Verde Capital Management Inc

ITEM 5: FEES AND COMPENSATION

                               Investment Management for Qualified Plans

Investment Management – Qualified Plans

Under our new pricing structure, plan sponsors pay a flat fee based on the anticipated workload for the
year. For example, if we are onboarding a plan and transitioning to a new recordkeeper, we may quote
12 hours of work at $250 per hour, billed monthly over the year. Conversely, if a plan is already
integrated with payroll, requires minimal testing, and only needs one virtual education session for
employees, we may quote six hours at $250 per hour. Our rate ranges from $250 to $500 per month,
depending on the number of advisors involved and their experience with 401(k) plans. Fees remain fixed
until they are updated and are billed in equal monthly increments via credit card or direct bank transfer
from the plan sponsor. We assist the Plan Sponsor with compiling or responding to information
Part 2A of Form ADV – Brochure ​                     3​                       Verde Capital Management, Inc.

requested by the Plan's provider for compliance testing and preparation of the Form 5500. We are not
responsible for conducting any testing or preparing of the Form 5500.

        Fees do not include brokerage commissions, transaction fees, and other related costs and
expenses incurred in connection with providing investment management services to the Plan. Mutual
funds and ETFs also charge internal management fees, which are disclosed in the fund’s prospectus.
Such charges, fees and commissions are in addition to our fee.

        For our ERISA plan clients who signed investment management agreements with us prior to
January 1, 2025, our fees and services will be as set forth in the client's investment management
agreement.

Outside Management and 401(k) Advisory Services

        When we provide continuous and regular investment advisory services to you for your 401(k)
participant assets, we will charge you a fee of 0.50% to 1.5% for the assets under our management
depending on the complexity of your plan and the nature of your individual circumstances. In addition
to our fees, you are responsible for all mutual fund expenses, transaction fees, and administrative costs
charged by other parties for these accounts.

        If you choose, you may grant us limited discretionary authority in the investment advisory
agreement to bill your custodian directly and to instruct your custodian to deduct our advisory fees for
our 401(k) advisory services directly from your other non-qualified account.

Investment Management Fees

        If you utilize our investment management services under our wrap fee program, we charge you
an annual fee based upon a percentage of the market value of your assets under our management. Our
fee for the program is called a “wrap fee,” which means that our fee includes all commissions or
transaction fees which otherwise would be incurred by you.

        A complete description of the program and its fees are contained in our Part 2A Appendix 1,
which is the Program Brochure. To request a copy of the Program Brochure please contact our President
and Chief Compliance Officer, Carl Szasz at (248) 528-1870 or carlszasz@verdecm.com.

Part 2A of Form ADV – Brochure ​                    4​                         Verde Capital Management, Inc.

                                          ASSETS UNDER MANAGEMENT
                                              PAYMENT SCHEDULE
                    ASSETS UNDER MANAGEMENT                                 FEE

             $0-1,000,000                                                  1.50%
             $1,000,001-2,500,000                                          1.40%
             $2,500,001-5,000,000                                          1.10%
             $5,000,001-10,000,000                                         0.80%
             $10,000,001+                                                  0.60%

        At the time the Account is opened, we will determine the fees to be charged to Client. Fees
payable under the Assets Under Management Payment Schedule is the percentage of the market value
of the Assets under Sub-Advisor’s management. We charge our fee monthly, in arrears, based upon the
average daily Account balance as valued by the custodian. The average daily Account balance is
calculated by taking the average of each day’s ending market value for the number of days in the billing
period. We calculate the standard annual fee by applying the above fee schedule to the average daily
Account balance for the period and then dividing it by 12 to determine the monthly fee. For accounts
that utilize margin or securities-backed lines of credit (“SBLs”), our advisory fee is calculated based on
the gross market value of all assets in the account, including assets purchased using borrowed funds. The
account’s market value is determined by the custodian and may reflect securities bought partially or
entirely with margin proceeds or funds advanced under an SBL facility.

This method of billing creates a conflict of interest. When a client uses margin or an SBL, the total asset
value in the account increases, which may increase the advisory fee we receive. As a result, we have an
incentive to recommend or maintain the use of margin or SBLs. We mitigate this conflict by:

    ●​ assessing suitability before recommending the use of margin or SBLs;
    ●​ providing clients with written disclosures of risks and costs;
    ●​ requiring written acknowledgment from clients before activating margin or SBL borrowing; and
    ●​ reviewing margin and SBL usage periodically as part of our compliance program.

Clients are responsible for all borrowing costs, including interest charged by the custodian or lender, and
should carefully consider the additional risk associated with the use of leverage. Market declines may
...

ITEM 7: TYPES OF CLIENTS
        We offer financial planning and investment management services to individuals, high net worth
individuals, trusts and estates, pension and profit sharing plans, charitable institutions, and corporations
and other business entities.

        We do not impose any conditions for starting or maintaining an investment management
account, such as a minimum annual fee or account balance. There is no minimum account size for our
financial planning services.