St Columbanus AG

Item 5. Fees and Compensation                              seeks to further minimize this conflict of interest by
                                                           reviewing on an annual basis the revenue received
Columbanus generally charges fees for its services         from cash benefits to ensure such compensation
as a percentage of the market value of assets under        remains at a level where it does not impact the
management (“AUM”) or assets under advisement              advice provided.
(“AUA”). The asset management fee is charged
quarterly in arrears. AUM or AUA is measured with
reference to the last business day of the respective       Fees for Discretionary Portfolio Management
calendar quarter. The fee generally is charged in
CHF.                                                       The following fee schedule generally applies for
                                                           Columbanus’ discretionary portfolio management
Columbanus does not manage or advice accounts              service:
based on commissions, subscriptions fees, or
hourly rate charges.                                         Investment Strategy             Fee
                                                             Conservative                    1.0 %
Compensation is not payable in advance. Accounts             Balanced                        1.2 %
initiated or terminated during a calendar quarter will       Growth                          1.4 %
be charged a prorated fee. Upon termination of any           Custom                          1.6 %
relationship, accrued, unpaid fees will be due and
payable.                                                   There is a minimum annual fee of 1,000 CHF.

In all cases, Columbanus may waive, discount or            Eligible clients have a choice either to pay
negotiate fees at its discretion. Columbanus may           Columbanus either the above fixed fee or a fee with
also charge additional fees for services outside the       a performance based component (outlined below in
scope of the services described above. Any                 Item 6) for discretionary asset management
additional fees are disclosed to the client.               services. Particularly in the context of clients who
                                                           choose to pay a management fee with a
Columbanus generally relies on the custodian bank          performance based component, the fees charged
to value the assets in each client’s Accounts and          by Columbanus may be higher than the fees
Columbanus computes its investment advisory fees           normally charged by other investment advisors
based on these valuations provided by the                  offering similar investment management services
custodian. At the end of the quarter, Columbanus
typically will arrange with the custodian for the direct   Fees for Non-Discretionary Services
payment of its fee from the client’s Account. The
statement from the custodian bank will reflect all         The annual fee for Columbanus’ Non-Discretionary
amounts disbursed from the Account, including the          Services range from 0.1 % to 2.0 %, and is always
amount of any advisory fee paid to Columbanus.             negotiated on a case by case basis.

In addition to the fees charged directly to each           There is a minimum annual fee of 1,000 CHF.
client’s Account described above, Columbanus
may receive indirect compensation from time to             Other fees and expenses you may incur
time in the form of cash benefits (e.g. front end fees
or finders’ fees). The receipt and potential to receive    Fees charged by Columbanus do not include
such indirect compensation can create a material           custodian fees, fees for trade settlement, brokerage
conflict of interest for Columbanus and its clients.       commissions, taxes or any other fee or taxes
Columbanus could have an incentive to                      imposed by the custodian bank or the broker or
recommend investment products based on the                 National Authorities. The fees also do not include
compensation Columbanus will receive rather than           management or other fees charged by funds or
based on each client’s needs. Thus, Columbanus             other products that client Accounts may be invested
may not always be impartial with respect to its            in from time to time. It is Columbanus’ philosophy to
investment recommendations. To mitigate these              generally invest in the most favorable share class
conflicts of interest, Columbanus shall pass all cash      with the least cost.

30 March 2026
St. Columbanus AG CRD 169895                                                                                4

Item 7. Types of Clients                                    selected blue chip equities with a well-covered dividend
                                                            yield. This strategy may also include some corporate and
Columbanus       offers investment management               sovereign bonds. Columbanus’ goal is to achieve a
                                                            broadly diversified portfolio with limited capital volatility.
services to     individuals, families, and small
businesses.
                                                            3. Growth: An actively managed approach to achieve
                                                            significant long-term capital growth, taking into
Generally, Columbanus prefers its client                    consideration above average levels of capital volatility
relationships to have a minimum of 500,000 CHF of           based upon exposure to global equity markets.
assets under management. Columbanus may                     Columbanus’ approach to asset allocation encompasses
accept accounts below the minimum requirements,             global and emerging market equities and global
and will retain accounts that have dropped below            commodities.
the minimum requirement due to market fluctuation
or investment performance. Related accounts can             4. Custom: Columbanus can at a client’s request create
be aggregated.                                              a more customized strategy whose parameters are set by
                                                            the client.