ACTS Financial Advisors LLC

Item 5: Fees and Compensation
Please note, unless a Client has received the firm’s Disclosure Brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the Client within five (5)
business days of signing the contract without incurring any advisory fees. How we are paid depends on the type of
advisory service we are performing. Please review the fee and compensation information below.

One-Time Financial Planning Fees
One-Time Financial Planning engagements can be offered at an hourly rate of $450 per hour. The total fee, which
may be negotiable in certain cases, will be estimated and outlined in the client contract. A retainer commensurate
with the scope of the engagement will be collected at the beginning. Thereafter, monthly bills will be provided,
with the final balance due at completion.

One-Time Financial Planning engagements can also be offered on a project/fixed fee basis. The total fee, which
may be negotiable in certain cases, will be estimated and outlined in the client contract and based on scope and
complexity. For project-based billing, half of the fee will be due at the beginning of the engagement and the
remaining amount will be due at the completion of the engagement.

Fees for this service may be paid by check or electronic funds transfer. This work will commence immediately
after the fee is paid and will be completed within 60 days of the date the Client provides his or her full financial

information OR within the first 175 days of the date the fee is paid, whichever is earlier. Therefore, the upfront
portion of the fee will not be paid more than 6 months in advance. In the event of early termination by the Client,
any fees for work already performed will be due or, if applicable, any prepaid fees will be returned to the Client.

Ongoing Financial Planning Fees
Our standard annual advisory fee is based on the market value of the assets under management (which includes
assets held at our recommended custodian, assets held away, and assets under advisement) and is calculated as
follows:
                      Account Value                                  Annual Advisory Fee
                       $0 - $500,000                                         1.00%
                   $500,001 - $1,000,000                                     0.90%
                  $1,000,001 - $2,000,000                                    0.80%
                  $2,000,001 - $5,000,000                                    0.70%
                 $5,000,001 - $10,000,000                                    0.65%
                $10,000,001 - $20,000,000                                    0.60%
                $20,000,001 - $50,000,000                                    0.55%
                  $50,000,001 and above                                      0.50%

New Ongoing Financial Planning clients are required to pay one-quarter of the minimum annual advisory
fee upfront for the first year only. The financial plan, which is included with these services, will be provided
within 60 days of the date the Client provides his or her full financial information OR within the first 175 days of
the date the fee is paid, whichever is earlier.

The annual advisory fees are negotiable, based on certain factors, e.g., personal relationships, net worth, income.
Annual advisory fees are pro-rated and paid in arrears on a monthly basis. The annual advisory fee is a tiered fee
and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart
and applying the fee to the account value as of the last day of the previous month. (In the event that the account
value cannot be ascertained as of the last day of the previous month, the value from the last day of the previous
quarter will be used instead.) The annual advisory fee is subject to a $10,800 minimum (and an $900 monthly
minimum) per client, which is inclusive of comprehensive financial planning and investment management fees.
Annual advisory fees will not exceed more than 1.00% of the client’s total AUM as a result. No increase in the
annual advisory fee shall be effective without agreement from the Client by signing a new agreement or amendment
to their current advisory agreement.

We calculate period-end account values after all dividends settle in the account. Therefore, the account value used
to calculate advisory fees may differ from that of the custodial account statement. Our billing invoice will indicate
the total account value used to calculate the advisory fee.
Advisory fees are directly debited from Client accounts when possible. Accounts initiated or terminated during a
month will be charged a pro-rated fee based on the amount of time remaining in the billing period. An account
may be terminated with written notice at least 15 calendar days in advance. Since fees are paid in arrears, no
refund will be needed upon termination of the account.

Note: Our annual minimum fee of $10,800 (and monthly minimum fee of $900) may not be suitable for all
clients, and in certain cases, could result in what may appear to be unreasonable and excessive charges. In such
scenarios, we reserve the right to invoke our fiduciary duty, decline the engagement, and counsel those for whom
we are not a good fit that they should seek a lower cost alternative.

Investment Management Services

Our standard annual advisory fee is based on the market value of the assets under management (which includes
assets held at our recommended custodian, assets held away, and assets under advisement) and is calculated as
follows:
                      Account Value                                 Annual Advisory Fee
                       $0 - $500,000                                        1.00%
                  $500,001 - $1,000,000                                     0.90%
                  $1,000,001 - $2,000,000                                   0.80%
...

Item 7: Types of Clients
We provide financial planning and other services to individuals, high net-worth individuals, charitable
organizations, corporations or other businesses, state or municipal government entities, and other investment
advisers.
We do not have a minimum account size requirement. Please see Item 5 for the minimum fee requirement.