Gainspoletti Wealth Planners Advisory LLC

Item 5 – Fees and Compensation

Investment Management Services
As mentioned above, investment management services may be provided to clients by
Gainspoletti, may be provided by TPMs to whom we refer accounts, or may be provided
jointly by Gainspoletti and TPMs in the form of an ongoing “co-advisory” arrangement.

Related to fees, clients are generally charged based on the amount of assets under
management. The total fee charged to clients, on an annual basis, may range between
0.85% - 2% of total assets under management depending on whether a TPM used, the scope
of the engagement, etc. Gainspoletti charges an annual investment advisory fee based on the
total assets under management as described in the following tiered fee schedule:

                Assets Under Management                     Annual Fee

               First $100,000                     2.00%

               $100,000-$500,000                  1.50%

               $500,000-$1,000,000                1.25%

               $1,000,000-$5,000,000              1.00%

               $5,000,000-$10,000,000             .90%

               $10,000,000+                       .85%
In some instances, fees may be negotiable. Payment is generally due quarterly in advance
based on the value of the account at the beginning of the applicable period (i.e. the end of
the prior period) and is generally deducted from the account (although may be directly
billed in some cases). If terminated, a client will receive a prorated refund of any prepaid
fees which are unearned and paid in advance based on the number of days of service
provided during the partial period. For fees paid in arrears, fees will be charged for partial
periods on a prorated basis based on the number of days of service provided during the
partial period.

When services are provided directly by Gainspoletti, Gainspoletti will receive a fee directly
from the client. All relevant fees will be detailed in the client agreement. When services
are provided through a TPM, Gainspoletti will receive from the TPM a percentage of the
overall fee paid by the client. When services are provided jointly by Gainspoletti and a
TPM in the form of a co-advisory arrangement, both Gainspoletti and the TPM will receive
a fee directly from the client. All relevant fees will be detailed in the three-party client
agreement.

Fees paid to Gainspoletti and TPMs are separate and unrelated to any fees or expenses
assessed by mutual funds, exchange traded funds, brokers, custodians etc. The firm makes
no guarantee related to the competitiveness of investment management fees or outside costs
and acknowledges that clients may be able to find comparable services from other sources
at a lower cost or fee. See Item 12 below for additional information on brokerage practices.

Financial Planning and Consulting Services

Gainspoletti may offer financial planning services to clients such as financial plans,
investment plans, and/or individual consultations. Clients are typically charged a fixed fee
ranging from $1,500 - $5,000 or may be charged on an hourly basis generally at $100 -
$300 per hour, depending on the type and complexity of financial planning services to be
provided. Fees are generally directly billed to Client in advance but may in some instances
be partially billed in advance with the balance billed in arrears upon completion. Fees may
be paid by check or ACH transfer. If services are terminated before completion, fees will
be prorated based on work completed and any unearned fees paid in advance will be
refunded. The fees and scope of service will be documented and agreed upon before
commencement of services.
All financial planning fees paid to the firm are separate and unrelated to any fees or
expenses assessed by any broker, custodian, or other outside party. The firm makes no
guarantee related to the competitiveness of financial planning fees or outside costs and
acknowledges that clients may be able to find comparable services from other sources at a
lower cost or fee. Clients should note that in a financial planning engagement, a conflict of
interest may exist between the firm and the client related to the firm’s recommendations,
but the client is under no obligation to accept the firm’s recommendations or to purchase
any products or service through the firm or its personnel.

Retirement Plan Consulting Services

Gainspoletti offers non-discretionary consulting services to sponsors of retirement plans.
For these types of services, clients are typically charged an initial fixed fee of up to $1,500
(which is based on the estimated amount of set up work needed), and an ongoing fee of up
to 0.75% of assets under advisement to be charged quarterly in arrears. Fees are generally
deducted from the plan but may be billed directly if approved by Gainspoletti. If deducted
directly from the plan, the fee deducted will be noted on the applicable account statements
provided to the plan and or plan sponsor. Any fee questions or discrepancies should be
brought to the attention of Gainspoletti. If directly billed, the applicable plan or plan
sponsor will be invoiced, and fees may be paid by check or ACH transfer. Fees are
negotiable and vary depending on the complexity of the engagement. The fees and scope
of service will be documented and agreed upon before commencement of services.

Securities Sales
Certain of Gainspoletti’s Supervised Persons, in their individual capacities, are also
registered representatives with an unaffiliated FINRA-registered broker-dealer, and in
such capacity, may recommend, on a fully disclosed commission basis, the purchase of

certain investment products. While Gainspoletti does not sell any commissionable
investment products to its clients, Gainspoletti does permit its Supervised Persons, in their
individual capacities as registered representatives, to sell investment products to their
clients. A conflict of interest exists to the extent that Gainspoletti’s advisor recommends
...

Item 7 – Types of Clients

Gainspoletti provides services to individuals, pension and profit-sharing plans, trusts,
estates and small businesses.

There is no minimum account size requirement to open an account.

In addition, TPMs which we use may have their own minimum investment requirements.