Allworth Financial LP

Item 5 – Fees and Compensation
Management fees for asset management client accounts are calculated and billed quarterly in advance
for each period based on the value of each client account on the last business day of the prior calendar
quarter. Adjustments will be made in the case of any individual contributions or withdrawals which
exceed $10,000 made to the client account during the quarter. Management fees for client account(s)
are subject to a $2,500 annual minimum fee and the maximum fee charged is 2.00%. Allworth will
provide the exact percentage-based fee to each client based on both the nature and total dollar asset
value of the client’s account(s). The fee will be stated in the fee schedule which must be signed by both
Allworth and the client.

Fees are subject to negotiation and can vary from the standard fee schedule to reflect circumstances that
apply to a specific client relationship. As a result, some clients will pay different fees for the same services.
The client’s fee schedule, and any applicable terms and conditions, are stated in the client’s Investment
Management Agreement. Allworth maintains alternate fee schedules for certain groups of clients, such as
those grandfathered from prior fee schedules and clients that transferred their accounts to the firm as a
result of mergers/acquisitions. Clients are eligible to receive discounted fees for “householding” accounts
where accounts in the same household are aggregated for the purposes of meeting advisory fee
breakpoints.

Management fees cover Allworth’s advisory services (including initial and ongoing reviews of financial
circumstances). The fee does not include other costs the client may incur such as:

     •    Trade execution or asset-based fees charged by the custodian including, as applicable, options
          contract fees and related exchange, regulatory and clearing fees.
     •    Prime broker fees
     •    Platform fees (e.g., unified managed account fees)
     •    Third-party investment adviser (“TPA”) fees (e.g., separately managed account fees)

Allworth Financial                                                             Form ADV Part 2A Disclosure Brochure

     •    Account transfer fees

Certain clients participate in a “wrap fee” program, in which the client pays a unified fee for portfolio
management services as well as trade execution. For more information relating to the wrap fee program,
please refer to Appendix 1 of this document, titled “Allworth Wrap Fee Program Brochure.”

Variable Sub-Account Management Services
Allworth does not charge an advisory fee for providing variable sub-account management services if the
variable annuities or variable life contracts were purchased through AW Securities, AW Securities will
earn commissions; however, the client’s investment adviser representative in his or her separate capacity
as a registered representative of AW Securities and an insurance agent will not directly receive a
commission as part of this transaction. Instead, the client’s investment adviser representative is
compensated with a base salary and will earn additional compensation of up to 10 basis points based on
the total revenue generated by client assets under management. Allworth investment adviser
representatives are not compensated on a per transaction basis. Due to the receipt of commissions by
AW Securities, Allworth does not charge a separate investment advisory or investment management fee
for managing variable annuity sub-accounts.

The insurance companies issuing variable annuity contracts will charge management expenses to the
client and, if applicable, exchange fees and surrender charges. Clients should refer to the prospectus of
their variable annuity and/or variable life contract for more details about the insurance company’s
management expenses and any exchange or surrender fees.

An Allworth advisor may provide sub-account management services for a fee if the client’s variable
annuity or variable life contract was purchased through a third party firm and advisor. This is disclosed
and agreed upon in Schedule B of the Allworth Investment Management Agreement.

Financial Planning (Specialized Planning Services)
Financial planning services are billed on a fixed fee basis with fees generally ranging between $1,500
and $30,000. Allworth’s investment adviser representatives provide a quoted fixed fee to clients before
any services are provided.

 Fees are negotiable depending on the complexity of the client’s financial situation, the actual services
 requested and the Allworth investment adviser representative providing the services. One-half of the
 quoted fee is due at the time the client agreement is signed with the remainder of the fee due upon
 completion of the services and receipt of Allworth’s billing statement.

 Clients contracting for a financial plan who also contract for asset management services, as well as
 clients who contract only for asset management services, will receive on-going financial planning
 services. These ongoing financial planning services will continue as long as there is an asset
 management contract in place between Allworth and the client. Clients can contact or visit with the
 Allworth’s investment adviser representatives as needed to discuss anything included in the original
 financial plan and can have their financial plan reviewed and updated any time at no cost.

 Services are ongoing and billed on an annual basis. Either party can terminate services at any time by
 providing written notice to the other party. Termination is effective upon receiving that notice. If services
 are terminated within five business days of executing the client agreement, services are terminated
 without penalty. If terminated after five business days but before presentation of the plan, fees are
 prorated, and clients are responsible for the time and effort expended by Allworth prior to receipt of the
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Item 7 – Types of Clients

Allworth offers advisory services to:

     •    Individuals and high net worth individuals
     •    Pension and profit-sharing plans
     •    Trusts, estates, or charitable organizations
     •    Corporations