Jayco Wealth Management Inc

Item 5 - Fees and Compensation
     Forms of payment are based on the types of services being provided, terms of service, etc., and will be stated in
     your engagement agreement with the firm. Our published fees may be discounted as determined by our firm. We
     strive to offer fees that are fair and reasonable in light of the experience of the firm and the services to be
     rendered to our clients. Payment is made via check or draft from US financial institutions as well as through
     qualified, unaffiliated PCI compliant third-party processors3 or through your custodian of record maintaining your
     account; both requiring your prior authorization. We do not accept cash, money orders or similar forms of
     payment for advisory engagements.

     Financial Planning Services
     Financial planning clients will receive an invoice each time we assess our fee. It will include the fee being charged,
     any formula used to calculate our planning fee, the time period covered by the fee, and the fee calculation itself.

     Hourly Fees
     Limited Engagements (e.g., modular financial planning components) are accomplished via our hourly fee. The
     maximum rate is $400 per hour; billed in 15-minute increments and a partial increment (e.g., 10 minutes) is
     treated as a whole increment. Prior to entering into an agreement with our firm you will receive an estimate of the
     overall cost based on your requirements and the time involved. Payment is due in full upon our delivery of your
     plan or advice. We reserve the right to invoice the client for the time involved with their planning engagement
     should there be a delay on their part beyond a month. This service does not provide a written deliverable and
     concludes at the end of the meeting thereby does not establish an ongoing client relationship.

     Fixed Fee
     Limited Fixed Fee Engagement, a one-time extended consultation that can include any of the topics listed in Item
     4 above at the client’s request. One-time fixed fee based on the complexity of client situation with a rate
     between $500 to $2,000. This service does not provide a written deliverable and concludes at the end of the
     meeting thereby does not establish an ongoing client relationship.

     Broad-Based Financial Plan
     We offer our broad-based financial planning services on a fixed fee basis. The fee ranges from $2,500 to
     $12,000. The fee takes into consideration factors such as the complexity of your financial profile, the depth of
     services to be provided through the engagement, assets that comprise your overall portfolio, number of individual
     accounts comprising the portfolio, whether our firm will be assisting in executing transactions for your investment
     account(s), time involved in the engagement, etc. Half the quoted fee is due upon the commencement of the
     engagement and the remainder upon delivery of plan or advice. We reserve the right to invoice the client in
     installments for the time involved with their planning engagement should there be a delay on their part beyond a
     month.

     Small Business Planning
     We offer small business planning with a fixed fee range of $5,000 to $20,000 or a limited engagement billed hourly.

    For an explanation of the term “PCI,” who the PCI Security Standards Council is, as well as its comprehensive standards to enhance payment
    card data security, please go to https://www.pcisecuritystandards.org/security_standards/index.php
     Jayco Wealth Management, Inc.
     Form ADV Part 2A – 07/15/2026

Retainer Fee
We are typically engaged on a retainer fee basis for divorce planning engagements. The initial retainer fee is
$1,100 and time will be assessed against the retainer at the firm’s hourly rate. Retainer fees are to be paid in full at
the beginning of the engagement. For extended engagements, the firm will send an invoice monthly and will
indicate whether the retainer requires replenishment, and those fees will be due upon your receipt of our invoice.

Portfolio Management Fees
Fees for portfolio management services are assessed an annualized asset-based fee that is paid quarterly, in
arrears. The fee is calculated based on the reporting period ending value of your account (e.g., the last market
day of the quarter), and account asset values are in consonance with the statement you receive from your
custodian of record for the purpose of verifying the computation of our advisory fee. In the rare absence of a
reportable market value, our firm may seek a third-party opinion from a recognized industry source (e.g.,
unaffiliated public accounting firm), and you may choose to separately seek such an opinion at your own
expense as to the valuation of “hard-to-price” securities if necessary.

Our portfolio management fee is based on a blended tier as noted in the following table. For example, an
account with assets of $750,000 will be charged an annualized asset-based fee of 1.25% on the first
$499,999 and the remainder would be assessed the lower rate of 1.00%.

                        Assets Under Management                Annualized Asset-Based Fee
                               $0 - $499,999                     1.25% (125 basis points)
                          $500,000 - $1,999,999                  1.00% (100 basis points)
                         $2,000,000 - $9,999,999                 0.80% (80 basis points)
                            $10,000,000-Above                    0.60% (60 basis points)

For the benefit of discounting your asset-based fee, we may aggregate portfolio management services accounts
for the same individual or two or more accounts within the same family, or accounts where a family member has
power of attorney over another family member’s or incompetent person’s account. Should investment objectives
be substantially different for any two or more household accounts, requiring different investment approaches or
...

Item 7 - Types of Clients
While our current client base consists of individuals and high net worth individuals of all investment experience,
we are available to serve small businesses and their key personnel. We do not require minimum income, asset
levels or other similar preconditions for our financial planning or portfolio management services engagement.