Vital Investment Management LLC

Item 5 – Fees and Compensation

Asset Management Services
Fees charged for our asset management services are charged based on a percentage of assets under
management, billed in arrears (at the end of the billing period) on a quarterly basis and calculated based
on the fair market value of your account as of the last business day of the billing period. Fees are prorated
(based on the number of days service is provided during the initial billing period) for your account opened
at any time other than the beginning of the billing period. If asset management services are commenced in
the middle of the billing period, then the prorated fee for that billing period is based on the value of the
Account when services commence and is due immediately and will be deducted from Account when
services commence.

Fees charged for our asset management services are negotiable based on the providing the services, the
type of client, the complexity of the client's situation, the composition of the client's account (i.e., equities
versus mutual funds), the potential for additional account deposits, the relationship of the client with the
investment adviser representative, client requested in-person meeting frequency (i.e., bi-monthly vs.
quarterly), and the total amount of assets under management for the client.

Prior to December 31, 2025, client will be charged the following annual fee based upon the
amount of assets under management:

        Assets Under Management                                               Annual Fees
        $0 – $100,000                                                         1.50%
        $100,001 – $2,000,000                                                 1.00%
        $2,000,001 – $4,000,000                                               0.75%
        $4,000,001 – Above                                                    0.50%

This is a tiered annual fee schedule in which each tier of assets is charged a different rate under the
annual fee schedule creating the effect of a blended fee rate used at the time of billing. The fees will not
exceed 2% of the account value.

In 2026, client will be charged a flat 1% for all new assets under management:

        Assets Under Management                                               Annual Fees
        $0 – $5,000,000 and Above                                             1.00%

Fees are negotiable based on the firm’s sole discretion. The firm will combine household account value to
meet the firm’s minimums for advisory fee billing. Quarterly fees are adjusted for cash flows that occurred
into and out-of client accounts in the prior quarter. The advisory fee may be deducted directly from the
client's custodial account or paid separately by check. Vital Investment Management requires written
authorization from the client to deduct advisory fees from an account held by a qualified custodian. At the
same time Vital Investment Management sends the qualified custodian written notice of the amount of the
fee to be deducted from the client’s account, Vital Investment Management sends the client an invoice
itemizing the fee, including the formula used to calculate the fee, the time period covered by the fee and
the amount of assets under management on which the fee was based. Vital Investment Management fees
are paid from your account by the custodian when we submit an invoice to them. We strongly urge you to
compare our invoices to custodian statements for accuracy of the investment advisory fees being
deducted. The qualified custodian(s) will not verify the accuracy of the investment advisory fees deducted.
You should notify Vital Investment Management within ten (10) days of receipt of an invoice if you have
questions about or dispute any billing entry. Please see item 15 for more information regarding the
deduction of fees from client accounts.

The asset management services continue in effect until terminated by either party (i.e., Vital Investment
Management or you) by providing written notice of termination to the other party. Because fees are billed

Vital Investment Management, LLC                     Page 9      Form ADV Part 2A & 2B Disclosure Brochure

in arrears, Vital Investment Management will prorate the final fee payment based on the number of days
services are provided during the final period. The value of client assets on the termination date will be
used to determine the final fee payment.

Vital Investment Management believes that its annual fee is reasonable in relation to: (1) services
provided and (2) the fees charged by other investment advisers offering similar services/programs.
However, our annual investment advisory fee may be higher than that charged by other investment
advisers offering similar services/programs. It should be noted that lower fees for comparable services
may be available from other sources.

In addition to our advisory fees, clients are also responsible for the payment of all third-party fees (i.e.
custodian fees, brokerage fees, transaction fees & commissions, EFT and other mutual fund
management and administrative fees which are charged against NAV net asset value, 12b-1 fees or
other similar fees and charges). Those fees are also separate and distinct from the fees we charge. Vital
Investment Management does the best we can to minimize all fees and transaction costs.

Brokerage commissions and/or transaction ticket fees charged by the qualified custodian are billed
directly to you by the qualified custodian. Vital Investment Management does not receive any portion of
such commissions or fees from you or the qualified custodian. In addition, you may incur certain
charges imposed by third parties other than Vital Investment Management in connection with
investments made through your account including, but not limited to, mutual fund sales loads, 12(b)-1
fees and surrender charges, variable annuity fees and surrender charges, IRA and qualified retirement
...

Item 7 – Types of Clients

Vital Investment Management generally provides investment advice to the following types of clients:

    •   Individuals
    •   High net worth individuals
    •   Corporations or business entities other than those listed above
    •   Charitable Organizations

You are required to execute a written agreement with Vital Investment Management specifying the
particular advisory services in order to establish a client arrangement with Vital Investment Management.

Minimum Investment Amounts Required
There are no minimum investment amounts or conditions required for establishing an account managed by
Vital Investment Management. However, all clients are required to execute an agreement for services in
order to establish a client arrangement with Vital Investment Management.