44 Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION
 Fee Schedule & Billing Method

 44 Wealth Management offers services on a fee basis, which may include fixed fees, as well as fees based
 upon assets under management or advisement. Additionally, certain of the Firm’s Supervised Persons, in
 their individual capacities, may offer securities brokerage services under a separate commission-based
 arrangement.

 Investment Management Services

 The annual management fee for our Investment Management Services is based on the total dollar asset
 value of the assets maintained in your account. The fee assessed and/or charged is based on what is
 stipulated in the Investment Advisory Agreement signed by each client. This may include a minimum
 quarterly fee. The Firm offers services on a fee basis, which may include fixed fees, as well as fees based
 upon assets under management or advisement. Additionally, certain of the Firm’s Supervised Persons, in
 their individual capacities, may offer securities brokerage services under a separate commission-based
 arrangement. This fee includes any fee from an independent manager.

Page | 6
                                                                                                 44 Wealth Management LLC

 Our annual fee ranges up to 1.75% annually and is assessed and/or charged monthly in arrears, based on
 prior period-end value. Inflows and outflows of cash are considered on a prorated basis in this calculation.
 Margin debits in accounts will decrease the fee calculated. Fees can be structured in one of the following
 ways: a fixed flat percentage fee on total assets in the account, a tiered fee schedule whereby the fee is
 calculated by applying different rates to different levels of assets or a linear fee schedule where a
 breakpoint percentage fee is assessed to total assets in the account . We discuss our discretionary
 authority below under Item 16 – Investment Discretion.

 Financial Planning and Consultation Service

 44 Wealth Management will quote the client a fixed fee that is based on the estimate of time to complete
 the project, or will negotiate another fee arrangement for the client, pursuant to the Financial Planning
 & Consulting Agreement. The total estimated fee, as well as the ultimate fee that we charge you, is based
 on the scope and complexity of our engagement with you. We may require a negotiable retainer, which
 is calculated based on the estimated total financial planning or consulting fee with the remainder of the
 fee directly billed to you and due to us within thirty (30) days of your financial plan being delivered or
 consultation rendered to you. In all cases, we will not require a retainer exceeding $1,200 when services
 cannot be rendered within six (6) months. In the event that the client or the Firm terminates the financial
 consulting engagement before completion of the financial plan or consultation, the Firm will determine
 the fees due for the services already completed. For flat fee engagements, Client may receive a pro-rata
 refund of unearned fees which will be based on the hours Advisor has spent on the engagement, billed
 at the Advisor’s hourly rate for such engagements. If the retainer previously paid by you is more than the
 fees due, the Firm will refund the amount of the unearned fees to you. If the amount due is more than
 the retainer we collected from you, The Firm will send you an invoice for the remainder due, which will
 be due within thirty (30) days of the invoice date. For ongoing engagements, Client will receive a pro-
 rata refund for any remaining days left in the quarter in which the contract was terminated.

 Financial Institution Consulting Services

 44 Wealth Management receives a consulting fee based on the Assets Under Management from
 Brokerage Customers who have provided written consent to a broker/dealer to receive the investment
 consulting service from 44 Wealth Management and have entered into a written advisory contract with
 the Firm.

 Other Fees and Expenses

 In addition to the advisory fees paid to 44 Wealth Management, clients may incur certain charges imposed
 by other third parties, such as broker-dealers, custodians, trust companies, platform service providers,
 banks, and other financial institutions (collectively “Financial Institutions”). These additional charges may
 include securities brokerage commissions, transaction fees, custodial fees, fees attributable to alternative
 assets, reporting charges, margin costs, charges imposed directly by a mutual fund or ETF in a client’s
 account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
 deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and
 other fees and taxes on brokerage accounts and securities transactions. The Firm’s brokerage practices
 are described at length in Item 12, below.
Page | 7
                                                                                               44 Wealth Management LLC

 Direct Fee Debit

 Clients generally provide 44 Wealth Management with the authority to directly debit their accounts for
 payment of the investment advisory fees. The Financial Institutions that act as the qualified custodian for
 client accounts, from which the Firm retains the authority to directly deduct fees, have agreed to send
 statements to clients not less than quarterly detailing account transactions, including any amounts paid
 to the Firm.

 Account Additions and Withdrawals

 As stated above, clients may make additions to and withdrawals from their account at any time, subject
 to 44 Wealth Management’s right to terminate an account. Additions may be in cash or securities provided
 that the Firm reserves the right to liquidate any transferred securities or declines to accept particular
 securities into a client’s account. Clients may withdraw account assets on notice to the Firm, subject to
...

ITEM 7 - TYPES OF CLIENTS
 44 Wealth Management provides asset management, financial consulting, ERISA plan advisory &
 consulting, investment advisory consultation, and selection of independent managers. Our services are
 provided on a discretionary and non-discretionary basis to a variety of clients, such as institutional
 investors, individuals, high net worth individuals, trusts and estates, qualified purchasers, and individual
 participants of retirement plans. In addition, we also provide advisory services to entities such as pension
 and profit-sharing plans, businesses, and other investment advisers.

Page | 8
                                                                                                  44 Wealth Management LLC

 Account Requirements

 44 Wealth Management does not have a specific account minimum.