Bone FIDE Wealth LLC

Item 5 Fees And Compensation

When engaging Bone Fide Wealth to be your advisory partner, we offer different fee arrangements to meet your
individual situation and specific needs.

Financial Planning Services
Fees for planning services are strictly for planning services. Therefore, you may pay fees for additional
services obtained such as asset management.

Bone Fide Wealth offers financial planning services on a flat retainer fee and an hourly fee basis.

A comprehensive, annual financial planning fee will be determined based on your individual needs and
planning complexity. The typical planning fee generally ranges from $5,000 to $10,000. Your specific fee will
be stated in your advisory contract. This fee is billed quarterly in advance.

We also offer planning/consulting services on an hourly fee basis. This service is available to clients who
have a specific need regarding one or a group of planning topics only. Our hourly fee is $550 with a one hour
minimum. Our fees are negotiable and are payable upon completion of the work, as invoiced by Bone Fide
Wealth.

Bone Fide Wealth reserves the right to waive or reduce fees for financial planning services in its sole
discretion.

Financial Education Seminars
Financial education seminar fees assessed to the company sponsoring the seminar generally range from
$5,000 to $10,000. There is no charge to the seminar participants.

Retirement Plan Consulting
Retirement Plan Consulting services are available on a negotiated hourly, flat, fixed, or asset-based fee basis.
The maximum annual account consulting fee, when stated as a percentage of assets, is 1.00% and is negotiable.
Fees may be paid at the time of service, in advance of service, or after service has been rendered. If fees are
being charged on an hourly basis, they may not exceed $500 per hour.

Asset Management Services
Our fees are negotiable and are not based on a share of capital gains or capital appreciation of the funds
or any portion of the funds in your account.

Our Fee Schedule is as follows:

 Account Size                         Maximum Annual Fee
 $0 to $10,000,000                    1.00%
 Over $10,000,000                     Negotiable

Bone Fide Wealth allows for the aggregation of assets among a client’s “related” managed accounts for
purposes of determining the value of AUM and the applicable advisory fee to be paid by a client. The firm
reserves the right to determine, in its sole discretion, whether client accounts are “related” for purposes of
aggregating a client’s accounts together for a reduction in the percentage fee amount.

You may make additions to the account or withdrawals from the account, provided the account continues to
meet minimum account size requirements. No fee adjustments will be made during the month for additional
deposits, partial withdrawals, or for account appreciation or depreciation due to market fluctuation.

Termination Provisions
You may terminate our advisory services, without penalty, upon verbal or written notice within five (5)
business days after entering into the advisory agreement with Bone Fide Wealth. You will, however, be
responsible for any fees and charges incurred from third parties as a result of maintaining the account, such as
account maintenance or custodial fees. Thereafter, you or Bone Fide Wealth may terminate investment
advisory services upon written notice to terminate to the other party. You will be responsible for any time
spent by Bone Fide Wealth in providing advisory services or analyzing your situation. If you terminate
investment advisory services during the month, you will be charged a pro-rata portion of the advisory fee for
the month up to the date of termination. Unearned prepaid fees will be refunded to you upon termination for
any reason. Refunds will not be provided for work that has already been performed.

Held Away Accounts: Accounts managed through the program, including accounts accessed through Pontera,
the maximum annual management fee is 1%. Fees are calculated quarterly in arrears based on the quarter-end
account balance and are generally debited from the client’s Altruist account, another taxable account, or billed
directly unless otherwise agreed. Clients should note that these management fees apply even though such fees
would not be incurred if the client traded directly within their 401(k) or 403(b) account.

Termination Provisions for Held Away Accounts
You may terminate investment advisory services obtained from Bone Fide Wealth, without penalty, upon
written notice within five (5) business days after entering into the advisory agreement with Bone Fide Wealth.
You will be responsible for any fees and charges incurred from third parties as a result of maintaining the
account such as transaction fees for any securities transactions executed and account maintenance or custodial
fees. Thereafter, you may terminate investment advisory services in accordance with the Third-Party Manager's
termination policy. Bone Fide Wealth will refund to you, for any reason, any prepaid unearned fees that we
receive. Refunds will not be provided for work that has already been performed.

Other Fees and Expenses: In addition to the advisory fees paid to Bone Fide Wealth, clients may incur certain
charges imposed by other third parties, such as broker-dealers, custodians, trust companies, platform services
provider, banks and other financial institutions (collectively “Financial Institutions”). These additional charges
may include securities brokerage commissions, transactions fees, custodial fees, fees attributable to alternative
assets, reporting charges, margin costs, charges imposed directly by a mutual fund or ETF in a client’s account,
as disclosed by the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales
charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions.

Item 7 Types Of Clients

The advisory services offered by Bone Fide Wealth are geared toward individuals, including high-net-worth
individuals, and their families.

Bone Fide Wealth does not require a minimum account size to obtain asset management services. However,
clients should be aware that smaller accounts may experience limitations in achieving broad diversification. A
lack of diversification can increase portfolio risk and may cause performance to vary from that of larger
accounts. In addition, market fluctuations may have a greater proportional impact on smaller accounts than on
accounts with higher asset levels. Additionally, some Third-Party Managers to which Bone Fide Wealth may
refer clients may impose account minimums in order to obtain their services. You should refer to the Third-Party
Manager's disclosure documents for further information.