Wisniewski Wealth Management LLC

Item 5: Fees and Compensation​
  A.​ Initial consultations for any service offered by Adviser can be free of charge. In this manner,
      both our prospective clients and we can better assess the potential for Adviser to provide
      value. Our objective is to have mutually beneficial long-term working relationships with our
      clients.

      For investment management, advisement, and/or supervision services, compensation is paid as
      an annual fee based upon the percentage of assets under management, advisement, and/or
      supervision (the “Asset-Based Fee”) plus a flat recurring fee (the “Flat Fee”). Financial planning
      services are not charged separately, and are simply included in consideration of the fees charged
      for investment management, advisement, and/or supervision services.​
      ​
      The compensation method is explained and agreed to with clients in advance before any
      services are rendered. Our most common Asset-Based Fee for investment supervisory services
      is equal to 1.0% per annum of the market value of a client’s assets under management,
      advisement, and/or supervision, but our asset-based fee ranges up to 1.5% per annum and may
      decrease as the assets placed under our management, advisement, and/or supervision increase.
      Our annual Flat Fee generally ranges between $600 to $50,000 per year. The Flat Fee will be
      automatically increased by 5% per year on January 1st of each year.​
      ​
      In consideration of our estate planning coordination services, we generally charge a separate
      one-time flat fee that ranges from $1,000 to $3,000, billable in advance.​
      ​
      In no instance will we charge more than $1,200 six or more months in advance.​
      ​
      Fees may be negotiated on a case by case basis with the client, and are determined based upon
      a number of factors including the amount of work involved, the assets placed under
      management, advisement, and/or supervision, the complexity of the client’s financial situation
      and financial planning needs, and other factors we deem relevant. Therefore, clients with
      comparable assets to be managed, advised, and/or supervised by Adviser may pay a different
      advisory fee.

      The account(s) subject to Adviser’s management, advisement, and/or supervision shall be the
      account(s) which are linked by the client to Adviser through the custodian (each, a “Managed
      Account”). The account(s) subject to Adviser’s management, advisement, and/or supervision but
      held-away in a retirement plan (such as a 401(k)), education savings plan (such as a 529 plan
      account), health savings plan (such as an HSA), or similar plan account (each, a “Held-Away
      Managed Account”) shall be the account(s) which are linked by the client to Adviser through an
      independent third-party order management system or other plan service provider, or for which the
      client has provided Adviser with the client’s access credentials for Adviser to exercise
      discretionary or non-discretionary trading authority.

      Client may also request that Adviser provide advice, recommendations, analyses, supervision, or
      other professional assistance regarding assets or accounts that are not managed or traded by
      Adviser (each, an “Advised But Unmanaged Assets/Accounts”). Client may also request that
      certain unmanaged and unadvised accounts be linked to Adviser through the custodian solely for
      purposes of facilitating reporting by Adviser and/or the custodian to the client (each, a “Reporting
      Only Account”). With respect to Held-Away Managed Accounts, the client should understand that
      Adviser’s management, advisement, and/or supervision shall generally be limited to the
      investment options available for investment in such Held-Away Managed Accounts. With respect
      to Advised But Unmanaged Assets/Accounts, the client should understand that the responsibility
      to implement Adviser’s recommendations shall rest solely with the client, and the client may
      accept or reject Adviser’s recommendations in its sole and absolute discretion. Adviser does not
      manage, advise, analyze, supervise, or provide recommendations with respect to Reporting-Only

                                       Date of Brochure: July 24, 2026

Accounts.

The Asset-Based Fee is typically charged quarterly in advance based upon the value of the
client’s assets under our management, advisement, and/or supervision as of the last business
day of the prior calendar quarter.​
​
The market value of securities, cash, and other assets in the client’s accounts as reported by the
custodian and designed to be under Adviser’s management, advisement, and/or supervision are
included for purposes of calculating the Asset-Based Fee. For the avoidance of doubt, the
following assets and accounts are either included or excluded for purposes of calculating the
Asset-Based Fee:

             Asset / Account Type                      Included or Excluded from Billable Assets
               Managed Accounts                                         Included
         Held-Away Managed Accounts1                                    Included
    Advised But Unmanaged Assets/Accounts                               Included
            Reporting Only Accounts                                    Excluded

  To the extent a readily-available market value is not available from the custodian, transfer
agent, product sponsor, or the client, the most recent market value made available to Adviser
shall be used for purposes of calculating fees.
​
The Flat Fee is typically charged either monthly or quarterly in advance. The Asset-Based Fee is
typically deducted from one or more of the client’s accounts designated to be under Adviser’s
management, advisement, and/or supervision. The Flat Fee is typically payable via ACH through
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Item 7: Types of Clients​
Adviser generally provides its services to individuals, high-net-worth individuals, trusts, estates, business
entities, charitable organizations and pension and profit sharing plans. Adviser does not require a
minimum amount of assets to manage, advise, and/or supervise any client’s account.

                                           Date of Brochure: July 24, 2026