Schlosser Financial Services Inc

Item 5-Fees and Compensation

Schlosser Financial Services receives compensation for investment services by means of an
Investment Advisory Fee, which is based on a percentage of assets under management. The fee
is a flat .85% per year. (Fees are negotiable for larger accounts.) The fee is broken down
quarterly, and can be billed directly or deducted automatically from each account through an
arrangement with Charles Schwab and Company Institutional Services.

Other investment costs:

In addition to my advisory fee, other fees that will affect a client's portfolio return include:

   •   Fund expense ratios. Fund expense ratios are expenses built into Exchange Traded
       Funds and mutual funds. The higher the expense, the lower the fund's return. Expense
       ratios can be a major factor in long term performance.
   •   Transaction fees to purchase/sell ETFs and stocks: Most ETFs have no fees to purchase
       or to sell.
   •   Transaction fees to purchase mutual funds: All mutual funds will be either no-load or
       load waived A shares. Most of funds can be purchased and sold for free. Some no-load
       mutual funds (Vanguard in particular) charge a $24 fee to buy and sell.

Item 7 -Types of Clients

The clients Schlosser Financial Services serve are primarily individuals. Schlosser Financial
Services will also assist small businesses with SIMPLE IRAs or Individual 401k plans.