Addison Advisors LLC

Item 5 – Fees and Compensation

Marble Trail Advisors’ fee for comprehensive wealth management services includes a fixed fee for
financial planning and an asset-based fee for investment management. The fee for financial
planning depends on several factors including the scope, complexity and frequency of services
provided. Marble Trail has established a minimum annual planning fee of $2,500 per household,
but may negotiate a fee below the annual minimum where circumstances warrant. Our fees for
investment management services range from an annualized rate of 0.30% to 1.00% based on total
assets under Marble Trail management. The specific level of fees that will be paid is established in
the investment advisory contract of each client. The fee schedule is subject to change upon prior
written notice to the client.

Fees are paid quarterly in advance, and clients may terminate their contracts with written notice.
At the point of termination, fees will be refunded on a prorated basis, based on the number of days
remaining in a quarter. Clients may terminate their contracts without penalty, for full refund,
within 5 business days of signing the advisory contract.

Fees charged by Marble Trail may vary among its clients based upon the type of client, the services
requested, the complexity of the client's situation, the composition of the client's account, other
advisory services provided and the relationship of the client and the investment adviser
representative. Marble Trail may waive or reduce a portion of the investment advisory fees. Any
reduction will be at the discretion of Marble Trail and disclosed to client prior to contracting for
investment advisory services. Marble Trail believes that its annual fee is reasonable in relation to
services provided and the fees charged by other investment advisers offering similar services.
Marble Trail’s annual wealth management fee may, however, be higher than that charged by other
investment advisers offering similar services.

Marble Trail’s fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses which may be incurred by the client. Clients may also incur certain charges
imposed by custodians, brokers, and third-party investment managers such as fees charged by
managers, custodial fees, deferred sales charges, wire transfer and electronic fund fees, and other
fees and taxes on brokerage accounts and securities transactions. Mutual funds and exchange
traded funds also charge internal management fees, which are disclosed in a fund’s prospectus.
Such charges, fees and commissions are exclusive of and in addition to Marble Trail Advisors' fee,
and Marble Trail Advisors shall not receive any portion of these commissions, fees, or costs.

Third-Party Money Managers
A complete description of the third-party money manager’s services, fee schedules and account
minimums will be disclosed in the third-party money manager’s disclosure brochure which will be
provided to you prior to or at the time an agreement for services is executed and the account is
established. The actual fee charged to you will vary depending on the third-party money manager.
Marble Trail and the third-party managers are individually responsible for the calculation and
collection of the investment management fees that they will charge. Marble Trails asset
management fees will be based upon the fee schedule referenced above. Fees charged by Third
Party Managers will be disclosed at the time the client signs an agreement with that firm.

Item 7 – Types of Clients

Marble Trail Advisors offers investment advisory services to individuals, high net worth
individuals, corporate pension and profit-sharing plans, charitable institutions, foundations,

endowments, and trust programs. Some of our services may not be suitable to certain clients and
clients will only be provided and billed for appropriate services.

Third-party money managers may have minimum account and minimum fee requirements in
order to participate in their programs. Each-third party money manager will disclose its
minimum account size and fees in its Form ADV Part 2A Disclosure Brochure.