Visionx Wealth Partners

Item 5.          Fees and Compensation
                                        Wealth Management Program

 VisionX charges Wealth Management fees of up to 1.65% on Client account assets. The Wealth
 Management fees are payable quarterly, in arrears based on assets under management at the end of the
 quarter. Fees are deducted from the Client accounts and paid to VisionX. The Broker/Dealer-Custodian
 may charge separate fees for custody services on Client accounts. Mutual funds held in accounts pay
 their own internal advisory fees and other expenses, which are explained in each fund prospectus. These
 fees and expenses are separate from VisionX’s fees. An account that is opened mid-period will be
 charged an initial Wealth Management Fee that includes a portion of the fee that is pro-rated for the
 number of days that the account is open in the first Quarter. Wealth Management Fees will be noted on
 Client’s monthly Custodian statement. Client provides VisionX with written authorization to deduct all
 Wealth Management Fees and trade execution charges from client’s account at the Broker-Dealer and
 Custodian.

 A Wealth Management Program Agreement may be terminated by either party effective upon receipt of
 written notice to the other party. Upon termination, Client shall receive a refund of any Wealth
 Management Fee not already earned by the VisionX. The qualified custodian will be advised to deliver
 securities and funds held at qualified custodian as instructed by Client unless Client requests that the
 securities and funds be liquidated. If the Account is liquidated, proceeds will be payable to Client upon
 settlement of all transactions in the Account. Termination of the Agreement will not affect the liabilities or
 obligations of the parties arising out of transactions initiated prior to termination.

                                      Financial Planning Services Fees

 VisionX charges up to $200 an hour for financial planning services.

 Financial planning fees are billed and due upon completion of the financial planning services. VisionX does
 not deduct fees from client accounts or assets. The financial planning fees paid by client do not include
 payment for other professional services, which may be required by client to implement the
 recommendations made by VisionX. Financial planning fees are negotiable.

 VisionX’s Financial Planning Services may be terminated by either VisionX or the client effective upon
 receipt of written notice to the other party. Upon termination, client will receive a refund of any Financial
 Planning Fees not already earned by the VisionX. Any Financial Planning Fees owed by client are
 immediately due and payable at the termination of the Financial Planning Agreement.

                                     Qualified Retirement Plan Program

 VisionX does not have a Qualified Retirement Plan Program plan minimum. However, VisionX’s Qualified
 Retirement Plan Program is best suited for employers with 50 or more employees or plans with
 $1,000,000 or more of assets. For plans with fewer employees or assets of less than $1,000,000 a
 negotiated fee will be considered for the scope of work to be performed.

Plan Sponsor shall pay under one of the following Fee Schedule structures:

Annualized Asset Based Fee Schedule: Up to 1.00% of the assets invested in the plan. VisionX’s
annualized asset-based fee schedule is paid monthly or quarterly in advance or arears based upon
previous period ending balance of the assets invested in the plan; or

Annual Flat Fee Schedule: Up to $5,000. VisionX’s Flat Fee schedule is paid quarterly in advance or
arears.

VisionX’s fee minimum is $1,000. VisionX’s Qualified Retirement Plan Program fee minimum may be
negotiable at the discretion of VisionX.

VisionX’s Qualified Retirement Plan Program may be terminated by VisionX or Qualified Plan Sponsor by
giving to other party written notice. The agreement will then be terminated upon the receipt of the
termination notice by the other party. Any prepaid, unearned fees will be refunded to the Qualified Plan.
VisionX does not charge a termination fee.

                                 Referrals to Other Investment Advisers

Referral fee factors used to determine the appropriate fee include:

       Expected level of ongoing, comprehensive advice
       Expected level of client services (portfolio reviews, asset allocation reviews, client meetings,
        investment research, etc.)
       Expected transaction activity (annual turnover rates, rebalancing)
       Amount of total assets the client has with the firm
       Competitive landscape.

The combined investment adviser/referral fee paid by client may not exceed 2.5%. we do not deduct
fees from client accounts or assets that are referred to other investment advisers. All fee billing and fee
deductions are done by these other investment advisers. Once these other investment advisers are paid
the fees owed them, they pay VisionX its referral fees. For further details on these other investment
advisers and their fee billing procedures please review their Form ADV Part 2 Disclosure Brochures and
client agreement forms.

Clients may terminate an agreement with these investment advisers by written notice to VisionX, which
will notify the appropriate investment adviser, which will then terminate the account’s management
agreement. Clients may also terminate an agreement with one of these investment advisers by written
notice to the appropriate investment adviser, which will then notify VisionX of the terminated account’s
management agreement.

VisionX’s are licensed as insurance agents. In this capacity they may sell insurance products for sales
commissions as independent insurance agents. They may receive these commissions in their separate
capacities as insurance agents. Clients should be aware that the payment and receipt of insurance
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Item 7.             Types of Clients
VisionX generally provides investment advice to the following:

           Individuals
           Profit sharing plans and participants
           Pensions and other retirement plans
           Corporations or other business entities
           Trust, estates, or other charitable organizations

Account Minimums – VisionX does not have any account minimums for Financial Planning
clients.VisionX’s recommended minimum investment amount for establishing and maintaining a Wealth
Management Wrap Fee Program account with VisionX is $100,000. Exceptions may be granted to this
minimum at the discretion of VisionX.

VisionX does not have a Qualified Retirement Plan Review Program plan minimum.