Snider Retirement Strategies Inc

Item 5: Fees & Compensation
    Compensation for Our Advisory Services

    Financial Planning & Consulting:

    An hourly fee that can range up to $500 per hour for an Advisor and up to $150 per hour for an
    Associate Advisor or Paraplanner (depending on the complexity of the client’s situation) is charged
    by Snider Financial Group for financial planning and consulting services. The total estimated fee, as
    well as the ultimate fee charged, is based on the scope and complexity of our engagement with the
    client. Before commencing financial planning services, we will provide an estimate of the
    approximate hours needed to complete the requested financial planning services. If we anticipate
    exceeding the estimated amount of hours, your Investment Advisor Representative will contact you
    to receive authorization to provide additional services. Upon presentment of the invoice to you,
    Snider Financial Group will deduct the hourly fees due against any retainer balance you may have
    and you will be responsible to immediately pay Snider Financial Group any outstanding balance of
    hourly fees due.

    The Wealth Management System has a one-time fee for the financial plan equal to 20 basis points
    (0.20%) of the client’s total assets. New and existing clients who transfer assets to Snider Financial
    Group for advisory services within six (6) months of the delivery of the financial plan shall receive a
    reduced fee of 10 basis points (0.10%) of the client’s total assets under management. The fee for the
    financial plan as stated herein is subject to a minimum Three Thousand Five Hundred and No/100

ADV Part 2A – Firm Brochure                         Page 7                                      Snider Financial Group

    Dollars ($3,500.00) fee. Adjustments to the fee for the financial plan for clients who transfer assets
    to SFG for advisory services within six (6) months of the delivery of the financial plan will be credited
    to the client’s Snider Financial Group account within two (2) weeks of such transfer.

    Investment Management:

    The annual Investment Management fee is based on a percentage of the assets according to the
    following schedule in addition to the fee required for the respective underlying manager for each
    account if applicable:

                                             Flat Fee Schedule

                                   Assets Under Management                   Annual %
                          $ 200,000         to $ 749,999                      1.50%
                          $ 750,000         to $ 999,999                      1.25%
                          $ 1,000,0000      to $ 1,999,999                    1.00%
                          $ 2,000,000       to $ 4,999,999                    0.90%
                          $ 5,000,000       to $ 9,999,999                    0.75%
                          $ 10,000,000+                                       0.60%

    A minimum of $200,000 is required or an annualized fee of 1.75% of assets under management
    will be assessed.

    The fee to be assessed to each account will be detailed in the client’s signed advisory agreement, LPL
    Account Application or LPL Tiered Fee Authorization form. Our firm bills on cash or cash equivalents,
    unless otherwise agreed to in writing. Fees are billed on a pro-rata basis quarterly in advance based
    on the value of the account(s) on the last day of the previous quarter. Fees are negotiable and will be
    deducted from the account(s). Please note that fees will be adjusted for deposits and withdrawals
    made during the quarter. If accounts are opened during the quarter, the pro-rata advisory fees will
    be deducted during the next regularly scheduled billing cycle. All securities held in accounts managed
    by SFG will be independently valued by the Custodian. The Advisor will conduct periodic reviews of
    the Custodian’s valuation to ensure accurate billing. In rare cases, our firm will agree to direct bill
    clients. As part of this process, Clients understand the following:

         a) The client’s custodian sends statements at least quarterly, showing all disbursements for each
            account, including the amount of the advisory fees paid to our firm.
         b) Clients provide authorization permitting the custodian to deduct these fees.
         c) The custodian calculates the advisory fees for all fee schedules and deducts them from the
            client’s account.

    The maximum annual fee charged to clients utilizing Third Party Managers will not exceed the
    maximum fee published above for this service. Our firm will debit fees for this service as laid out in
    the executed advisory agreement between the client and our firm. This fee shall be in addition to any
    fees assessed by the chosen third party money manager. The third-party money managers we
    recommend will not directly charge you a higher fee than they would have charged without us
    introducing you to them. Third party money managers establish and maintain their own separate
    billing processes over which we have no control. They will directly bill you and describe how this
    works in their separate written disclosure documents.

ADV Part 2A – Firm Brochure                        Page 8                                      Snider Financial Group

    LPL Sponsored Advisory Programs:

    The account fee charged to the client for each LPL advisory program is negotiable, subject to the
    following maximum account fees:

                      Advisory Program                 Annual Percentage of Assets Charged
                     Manager Access Select                        Up to 3.00%
                   Optimum Market Portfolio                       Up to 2.50%
                Model Wealth Portfolios Program                   Up to 2.50%
...

Item 7: Types of Clients & Account Requirements

    Our firm generally provides investment advice to individuals, high-net-worth individuals profit-
    sharing plans, or trusts, estates.

    Our requirements for opening and maintaining accounts or otherwise engaging us:
       • Our firm requires an initial minimum account balance of $200,000 for our Investment
           Management service. This may be negotiable at the Advisor’s discretion.
       • Accounts of less than $200,000 may be set up when the client and the advisor anticipate the
           client will add additional funds to the accounts bringing the total to $200,000 within a period
           of 6 months. Other exceptions will apply to employees of Snider Financial Group and their
           relatives, or relatives of existing clients.
       • Please refer to Item 5 for our minimum fee requirements pertaining to our Financial Planning
           & Consulting service.

ADV Part 2A – Firm Brochure                       Page 10                                   Snider Financial Group