Ogorek Wealth Management LLC

Item 5 Fees and Compensation

A. The Client can determine to engage OWM to provide discretionary investment advisory services on a fee only
basis.

INVESTMENT ADVISORY SERVICES
If a Client determines to engage OWM to provide investment advisory services, OWM’s annual investment advisory
fee may be negotiable for larger accounts. Fees are paid quarterly in arrears, based upon the average daily balance
of the account during the quarter. OWM’s management fee schedule is as follows:

                     Market Value of Portfolio                                 % of Assets
                     $0 to $1,000,000                                              0.95%
                     $1,000,001 to $4,000,000                                      0.80%
                     $4,000,001 and over                                           0.65%

OWM’s annual investment advisory fee shall include investment advisory services, and, to those who avail
themselves, financial planning and consulting services. There is no additional charge for these services. All
securities held in accounts managed by OWM will be independently valued by the Custodian. The Advisor will
conduct periodic reviews of the Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However,
the Advisor shall not receive any portion of these commissions, fees, and costs.

B. OWM shall deduct fees and/or bill Clients quarterly, based upon the market value of the assets as measured
by the average daily balance during the quarter. Clients may elect to have OWM’s advisory fees deducted from
their account[s] at the Custodian. Both OWM’s Investment Management & Planning Agreement and the
custodial/clearing agreement may authorize the Custodian to debit the account[s] for the amount of OWM's
investment advisory fee and to directly remit that management fee to OWM in compliance with regulatory
procedures. Clients provide written authorization permitting advisory fees to be deducted by OWM to be paid
directly from their account[s] held by the Custodian as part of the investment advisory agreement and separate
account forms provided by the Custodian. In the rare event that OWM bills the Client directly, payment is due
upon receipt of OWM’s invoice.

C. OWM shall generally recommend that Charles Schwab and Co., Inc. (“Schwab”) serve as the broker-
dealer/custodian (herein collectively the “Custodian”) for Client investment management assets. In its capacity as
a broker-dealer, Schwab will charge brokerage commissions and/or transaction fees for effecting certain securities
transactions (i.e. transaction fees are charged for certain no-load mutual funds), commissions are charged for
individual equity and fixed income securities transactions), as applicable. Schwab does not charge securities
transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and
conditions of the Schwab's brokerage requirements. However, Schwab typically charges for mutual funds and other
types of investments. In addition to OWM’s investment management fee, brokerage commissions and/or
transaction fees, Clients will also incur, relative to all mutual fund and ETF purchases, charges imposed at the fund
level (e.g. management fees and other fund expenses). When beneficial to the Client, individual debt and/or equity
transactions may be effected through broker-dealers with whom OWM and/or the Client have entered into
arrangements for prime brokerage clearing services, including effecting certain Client transactions through SEC
registered and FINRA member broker-dealers, including Arkadios Capital (in which event, the Client shall incur
both the transaction fee charged by the executing broker-dealer and a “trade away” fee charged by Schwab).

 Form ADV - Part 2A

D. OWM’s annual investment advisory fee shall is paid quarterly, based upon the market value of the assets as
measured by the average daily balance during the quarter. The Investment Management & Planning Agreement
between OWM and the Client will continue in effect until terminated by either party by written notice in
accordance with the terms of the Investment Management & Planning Agreement. The Client’s Investment
Management & Planning Agreement with the Advisor is non-transferable without the Client’s prior consent.

E. Neither OWM, nor its representatives accept compensation from the sale of securities, insurance or other
investment products.

Item 7         Types of Clients

OWM’s Clients shall generally include individuals, business entities, retirement plans, trusts, estates and charitable
organizations. The amount of each type of Client is available on the Advisor’s Form ADV Part 1A. These amounts
may change over time and are updated at least annually by the Advisor. OWM generally requires a minimum
relationship size of $500,000 for AUM based services. Clients who do not meet the required minimum relationship
size, may engage the Advisor under a fixed retainer agreement.