Big Sky Wealth Advisors LLC

ITEM 5 - FEES AND COMPENSATION

In addition to the information provided in Item 4 – Advisory Business, this section details our Firm’s services and
each service’s fees and compensation arrangement. The Client and Big Sky’s Investment Advisory Agreement
will outline and agree upon the exact costs and other terms related to the Client’s Accounts.

INVESTMENT MANAGEMENT FEE

Our Firm offers investment management services for an annual fee based on the amount of assets under
management. Our maximum annual fee is 1.50%, and we have a minimum account size of $50,000. We retain
the right to waive the minimum account size at our discretion.

                                         Individuals & High-Net Worth Individuals
                                                                      Maximum Annual Advisory Fee
                          Assets Under Management
                                                                             Percentage
                                 $0 - $500,000                                     1.50%

                            $500,001 - $1,000,000                                  1.30%

                           $1,000,001 - $2,500,000                                 1.00%

                           $2,500,001 - $5,000,000                                 0.75%

                           $5,000,001 - $10,000,000                                0.60%

                           $10,000,001 and above                                 0.45%

                          Charitable Organizations, Non-Profit Organizations, and Foundations
                         Assets Under Management               Maximum Annual Advisory Fee
                                                                      Percentage
                               $0 - $5,000,000                          0.50%

                           $5,000,001 and above                             0.25%

Our annual fee is reasonable in relation to (1) the services provided and (2) the fees charged by other investment
advisers offering similar services/programs.

Our annual fee is prorated and charged quarterly in arrears based on the average daily balance of the account.
Cash and cash equivalents, including money market funds, are subject to your advisory fee. Clients should
understand that the advisory fees charged on these balances may exceed the returns provided by cash, cash
equivalents, or money market funds, especially in low-interest rate environments.

Our Firm retains complete discretion to negotiate fees and may waive or impose different fees on any Client.
The investment advisory fees will be deducted from your account and paid directly to our Firm by the qualified
Custodian(s) of your account. The Client will authorize your account's qualified Custodian(s) to deduct fees from
the account and pay such fees directly to our Firm. All account assets, transactions, and advisory fees will be
shown on the monthly or quarterly statements provided by the Custodian. You should review your account
statements received from the qualified Custodian(s) and verify that appropriate investment advisory fees are
being deducted. The qualified Custodian(s) will not verify the accuracy of the investment advisory fees deducted.
We may aggregate related Client accounts to calculate the advisory fee applicable to the Client. The investment
management agreement will outline the fee charged to a Client and any breakpoints based on the level of assets
managed. The fees are subject to change with prior written notice to the Client.

Our annual investment advisory fee may be higher than that of other investment advisers that offer similar
services and programs. In addition to our compensation, you may incur charges imposed at the mutual fund
level (e.g., advisory fees and other fund expenses).

Accounts initiated or terminated during a calendar quarterly will generally be charged a prorated fee based on
the days the Client account was open during that quarter. Any prepaid, unearned fees will be refunded upon
termination of any account.

FINANCIAL PLANNING FEE

Big Sky Wealth Advisors offers comprehensive financial planning services structured across three primary
planning tiers:

    •   Building Wealth Plan: Designed for clients with investable net worth under $1,000,000. Initial plan fee:
        $5,000. Annual renewal: $3,000 per household.

    •   Protecting Wealth Plan: For clients with investable net worth over $1,000,000. Initial plan fee: $7,500.
        Annual renewal: $4,000 per household.

Planning fees are billed as fixed project fees or hourly, based on the complexity of the services provided and
the level of advisor expertise. Hourly rates are:

    •   Josh Horton: $350/hour (increased annually by $25 and may increase with additional credentials)

    •   Ryan Swain: $150/hour (increased annually by $25 and may increase with additional credentials)

50% of any fixed planning fee is collected upon execution of the Financial Planning Agreement, and the
remaining balance is due upon plan delivery. Annual renewals are billed in January.

Fees are negotiable based on client needs. All fees and deliverables are detailed in Exhibit A of the Financial
Planning Agreement. Refunds for unearned fees are issued in the event of early termination, and any prorated
work will be billed at the applicable hourly rate.

A completed financial plan will be delivered by Big Sky in less than six months from the effective date of the
Agreement unless otherwise agreed upon and noted in the Financial Planning Agreement in Exhibit A. If the
service provided does not meet the required hourly threshold, the amount due will be reduced according to the
service that was completed, and any unearned fee will be refunded to the client.

At our discretion, you may pay the financial planning fees by check. Fees can be paid via check directly to our
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ITEM 7 - TYPES OF CLIENTS

Our Firm provides investment management, investment advice, financial planning and retirement plan
consulting to individuals, high-net-worth individuals and families, estates, trusts, retirement plans, corporations,
and charitable foundations.

Our Firm requires a minimum account value of $50,000 to provide advisory services. To reach this account
minimum, Clients can aggregate all household accounts. Exceptions may be granted to this minimum for the
Client's relationship with the representative.

Clients must execute a written agreement with our Firm specifying the advisory services to establish a Client
arrangement with us.