West Financial Advisors LLC

Item 5. Fees and Compensation
Annual fees for individual client portfolios with discretionary investment management services are calculated as a
percentage of assets under management according to the following schedule.
$0 to $1,000,000:                                                  .85%, if under $1,000,000, flat fee of $8,500 instead
Next $1,000,000:                                                   .75%
Next $1,000,000:                                                   .60%
Next $3,000,000:                                                   .50%
Portion of assets exceeding $6,000,000:                            .30%

Accounts are charged one-quarter of the annual rate shown in the schedule above after the end of each calendar quarter
(March, June, September, December) based on the total account balances at those times. Service that begins or
terminates between calendar quarters will be billed on a prorated basis according to the number of days in the quarter

            111 E. Grand, Suite 412 • Des Moines, IA 50309 • Phone: 515.284.1011 • Fax: 515.284.6522 • www.westfinancialadvisors.com                                 2

West Financial Advisors, LLC ADV Disclosure Brochure
                                                                                                 February 25, 2026● SEC File Number 142265

that balances were credited to the account. The firm debits client accounts for the appropriate fee. If clients have more
than one account, we typically debit one account for the combined total balance of all accounts. Clients may also elect to
be billed directly. Not all clients are billed according to the aforementioned fee schedule. In these cases, the fees were
either determined by a different fee schedule in place at the time of contracting services, the minimum fee was waived,
or a mutually agreed upon fee adjustment was made for unique servicing arrangements specific to the client.

Comprehensive financial planning services will be included when the client’s total investment balance exceeds $1 million.
Otherwise, we include financial advice such as tax-advantaged investing, cash flow strategies, and other investment
related matters.

Company sponsored retirement plan fees are negotiable, typically not to exceed 1.0% of assets annually. Plan participant
accounts are charged one-quarter of the annual rate designated by the plan agreement after the end of each calendar
quarter (March, June, September, December) based on the total account balances at those times.

All fees paid to WFA for investment advisory and financial planning services are separate and distinct from the fees and
expenses charged by mutual funds and exchange-traded funds to shareholders. Clients may also incur transactional fees
or commissions by other third-party custodians of investment assets.

We never receive compensation or other economic benefit from third parties for investments and services we
recommend to clients.

Item 7. Types of Clients
We provide advisory services primarily to high net worth individuals (households with at least $1,100,000 managed by our
firm or whose net worth exceeds $2,200,000) and company sponsored pension and profit sharing plans. We generally
require clients to maintain a total investment balance exceeding $1 million. However, we may waive the minimum
requirement in our discretion. We also advise emerging high net worth individuals (households committed to growing
their investment portfolios through disciplined savings over time).