Strategic Financial Services Inc

Item 5: Fees and Compensation
Wealth Management Services
Our standard pricing schedule for all Wealth Management Services clients is as follows:

                                  Core Price              Client’s Assets Under
                                  Schedule                    Management
                                    1.50%                     First $250,000
                                    0.90%                    Next $1,750,000
                                    0.70%                    Next $3,000,000
                                    0.50%                    Next $10,000,000
                                    0.45%               On Assets over $15,000,000

Fees will be charged every three months, in advance. Client accounts will be placed in one of three, three-month
billing cycles at the discretion of Strategic. The fee will be calculated as of the last business day of each three-month
cycle and is based on the market value of all the assets in the account as reported by the firm's portfolio management
system, which is reconciled with custodian data. The Advisor will receive no start-up or termination fees. Fee
deductions are reflected in custodial statements. Clients may request fee statements directly from us. Any such
request should be made to the client’s advisor. A new client's first bill will be the second month end from the date the
advisory agreement was signed.

We retain the discretion to negotiate alternative pricing schedules on a client-by-client basis. Client facts,
circumstances, and needs are considered in determining the pricing schedule. This can include the complexity of the
client relationship, assets to be placed under management, anticipated future deposits, related persons, and account
composition, among other factors. We may group certain client households to determine the annualized fee.

In certain circumstances, Strategic may offer a specific client account a reduced pricing schedule. This pricing
schedule is reserved for specific accounts where there are factors that would limit our management of the account.
An account holding a security with no or extremely low-cost basis would be an example of when this pricing schedule
may be offered. Additional factors, such as relationship size or complexity, are considered before offering this pricing
schedule for a specific account. Clients will sign a price addendum to our advisory agreement to document the
reduced price. As part of the agreement and as disclosed here, Strategic may have the authorization to transfer assets
from a client account on this reduced pricing schedule to a different client account with a different and potentially
higher pricing schedule. This transaction may result in a higher management fee for the client.

Some legacy clients may have grandfathered pricing schedules that are different than the schedules named above
and that are not available to new clients.

We deduct our advisory fee(s) directly from client account(s). However, we may, at our discretion, allow a client to be
billed directly for their management fees.

Institutional Services
At Strategic, we are committed to providing tailored and comprehensive investment solutions through a transparent
and structured fee model for our institutional clients. Our fees are designed to align with the complexity and
requirements of each client relationship while ensuring fairness and clarity.

Page | 16

                                                                                                 Form ADV Part 2A

Our institutional advisory fees are based on assets under management (AUM) and are calculated using the following
tiered structure:
                               Institutional Price        Client’s Assets Under
                                    Schedule                  Management
                                      1.20%                   First $250,000
                                      0.65%                  Next $1,750,000
                                      0.50%                  Next $3,000,000
                                      0.35%                  Next $10,000,000
                                      0.30%            On Assets over $15,000,000

Factors Affecting Fees: While the above fee schedule applies to most institutional clients, final fees may be
influenced by factors such as:
     • Asset Size of the Relationship – Larger relationships may benefit from scaled pricing based on total assets
        under management.
     • Service Expectations – Fees may vary based on the breadth and complexity of services required, such as
        customized reporting, investment advisory, or specialized portfolio management.

Prior to engagement, we provide each institutional client with a detailed fee proposal, ensuring full transparency in
pricing. Any fee arrangements will be explicitly outlined in the client agreement.

Fees will be charged every three months, in advance. Client accounts will be placed in one of three, three-month
billing cycles at the discretion of Strategic. The fee will be calculated as of the last business day of each three-month
cycle and is based on the market value of all the assets in the account as reported by the firm's portfolio management
system, which is reconciled with custodian data. The Advisor will receive no start-up or termination fees, nor will it be
subject to any penalties. Fee deductions are reflected in custodial statements. Clients may request fee statements
directly from us. Any such request should be made to the client’s advisor. A new client's first bill will be the second
month end from the date the advisory agreement was signed.

We retain the discretion to negotiate alternative pricing schedules on a client-by-client basis. Client facts,
circumstances, and needs are considered in determining the pricing schedule. This can include the complexity of the
...

Item 7: Types of Clients
Strategic offers comprehensive investment advice tailored to various types of clients, including:
             ▪ Individuals
             ▪ High-net-worth individuals
             ▪ Trusts, Estates, Foundations, and Charitable Organizations
             ▪ Corporations
             ▪ Non-Profit Institutions
             ▪ Pension, Profit Sharing Plans, 401(k) Plans, and other Qualified Retirement Plans
             ▪ Other Business Entities

For details regarding the requirements for establishing an account or relationship with us, please refer to the
Advisory Business section.

Our Core Client Program is generally designed for clients with at least $500,000 in investable assets, although we
may make exceptions in our discretion.

Our Strategic Blue Program is generally intended for clients with investable assets below $500,000. The minimum
for a Blue Program relationship is generally $250,000 in investable assets. We may, at our discretion, accept
relationships below this minimum based on factors such as the client's savings trajectory, connection to an existing
client household or key professional relationship, and overall fit with the program's service model. We generally do
not accept relationships where the client has limited assets and no reasonable expectation of additional savings or
wallet share, unless the relationship is connected to an existing client or other key relationship described above.

For sub-advisory strategies (e.g., hedging or exchange fund replication for concentrated positions), the Sub-Advisor
often imposes additional qualifications or minimums. Refer to the Sub-Advisor’s Form ADV for details on account
minimums or requirements.

Page | 21

                                                                                                 Form ADV Part 2A