Whealthy Empowerment Network LLC

Item 5 Fees and Compensation

Investment Management Fees
Pursuant to an investment advisory contract signed by each client, the client will pay WHealthy
Empowerment Network an annual management fee, payable quarterly in advance. New account
fees will be prorated from the inception of the account to the end of the first quarter.

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The structure and level of our advisory fee will vary by client based upon the services provided
and other considerations deemed relevant by WHealthy Empowerment Network and the
Investment Advisor Representative managing the client relationship, but will typically take the
form of a percentage of assets under management ranging from 0.5% to 1.5% per annum. For
example, a client with a family member requiring long-term care may need consistent income
generation from their investments; conversely, a client with no children and high income may not
need access to funds for 20+ years and could withstand 5+ years of their investment principal being
locked up in an alternative investment. Even if both clients have the same amount of assets under
management at the firm, WHealthy Empowerment Network’s investment recommendations will
vary substantially. Furthermore, while conservative investments in U.S. Government bonds tend
to require less oversight, investments in alternative assets require deep research and due diligence
prior to directing capital towards the investment. Thus, the time and complexity required to advise
these two different clients is a consideration deemed relevant by WHealthy Empowerment
Network's when determining the management fee that will be agreed in the investment advisory
contract.

The specific manner in which WHealthy Empowerment Network’s fees are charged is established
in the investment advisory contract. For certain clients, fees will be calculated based on the value
of portfolio assets of the account managed by the Advisor as of the close of business on the last
business day of the preceding quarter, multiplied by a breakpoint tiered schedule of fees. For other
clients, fees will be calculated at the beginning of each calendar year and clients will be charged
on a fixed fee basis (payable quarterly). For example, a $200,000 account billed on a fixed fee
basis at a rate of 0.9% would be calculated as follows: ($200,000 x 0.9%) / 4 quarters = $450 per
quarter. The Advisor’s fee rate may be adjusted if there is a decline in the value of the client’s
account, and will be discussed and agreed with the client in advance.

These fees are negotiable. Investment management fees will be directly deducted from the client
account on a quarterly basis by the qualified custodian. The client will give written authorization
permitting the Advisor to be paid directly from their account held by the custodian. The custodian
will send a statement at least quarterly to the client.

WHealthy Empowerment Network may also utilize the services of a Sub-Advisor to manage
Clients’ investment portfolios by executing a Sub-Advisor agreement with another registered
investment advisor. When using a Sub-Advisor, the Client will not pay additional fees. The Sub-
Advisor fees are inclusive of the total fee disclosed by WHealthy Empowerment Network.

Clients will receive comprehensive financial planning services as a complement to the advisory
fee paid for investment management.

Financial Planning and Consulting Fees
WHealthy Empowerment Network will charge a fixed fee for financial planning and consulting
services in the range of $3,000 to $5,000 as negotiated and contracted for with the client. Financial
planning and consulting fees are based on the estimated number of hours it will take to complete
the financial plan or report, as well as the type and complexity of the services. In addition to a
higher fixed fee being based on the added complexity of advanced services, a higher fixed fee will

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be based on the additional time expected to complete the services. Complexity of services is
considered regardless of the level of client assets being managed by the Advisor, if any.

Where the complexity, time, and effort required to provide the services will, at the discretion of
the Advisor, exceed $5,000 in fees, the Advisor will discuss this with the client in advance and
agree to a higher fee range. For example, a small business owner client requesting consulting
services that include valuation of the business and planning and preparation for the sale of the
business will incur additional fees and costs associated with the valuation services, charged by a
third-party valuation firm, and the Advisor will, as liaison with the third-party valuation firm,
spend additional time managing the relationship and analyzing the valuation results, as well as
rendering advice on the various aspects and consequences of the business sale. Furthermore, the
Advisor, as liaison between the client and the client’s third-party accountant/CPA firm, would
develop a financial plan based on the planned proceeds of the sale and with tax consequences in
mind. These services are generally beyond the scope of services for most clients, and would
increase the complexity and time required (and therefore the fees) by the Advisor to provide such
services.

Financial planning and consulting services may be provided on a one-time basis or an annual
recurring basis. One-time fixed fee-based clients are billed in advance at the time of signing the
agreement with the Advisor. Annual recurring fixed fee-based clients are billed quarterly, in
advance. If the client terminates the Agreement with the Advisor prior to the Advisor's completion
of the financial planning services, the Advisor will refund to the client a pro-rata share of the fee
the client paid. The Advisor will refund the pro-rata fee to the client within five days of delivery
of the financial plan.
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Item 7 Types of Clients

The Advisor will offer its services to individuals, trusts, estates, charitable organizations, and
corporations or other business entities.

The Advisor does not have any minimum requirements for opening or maintaining an account.