Venture Forth Financial LLC

ITEM 5 - FEES AND COMPENSATION
In addition to the information provided in Item 4 – Advisory Business, this section details our Firm’s services and
each service’s fees and compensation arrangement. The Client and VFF’s Investment Advisory Agreement will
outline and agree upon the exact costs and other terms related to the Client’s Accounts.

INVESTMENT MANAGEMENT FEE
Our Firm offers investment management services for an annual fee based on the amount of assets under
management based on a blended tiered fee schedule as described below:
                       Assets Under Management                       Annual Fee
                            First $1,000,000                           1.00%
                            Next $4,000,000                            0.70%
                            Next $5,000,000                            0.35%
                       Amount over $10,000,000                         0.25%

Under this structure, each fee tier applies only to a portion of the assets within that tier. As a result, a client’s
effective annual fee rate will lower as asset levels increase.
For example, if a client has $2,000,000 under management, the fee would be calculated as follows:

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    •   1.00% on the first $1,000,000 = $10,000
    •   0.70% on the remaining $1,000,000 = $7,000
        ($10,000 + $7,000) ÷ 4 = $4,250 per quarter (effective rate of 0.85%)
Our annual fee is reasonable in relation to (1) the services provided and (2) the fees charged by other investment
advisers offering similar services/programs.
Our annual fee is prorated and charged quarterly in arrears based on the value of the Client’s assets under
management as of the close of business on the last business day of the previous quarter.
Our Firm retains complete discretion to negotiate fees and may waive or impose different fees on any Client.
The investment advisory fees will be deducted from your account and paid directly to our Firm by the qualified
Custodian(s) of your account. The Client will authorize your account's qualified Custodian(s) to deduct fees from
the account and pay such fees directly to our Firm. All account assets, transactions, and advisory fees will be
shown on the monthly or quarterly statements provided by the Custodian. You should review your account
statements received from the qualified Custodian(s) and verify that appropriate investment advisory fees are
being deducted. The qualified Custodian(s) will not verify the accuracy of the investment advisory fees deducted.
We may aggregate related Client accounts to calculate the advisory fee applicable to the Client. The investment
management agreement will outline the fee charged to a Client and any breakpoints based on the level of assets
managed. The fees are subject to change with prior written notice to the Client.
Our annual investment advisory fee may be higher or lower than that of other investment advisers that offer
similar services and programs.
Accounts terminated during a calendar quarter will be charged a prorated fee based on the days the Client
account was open during that quarter.

LEGACY MANAGEMENT FEE
 Managed legacy positions are included within our Firm’s standard investment management fee and are outlined
 in the executed investment management agreement.

FINANCIAL PLANNING FEE
Financial planning services are typically included as part of the Firm’s ongoing investment management services
and are covered by the asset-based advisory fee described above. Clients who engage the firm for discretionary
investment management do not pay a separate fee for financial planning services, unless otherwise agreed to in
writing.

ADDITIONAL FEES & EXPENSES
In addition to the advisory fees paid to our Firm, Clients also incur certain charges imposed by other third parties,
such as broker-dealers, Custodians, trust companies, banks, and other financial institutions. These additional
charges include securities, transaction fees, custodial fees, fees charged by the SMA, ITPM, and Manager
charges imposed by a mutual fund or ETF (Exchange Traded Funds) in a Client’s account, as disclosed in the
fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. Our brokerage practices are described at length in Item 12 below. Neither
our Firm nor its supervised persons accept commission compensation for selling securities or other investment
products. Further, we do not share any additional fees and expenses outlined above.

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Our Firm’s investment strategies may include mutual and exchange-traded funds (“ETFs”). Our policy is to
purchase institutional share classes of those mutual funds selected for the Client’s portfolio. The institutional
share class generally has the lowest expense ratio. The expense ratio is the annual fee that all mutual funds or
ETFs charge their shareholders. It expresses the percentage of assets deducted each fiscal year for funds
expenses, including 12b-1 fees, management fees, administrative fees, operating costs, and all other asset-
based costs incurred by the fund. Some fund families offer different classes of the same fund, and one share
class may have a lower expense ratio than another. Mutual fund expense ratios are in addition to our fees; we
do not receive any portion of these charges. If an institutional share class is not available for the mutual fund
selected, the adviser will purchase the least expensive share class available for the mutual fund. As share classes
with lower expense ratios become available, we may use them in the Client’s portfolio or convert the existing
mutual fund position to the lower-cost share class. Clients who transfer mutual funds into their accounts with our
...

ITEM 7 - TYPES OF CLIENTS
Our Firm provides investment management, financial planning, and consulting services, to individuals, high-net-
worth individuals and families, and trusts. Our firm does not require a minimum account value to provide advisory
services.
Clients must execute a written agreement with our Firm specifying the advisory services to establish a Client
arrangement with us.