Stonebridge Financial Group LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid monthly, in advance of each month, pursuant to the terms of the agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior month.
Wealth management fees will not exceed 2.00% annually based on several factors, including: the scope and
complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the
Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher fee.

The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the
end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
Stonebridge will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers – As noted in Item 4, the Advisor may implement all or a portion of a Client’s
investment portfolio utilizing one or more Independent Managers. The Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its wealth management fee as described above. The total
blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.50% annually.

                                                  Stonebridge Financial Group, LLC
                                   3770 South Lindbergh Boulevard, Suite 102, St. Louis, MO 63127
                         Phone: (314) 729-9500 | Fax: (314) 729-9501 | Website: https://www.stonebridgefin.com

Contributions and Withdrawals – Clients may make additions to and withdrawals from their account[s] at any time,
subject to Stonebridge’s right to terminate an account. Additions may be in cash or securities provided that
Stonebridge reserves the right to liquidate any transferred securities or decline to accept particular securities into a
Client’s account[s]. Clients may withdraw account assets on notice to Stonebridge, subject to the usual and
customary securities settlement procedures. However, Stonebridge designs its portfolios as long-term investments,
and the withdrawal of assets may impair the achievement of a Client’s investment objectives. Stonebridge may
consult with its Clients about the options and ramifications of transferring securities. However, Clients are advised
that when transferred securities are liquidated, they may be subject to transaction fees, fees assessed at the
mutual fund level (i.e. sales charges) and/or tax ramifications.

Financial Planning Services
Stonebridge offers project-based financial planning services either on an hourly basis or a fixed engagement fee.
Hourly fees range up to $750 per hour. Fixed fees are negotiated based on the expected number or hours or duration
at the Advisor’s hourly rate. Ongoing financial planning engagements are billed an annual fee ranging from $1,200 to
$30,000 annually, paid on a monthly basis. Fees may be negotiable based on the nature and complexity of the
services to be provided and the overall relationship with the Advisor. An estimate for total hours and/or total costs will
be provided to the Client prior to engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00% or a fixed
negotiated fee, pursuant to the terms of the retirement plan advisory agreement. The Advisor charges a Plan set up
fee of up to $5,000. Retirement plan fees are based on the market value of assets under advisement or management
at the end of each billing period. Fees may be negotiable depending on the size and complexity of the Plan and the
overall relationship with the Advisor.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] for the respective billing period. The amount due is calculated based on the total assets
under management with Stonebridge at the end of the prior month. Clients will be provided with a statement, at least
quarterly, from the Custodian reflecting deduction of the wealth management fee. Clients are urged to also review the
statement provided by the Custodian, as the Custodian does not perform a verification of the Advisor’s fees. Clients
provide written authorization permitting advisory fees to be deducted by Stonebridge to be paid directly from their
account[s] held by the Custodian as part of the wealth management agreement and separate account forms provided
by the Custodian.

Use of Independent Managers – For Client accounts implemented through an Independent Manager, the Client’s
overall fees may include Stonebridge’s wealth management fee (as noted above) plus investment management
fees and/or platform fees charged by the Independent Manager[s], as applicable. In certain instances, the
...

Item 7 – Types of Clients

Stonebridge offers investment advisory services to high net worth individuals, families, trusts, estates, businesses,
and retirement plans. Stonebridge generally does not impose a minimum relationship size. However, its services
are tailored to high net worth families.