Synergy Wealth Management LLC

5. FEES AND COMPENSATION
FINANCIAL PLANNING

Advisor’s financial planning services are offered on a fixed fee and hourly fee basis.
Advisor charges an hourly fee when a client requests financial planning for an isolated topic. The
hourly fee is $250. The fee is negotiable based upon the type of planning selected and the amount of
research to be conducted. The hourly financial planning fee is due upon presentation of the written
plan.
Advisor charges a fixed fee when a client requests a financial plan on multiple topics. The fixed
financial planning fee ranges from $500 to $10,000. The fee is negotiable and is based upon the number
of topics covered, the amount of time required to write the plan, and the areas of research involved.
The fee is due upon presentation of the written plan.
The client can pay for these services by check.
PORTFOLIO MANAGEMENT SERVICES
Fees for portfolio management services will be a percentage of the assets under management. The fee
will be calculated, accrued and due at the end of the month (in arrears) and dictated by custodians. The
fee is based on following fee table.

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                                Custodian Reported Value       Annual Fee
                                     $0 to $500,000              1.50%
                                     Next $500,000               1.25%
                                    Next $1,500,000              1.00%
                                    Next $2,000,000              0.75%
                                    Above $5,000,000           Negotiable
The management fee is based on tiered or flat fee basis. A tiered fee means the applicable rate will be
applied to the fair market value in each applicable range of account value. For example, an account
with a month end value of $700,000.00 will be charged 1.50% on the first $500,000 and 1.25% on the
next $200,000. The fee is negotiable. Clients can aggregate multiple accounts to negotiate a lower
fee. The fee is based upon the account’s previous month-end value as reported by its custodian.
The client will be asked to authorize Advisor to withdraw the fee directly from the client’s account.
Clients requesting Advisor’s services may pay an initial set up fee of 1% of assets managed by the
Advisor or $2,500, whichever is less. The initial set up fee generally covers the cost of an initial
portfolio analysis, product research, investment strategy, benchmarking, overall fee analysis,
investment turnover analysis, and financial goal analysis. This fee may also cover the written financial
plan. This fee is withdrawn when the assets are transferred to the custodian. This fee is negotiable at
the Advisor’s discretion. The initial set up fee and management fee combined will not exceed 2.00%
in a fiscal year.
Advisor’s fees are separate and distinct from other fees or expenses that may include brokerage
charges, transaction fees, and other related costs and expenses. Additionally, clients may incur certain
charges imposed by custodians, brokers, and other third parties such as fees charged by mutual fund
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual
funds and exchange traded funds also charge internal management fees, as disclosed in a fund’s
prospectus, which are separate and distinct from the firm’s fee.
QUALIFIED PLAN SERVICES
Advisor’s fees for qualified plan services are based on a percentage of assets in the plan. The annual
fee schedule is:
                                Custodian Reported Value       Annual Fee
                                     $0 to $1,000,000            1.00%
                                     Next $1,500,000              .75%
                                     Next $2,500,000              .50%
                                     Next $5,000,000              .40%
                                   Above $10,000,000           Negotiable
The management fee is based on a tiered or flat fee basis. A tiered fee means the applicable rate will
be applied to the fair market value in each applicable range of account value. For example, an account
with a month end value of $1,300,000.00 will be charged 1.00% on the first $1,000,000 and .75% on
the next $300,000.
The fee is collected either monthly or quarterly in arrears based on the period’s end value of the plan.

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The fee is negotiable at the Advisor’s discretion. The client will be asked to authorize Advisor to
withdraw the fee directly from the plan’s assets.
SEMINARS AND EDUCATIONAL WORKSHOPS
Advisor charges from $25 to $100 for its seminars and educational workshops, although often these
sessions are hosted at no cost. The fee is due at the beginning of the seminar or educational workshop.
The fee charged is for reimbursement of expenses only. Advisor’s fee for workshops varies depending
upon complexity of content and materials provided. Fees are outlined in the invitation or contract for
services. Seminar and Educational Workshop attendees are welcome to engage the Advisor but are
never under any obligation to do so.
TERMINATION OF SERVICES
Financial Planning clients may terminate the financial planning service for any reason within the first
five (5) business days after signing the contract without any cost or penalty. Thereafter, the contract
may be terminated by either the client or the Advisor at any point in time through written notice to the
party’s respective address of record.
Portfolio management and qualified plan service clients may terminate their service for any reason at
any time and, within the first five (5) business days after signing the contract, receive a 100% refund
...

7. TYPES OF CLIENTS
Advisor’s services are offered to individuals, high net worth individuals, pension and profit sharing
plans, and corporations or other business entities. Advisor does not have a minimum account size.
However, Advisor generally likes to see a client reach a mutually agreed upon asset level within a few
years. This requirement may be waived at Advisor’s discretion.