Twenty Twenty Investment Advisors LLC

ITEM 5 - FEES AND COMPENSATION

WEALTH MANAGEMENT
Twenty Twenty charges advisory fees (“Advisory Fees”) for Wealth Management which are calculated as a percentage of assets
under management (“Assets”). Our standard annual Advisory Fee is as follows:
                                       Assets Managed          Advisory Fee
                                       First $1,000,000            1.00%
                                       Next $2,000,000             0.85%
                                       Next $2,000,000             0.70%
                                      Above $5,000,000             0.50%
The Advisory Fee is calculated quarterly based upon the value of the Assets at the end of the previous quarter. When you engage
us, you will sign an advisory agreement (“Agreement”) that fully discloses our Advisory Fee; specifies the fee being charged in
advance or arrears; gives us authorization to debit our fee directly from your accounts; and provides the general terms for our
services. The Assets include all positions in the accounts, cash, declared and paid dividends, accrued income and interest payments,
unless specifically excluded or restricted from billing in writing by the client. We have some clients on a lower fee schedule or waived
minimum fee based on the individual client circumstances, familial relationships, complexity of relationship, existing client, etc.
Clients are also responsible for all transaction charges, fees and other expenses charged and imposed by the custodian who holds
the Assets, which is separate and in addition to our Advisory Fees. Additionally, clients may incur, relative to all mutual fund and
exchange traded fund purchases, charges imposed at the fund level (e.g., management fees and other fund expenses). Accordingly,
clients should review the fees charged by the investments, custodian, and our Advisory Fee to fully understand the total amount of
the fees being paid. The investments selected for the clients are not exclusively available to us and could be obtained through other
unaffiliated firms and potentially at a lower fee. Of course, we strive to be sensitive and conscientious of all fees charged to clients.

FINANCIAL CONSULTING
Financial Consulting is included in the Advisory Fee for Wealth Management clients who request the same. For standalone Financial
Consulting, our fixed fee is up to $350 per hour for services provided. If engaged for standalone Financial Consulting, clients will be
provided a Financial Consulting agreement (“Consulting Agreement”) that outlines the services provided, and fee to be charged. We
will provide all standalone Financial Consulting clients with an invoice of the fees charged, or it will be outlined in the Consulting
Agreement.
Standalone Financial Consulting fees are due upon engagement or on completion and delivery of the analysis and recommendations.
You may terminate the Consulting Agreement by providing us with written notice. There is no penalty for termination of your
Financial Consulting agreement prior to delivery of the information being delivered to you, although we would charge you for the
time spent prior to the termination, unless cancelled within 5 days of engagement.

RETIREMENT PLANNING SERVICES
We charge advisory fees (“Retirement Advisory Fees”) for Retirement Plan Advisory Services which are calculated as a percentage
of assets under management (“Assets”). Retirement Advisory Fees are based on a percentage of managed plan assets and will not
exceed 1.25%. In some cases, we charge Retirement Advisory Fees on an hourly basis. The fee-paying arrangements will be
determined on a case-by-case basis and will be detailed in the signed Retirement Plan Advisory Services Agreement.

TWENTY TWENTY INVESTMENT ADVISORS, LLC
JULY 24, 2026 | PAGE 3

ITEM 7 - TYPES OF CLIENTS
We provide investment advice to individuals, high net worth individuals, foundations, employer sponsored retirement plans,
charitable organizations, institutions, trusts and estates.