Strategic Planning Group Inc

Item 5: Fees and Compensation
Each client must enter into a written agreement with the firm which will state all of the relevant terms,
including the services to be provided and the fees to be charged.
Fees for Financial Planning

SPG charges a fixed fee for a Financial Plan. The fee is based on the client’s income, plus the value of
their investments, excluding residences, as follows:

         Income and Value of Investments                                              Fees
 Up to $1,000,000                                                          $1,500
 Greater than $1,000,000 up to $3,000,000                                  $2,500
 Greater than $3,000,000                                                   $3,500

The fee is payable in full upon signing the agreement. This fee is not negotiable. Each client agreement
expressly states that if the client is not 100% satisfied upon receipt of the Plan, SPG will promptly issue a
full refund.

One year after beginning the first plan, the Client may choose to renew for another Plan, for a fee of 50%
of the fee set forth above. The renewal fee is payable in full prior to SPG writing a new Plan. The
agreement between SPG and the Client for the new Plan shall be set forth in a new written agreement.
In subsequent years the client may renew again at the discounted fee rate.

Fees for Investment Management

The fee for the management of an investment account (“Management Fee”) is billed quarterly in advance
and is based on a percentage of the value of assets managed under the Program at the end of the
preceding quarter. The fee for the initial period is based on the value of the assets as of the start date of
the Program (and prorated if the initial period is shorter than a quarter). This initial fee is not billed until
the end of the quarter and is added to the next quarterly fee. The fee is billed at the following annual
rate.

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Strategic Planning Group, Inc.                                     ADV Part 2A      IARD/CRD Number: 124855
                                                                    (Brochure)

                   Client Assets                                                   Annual Rate
 Up to $3,000,000                                                          1.00%
 Greater than $3,000,000 up to $7,000,000                                  0.80%
 Greater than $7,000,000                                                   0.50%

Termination and Pro Rata Billing
Investment management agreements may be terminated by either party on 30-days’ notice. If an
investment management account is opened or closed at a time other than a quarter-end billing period,
then the Management Fee will be pro-rated for the number of days left in the quarter and either billed
accordingly, or if it has been paid in advance, refunded promptly.
No Other Compensation
The financial planning and investment management fees paid by clients are SPG’s sole source of
compensation.

Other Costs Involved
In addition to the Management Fee paid to SPG, clients with investment management accounts will incur
other fees and expenses associated with their accounts. Such fees and expenses include:

      •     Management, custodial, trading and administrative fees and expenses paid by the mutual funds
            and ETFs in your portfolio. These fees and expenses are disclosed in the fund’s prospectus.
      •     Brokerage costs, transaction and administrative fees and custodial fees charged by the client’s
            broker or custodian. Please consult your custodial agreement and addendums for specific
            information about these fees.

Under no circumstances will Strategic Planning Group earn fees in excess of $1,200 more than six
months in advance of services rendered.

Item 7: Types of Clients
SPG provides investment advisory services to individuals, including high-net worth individuals. While
the Advisor does not impose a formal minimum account size or minimum annual fees for investment
management services. SPG reserves the right to determine that an account (or proposed account) is too
small to be managed effectively.