, subject to SVCP’s right to
         terminate an account. Additions may be in cash or securities provided that the Firm reserves the right to
         liquidate any transferred securities or decline to accept particular securities into a client’s account.
         Clients may withdraw account assets on notice to SVCP, subject to the usual and customary securities
         settlement procedures. However, SVCP designs its portfolios as long-term investments and the withdrawal
         of assets may impair the achievement of a client’s investment objectives. SVCP may consult with its clients
         about the options and implications of transferring securities. Clients are advised that when transferred
         securities are liquidated, they may be subject to transaction fees, fees assessed at the mutual fund level
         (i.e., contingent deferred sales charge) and/or tax ramifications.

         Silicon Valley Capital Partners, L.P. Disclosure Brochure

Item 7.          Types of Clients
         SVCP provides its services to individuals, trusts, charitable organizations, corporations and other business
         entities.