Wealth Creation Management Group LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 WCMG offers discretionary direct asset management services to advisory Clients. WCMG
 charges an annual investment advisory fee based on the total assets under management as
 follows:
              Assets Under Management          Annual Fee         Monthly Fee
                  Up to $1,000,000               1.75%             0.1458%
                   Over $1,000,000               1.10%             0.0917%
 This is a tiered or breakpoint fee schedule, the entire portfolio is charged the same asset
 management fee. For example, a Client with $750,000 under management would pay
 $13,125 on an annual basis. $750,000 x 1.75% = $13,125.
 The annual fee may be negotiable based upon certain criteria (e.g., historical relationship,
 type of assets, anticipated future earning capacity, anticipated future additional assets,
 dollar amounts of assets to be managed, related accounts, account composition,
 negotiations with Clients, etc.).
 Fees are billed monthly in advance based on the amount of assets managed as of the close
 of business on the last business day of the previousmonth. If margin is utilized, the fees will
 be billed based on the net asset value of the account. Lower fees for comparable services
 may be available from other sources. Clients may terminate their account within five (5)
 business days of signing the Investment Advisory Agreement with no obligation and
 without penalty. Clients may terminate advisory services with thirty (30) days written
 notice. For accounts opened or closed mid-billing period, fees will be prorated based on the
 days services are provided during the given period. All unpaid earned fees will be due to
 WCMG. Additionally, all unearned fees will be refunded to the Client. Client shall be given
 thirty (30) days prior written notice of any increase in fees. Any increase in fees will be
 acknowledged in writing by both parties before any increase in said fees occurs.
 ASSET HELD AWAY
 WCMG offers discretionary direct asset management services to advisory Clients. WCMG
 charges an annual investment advisory fee based on the total assets under management of
 no more than1.10% annually.
 The annual fee is negotiable. The Advisory Fee for the initial period will be paid on a pro
 rata basis based on the number of days in the billing period for which services under this
 Agreement will be provided, in advance (payable Net 15), based on the billing period
 beginning value of the Client’s managed assets, in accordance with the fee schedule listed in
 the Agreement. For all future periods, the Advisory Fee will be assessed and payable each

 billing period, in advance, based on the balance of Client’s managed assets as of the prior
 period-end, in accordance with the fee schedule listed in the Agreement. No fee adjustment
 will be made for Account deposits and withdrawals during a billing period.
 In addition to the fees paid to WCMG, investments used in managing the Account may
 subject Client to additional fees. For example, mutual funds, index funds, exchange traded
 funds and private funds typically charge ongoing management fees and have other
 expenses for the operation of those funds. These fees should not be confused with “loads”
 or commissions. WCMG does not receive any additional compensation, either directly or
 indirectly, from these investments. Fees are payable at the beginning of each quarter
 through a non-qualified client designated custodian account held with WCMG.
 FINANCIAL PLANNING AND CONSULTING
 WCMG charges a fixed fee for financial planning. Prior to the planning process the Client
 will be provided an estimated plan fee. Services are completed and delivered inside of
 thirty (30) days contingent upon timely delivery of all required documentation. Client may
 cancel within five (5) business days of signing Agreement with no obligation and without
 penalty. If the Client cancels after five (5) business days, any unearned fees will be
 refunded to the Client on a pro-rata basis based on time spent at $100 per hour, or any
 unpaid earned fees will be due to WCMG. WCMG reserves the right to waive the fee should
 the Client implement the plan through WCMG.
        FIXED FEES
        Financial Planning Services are offered based on a flat fee between $250 and $1,000.
        Fees for financial plans are billed 50% in advance with the balance due upon plan
        delivery.
 SEMINARS AND WORKSHOPS
 WCMG holds seminars and workshops to educate the public on different types of
 investments and the different services they offer. The seminars are educational in nature
 and no specific investment or tax advice is given. WCMG does not charge a fee for
 attendance to these seminars.
Client Payment of Fees
 Investment management fees are billed monthly or quarterly in advance, meaning that we
 invoice you before the billing period. Fees are usually deducted from a designated Client
 account to facilitate billing. The Client must consent in advance to direct debiting of their
 investment account.
 Fees for financial plans are billed 50% in advance with the balance due upon plan delivery.
 WCMG, in its sole discretion, may charge a lesser investment advisory fee based upon
 certain criteria (e.g., historical relationship, type of assets, anticipated future earning
 capacity, anticipated future additional assets, dollar amounts of assets to be managed,
 related accounts, account composition, negotiations with Clients, etc.).
Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities, and exchange-traded funds. These charges may include mutual fund transaction
 fees, postage and handling, margin interest and miscellaneous fees. For more details on the
 brokerage practices, see Item 12 of this brochure.

Prepayment of Client Fees
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Item 7: Types of Clients
Description
 WCMG generally provides investment advice to individuals and high net worth individuals.
 Client relationships vary in scope and length of service.
Account Minimums
 WCMG does not require a minimum to open an account.