Top Private Wealth LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory Contract,
the Advisory Contract may be terminated by the Client within five (5) business days of signing the Advisory
Contract without penalty.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our
fees, however, you should review your executed Advisory Contract for more detailed information regarding
the exact fees you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory
Contract shall occur without prior Client consent via a new or amended Advisory Contract.

Investment Management Services
The fee is based on a percentage of assets under management and is negotiable. The annualized fees for
investment management services are based on the following fee schedules.

                      Assets Under Management                       Annual Advisory Fee
                              $0 - $1,000,000                                1.25%
                         $1,000,001 - $2,000,000                             0.50%
                         $2,000,001 - $3,000,000                             0.25%
                          $3,000,001 and Above                               0.00%

The annual advisory fee is paid quarterly in advance based on the value of Client’s account(s) as of the last
day of the billing period. The advisory fee is a blended tier. For example, for assets under management of
$2,000,000, a Client would pay 1.25% on the first $1,000,000 and 0.50% on the remaining balance. The
quarterly fee is determined by the following calculation: (($1,000,000 x 1.25%) + ($1,000,000 x 0.50%)) ÷ 4 =
$4,375.

In determining the advisory fee, we may allow accounts of members of the same household to be aggregated.
TPW relies on the valuation as provided by Client’s custodian in determining assets under management. Our
advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial
and terminating billing periods. Clients may make additions or withdrawals from their account at any time;
however, TPW reserves the right to adjust our advisory fees on a pro-rata basis on account of any such cash-
flow transactions.

Legacy clients may be grandfathered in at a flat or tiered fee. The final agreed upon fee will be outlined in the
Advisory Contract. A Legacy Client is an individual or entity that has maintained an active client relationship
with our advisory firm for a period exceeding five years. Legacy Clients have a differentiated fee structure
compared to new or prospective clients.

TOP Private Wealth, in its sole discretion, may negotiate to charge a lesser management fee based upon
certain criteria (i.e., anticipated future earnings capacity, anticipated future additional assets, current value of
assets to be managed, complexity, related accounts, pre-existing Client, account retention, pro bono activities,
et cetera).

                                                                 Form ADV Part 2A

Ongoing Financial Planning

We charge a recurring fixed fee for Ongoing Financial Planning. Fees are paid monthly or quarterly in advance,
ranging from $1,500-$5,000 quarterly or $500-$1,650 for monthly. The fee range is dependent upon variables
including the specific needs of the Client, complexity, estimated time, research, and resources required to
provide services to you, among other factors we deem relevant. Fees are negotiable and the final agreed upon
fee will be outlined in your Advisory Contract.

TPW collects an initial fee, no greater than $20,000. The initial fee covers the initial construction of the
comprehensive financial plan. This work will commence immediately after the fee is paid, and the length of
time required to complete and deliver the plan is dependent on several factors including the needs of the
Client, the Client’s ability to provide any necessary information and documentation, as well as the complexity
of their financial situation. For more details of what initial construction of a comprehensive financial plan
entails, please refer to Item 4. Following the initial construction of the financial plan, ongoing fees are charged
for continuous monitoring, regular client meetings, and annual reviews to ensure the plan remains aligned
with the client's goals and adapts to any changes in their financial situation or market conditions. Advisor may
reduce or waive the initial fee at the Advisor’s discretion. At no time do we require prepayment of $1,200 or
more six months or more in advance of rendering the services.

Project-Based Financial Planning

TPW charges either a fixed or hourly fee for Project-Based Financial Planning. Fixed fee rates range between
$6,000 to $20,000. Our hourly rate is $400.

The fee range is dependent upon variables including the specific needs of the Client, complexity, estimated
time, research, and resources required to provide services to you, among other factors we deem relevant.
Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract. TPW may request
a portion of the fee be collected in advance with the remainder due upon completion of the services. TPW will
not bill an amount above $1,200 more than 6 months or more in advance of rendering the services.

Fee Payment

For Investment Management services, we deduct our advisory fee from one or more account(s) held at an
unaffiliated third-party custodian, as directed by the Client. Please refer to Item 15 of this Brochure regarding
our policy on direct fee deduction. Clients may also pay by electronic funds transfer (EFT). We use an
independent third party payment processor in which the Client can securely input their payment information
to pay their fee. We do not have access to the Client’s banking or credit information at any time. The Client
...

Item 7: Types of Clients
We provide financial planning and investment management services to individuals, high net-worth individuals.

We do not have a minimum account size requirement to open or maintain an account.

                                                                Form ADV Part 2A