Yanni & Associates Investment Advisors LLC

Item 5: Fees and Compensation

       A. Fee Schedule

       Investment Supervisory Services Fees

                   Total Assets Under            Annual Fee for            Annual Fee for Non-
                     Management              Discretionary Accounts       Discretionary Accounts
                $250,000 - $2,000,000                  1.00%                       1.25%
                  Above $2,000,000                  Negotiable                  Negotiable

Fees are typically paid quarterly in arrears. YANNI may reduce fees on a percentage basis, waive
its $2,500 annual minimum charge, or charge fixed-fees depending on the total fee the client is
paying YANNI, the ability for the client to add to their assets over time, the need / complexity of
the client, the relationship the client has with YANNI, or others. YANNI generally incorporates
reduced fees for family member clients. All management fees are negotiable and the final fee
schedule is written into the Investment Advisory Agreement, a signed letter by both client and
YANNI (or email), or the signed IPS.

YANNI may allow accounts from the same household to be grouped to meet negotiated fee
breakpoints. For example, a household may be accounts grouped for clients and their children,
for spouses that have individual and joint accounts, husband & wife’s different types of IRAs,
and/or for similarly related accounts. Factors used in deciding if accounts can be considered a
household (or grouped) is whether the clients live in the same residence, use the same residence
as their primary residence, related, or otherwise agreed upon between Client and YANNI.
Grouping may be permitted in other circumstances due to these reasons and or on an ad hoc basis
based on specific circumstances. Management fees may also be deducted from each individual
account or may be aggregated and then levied on one or another account within the same
household.

Clients will pay separate execution (trading) and custodian fees in connection with the execution
and custodial services of broker-dealers and custodians. These separate execution and custodian
fees may include, but are not limited to, paper delivery fees for client statements and

                                                                          Form ADV 2A Version: 01/27/2026

confirmations, clearance and execution fees, outgoing account transfer fees, inactive account fees,
wire fees, bond redemption fees, account termination fees or other fees charged to the client
directly by the custodian. YANNI does not collect nor share in these types of fees assessed by
custodians. Clients may terminate their accounts without penalty within five business days of
signing the Investment Advisory Agreement. After five business days of being in contract with
YANNI, clients may terminate their contracts with thirty days written notice. For the rare
occasion where fees are charged in advance, refunds are given on a prorated basis, based on the
number of days remaining in a quarter at the point of termination. Lower fees for comparable
services may be available from other sources.

The quarterly billing statements are included with YANNI’s quarterly performance reports.

Typically, advisory fees are withdrawn directly from the client’s accounts (part of the client
written authorization in the Investment Advisory Agreement). Because client fees will be
withdrawn directly from client accounts, this advisor will:

(A) Possess written authorization from the client to deduct advisory fees from an account held
by a qualified custodian (again, part of the Investment Advisory Agreement).

(B) Send the qualified custodian written notice of the amount of the fee to be deducted from the
client’s account.

(C) Send the client a written invoice itemizing the fee, including any formulae used to calculate
the fee, the time period covered by the fee and the amount of assets under management on which
the fee was based (included with YANNI’s quarterly performance reports).

       B. Payment of Fees

Payment of Investment Supervisory Fees

As noted, Advisory fees that are withdrawn directly from the client’s accounts require client
written authorization. Most commonly, fees are billed in arrears and collected typically within
30 days of the calendar’s quarter-end. Cash-flows throughout the quarter are accounted for in
the billing statements. While considerably less common, fees can be billed in advance based on
the account value as of the last day of the previous calendar quarter. In those instances for billing
in advance, the first initial payment by the client is due and payable upon execution of the
Investment Advisory Agreement between the client and YANNI. The advance fee is prorated if
an account is opened on any day other than the first day of a calendar quarter.

Advisory fees may also be invoiced and billed directly to the client with payments due within 30
days of receipt. Clients thus have the option of paying advisory fees via check. Clients may select
the method in which they are billed. As noted, all client billing statements are included as part
of YANNI’s quarterly performance reports.

                                                                           Form ADV 2A Version: 01/27/2026

       C. Clients Are Responsible For Third Party Fees

The client's account will be subject to separate execution (trading) and custodian fees in
connection with the execution and custodial services of broker-dealers and custodians. These
additional fee arrangements generally are set forth in separate written agreements between the
client and particular broker-dealer and/or custodian and may include, but are not limited to,
paper delivery fees for client statements and confirmations, clearance and execution fees,
outgoing account transfer fees, inactive account fees, wire fees, bond redemption fees, account
termination fees or other fees charged to the client directly by the custodian. In the case of mutual
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Item 7: Types of Clients

YANNI generally provides management supervisory services to the following types of clients:

           ❖ Individuals
           ❖ High-Net-Worth Individuals
           ❖ Trusts, Estates, or Charitable Organizations
           ❖ Corporations or Business Entities
           ❖ Pension & Profit Sharing

Minimum Account Size

There is an account minimum, $250,000 (with a $2,500 minimum fee), which may be waived by
YANNI, based on the needs of the client, the complexity of the situation, or other reasons.