Strata Wealth Advisors LLC

Item 5: Fees & Compensation

       Compensation for Our Advisory Services

       Strata’s standard fee, based on a percentage (%) of the market value, is calculated from a fee schedule
       ranging from 0.30% to 1.25% depending on Assets Under Management. The fees to be assessed will be
       outlined in the Agreement to be signed by the Client. Annual fees shall be prorated and paid quarterly,
       in advance, based on the market value of the Assets on the last business day of the previous quarter
       (based upon beginning market value of initial engagement quarter). Fees will be deducted from client
       account(s). In certain circumstances, our firm will agree to directly invoice the client. Unless otherwise
       noted in writing, our firm bills on cash and cash equivalents. As part of this process, Clients understand
       the following:
            a) The client’s independent custodian sends statements showing the market values for each
                security included in the Assets and all account disbursements, including the amount of the
                advisory fees paid to our firm; and
            b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
                firm will send an invoice directly to the custodian.

       Strata’s standard fee for the Comprehensive Advisory Agreement is the greater of the calculated fee
       as outlined in the fee schedule within Exhibit A of the signed agreement or a fixed annual fee minimum
       described below.

       Strata offers two primary service models under the Comprehensive Advisory Agreement: Enhanced
       Financial Planning Services and Essential Wealth Management Services. Clients participating in the
       Enhanced Financial Planning Service model are subject to a minimum annual advisory fee of $15,000,
       while those in the Essential Wealth Management Services model have a minimum annual advisory fee
       of $3,000. The annual minimum fee may be assessed on a pro rata quarterly basis or on a
       calendar‑year basis. If assessed on a calendar‑year basis and the minimum fee is not met through
       quarterly billings, Strata will assess the shortfall at year‑end and invoice the client for the remaining
       balance. Participation in either model is determined by the advisor and on a case-by-case basis,
       considering factors such as the client's net worth, portfolio composition, complexity of financial and
       estate planning needs, servicing requirements, family circumstances, coordination with other
       advisors, and implementation of recommendations. Additionally, our firm may charge an initial
       Financial Planning flat fee for the first year, which is in addition to the fee schedule. Fees to be assessed
       will be outlined in the Comprehensive Advisory Services Agreement to be signed by the client. The
       Firm does not adjust its fee for intra-quarter additions or withdrawals.

       It's important to note that if a client is subject to an annual minimum fee, they may pay a higher

ADV Part 2A – Firm Brochure                          Page 12                                  Strata Wealth Advisors, LLC

       percentage fee than what is outlined in the comprehensive Agreement. Strata reserves the right to
       waive or reduce the fee minimum at its discretion.

       Our fees are negotiable at our discretion, depending upon objective and subjective factors including
       but not limited to: the amount of assets to be managed; portfolio composition; the scope and
       complexity of the engagement; the anticipated number of meetings and servicing needs; related
       accounts; future earning capacity; anticipated future additional assets; the professional(s) rendering
       the service(s); prior relationships with us and/or our representatives, and negotiations with the
       client. As a result of these factors, similarly situated clients could pay different fees, the services to be
       provided by us to any particular client could be available from other advisers at lower fees, and certain
       clients may have fees different than those specifically set forth above.

       Cash Management Program: Participants in our Cash Management Program will be charged an annual
       advisory fee of 0.30% based upon the balance in the cash management account.

       Where applicable, we may aggregate the assets under management with related clients in a household
       to achieve a fee level breakpoint.

       Financial Planning & Consulting:

       Our firm charges on a flat fee basis for financial planning and consulting services. The total estimated
       fee, as well as the ultimate fee charged, is based on the scope and complexity of our engagement with
       the client. Annual flat fees will not exceed $150,000. An on-going flat fee may be required based on
       individual client circumstances. Full payment of fees is required upon execution of our agreement. Our
       firm will not require a retainer exceeding $1,200 when services cannot be rendered within 6 months.

       Retirement Plan Consulting:

       Our Retirement Plan Consulting services are billed on the percentage of Plan assets under
       management. The total estimated fee, as well as the ultimate fee charged, is based on the scope and
       complexity of our engagement with the client. Fees based on a percentage of managed Plan assets will
       not exceed 1.25%. The fee-paying arrangements for Retirement Plan Consulting service will be
       determined on a case-by-case basis and will be detailed in the signed consulting agreement.

       Management of Client 401K Plan Participant Accounts.
       As noted above, Strata, when authorized and on a consulting basis, will manage Client held-away
       retirement plan assets by providing investment and allocation recommendations as an integrated
...

Item 7: Types of Clients & Account Requirements

       Our firm has the following types of clients:
           Individuals and High Net Worth Individuals;
           Trusts, Estates or Charitable Organizations;
           Pension and Profit Sharing Plans; and
           Broker-Dealers.

       Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
       us. However, clients who opt into electronic delivery of statements or maintain at least $1 million in
       assets at Fidelity will not be charged transaction fees for U.S. listed equities and exchange traded
       funds.