Wacker & Associates Inc

Item 5: Fees and Compensation

 A. Fee Schedule

 Investment Supervisory Services Fees

 The maximum fee charged for Investment Supervisory Services is 1.00%. This fee is
 negotiable based on the needs of the client, the type of client, the complexity of the
 client’s situation, the composition of the client’s account and the total amount of assets
 under management for the client. The management fee will be discounted or waived
 for employees and family members of W&A. The client’s specific fee is disclosed and
 attached as Exhibit II of the Investment Advisory Contract. Fees are paid quarterly in
 arrears and calculated based on the average daily balance of the account for the
 quarter.

 Clients may terminate their contracts with written notice. Clients may terminate their
 accounts without penalty within 5 business days of signing the advisory contract. If a
 client terminates their contract after 5 business days and they move their account,
 W&A will charge a prorated fee for the number of days in the quarter during which
 the contract was active up to the day the contract was terminated. However, no
 termination of this Agreement shall affect the liabilities and obligations of the parties
 arising from or in connection with services performed or transactions initiated prior
 to such termination. Advisory fees are withdrawn directly from the client’s accounts
 with client written authorization.

Item 7: Types of Clients

W&A generally provides investment advice and/or management supervisory services to the
following types of clients:

        o   Individuals
        o   High-Net-Worth Individuals
        o   Pension and Profit-Sharing Plans
        o   Trusts, Estates, or Charitable Organizations
        o   Corporations or Business Entities

Minimum Account Size
There is an account minimum, $25,000, which may be waived by the investment advisor,
based on the needs of the client and the complexity of the situation. There is no minimum
account size for Retirement Plans.