Birchcreek Wealth Management LLC

Item 5 – Fees and Compensation
 The following paragraphs detail the fee structure and compensation methodology for services provided by the
 Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
 more written agreements with the Advisor.

 A. Fees for Advisory Services
 Investment Advisory Services
 Investment advisory fees are paid monthly, in advance of each month, pursuant to the terms of the investment
 advisory agreement. Fees are calculated based on the market value of assets under management with the Advisor
 at the end of the prior month. Fees range from 0.25% to 1.50% annually based on several factors, including the
 complexity of the services to be provided, the level of assets to be managed, and the overall relationship with the
 Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions, and other
 complexities may be charged a higher fee.

 The investment advisory fee in the first month of service is prorated from the inception date of the Client’s
 account[s] to the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The
 investment advisory fee may also include financial planning services at the discretion of the Advisor. The Client’s
 fees will take into consideration the aggregate assets under management with the Advisor. All securities held in
 accounts managed by Birchcreek Wealth will be independently valued by the Custodian. Birchcreek Wealth will
 conduct periodic reviews of the Custodian’s valuations to ensure accurate billing.

 Clients may make additions to and withdrawals from their account[s] at any time, subject to Birchcreek Wealth’s
 right to terminate an account. Additions may be in cash or securities provided that Birchcreek Wealth reserves the
 right to liquidate any transferred securities or decline to accept particular securities into a Client’s account[s].
 Clients may withdraw account assets on notice to Birchcreek Wealth, subject to the usual and customary securities
 settlement procedures. However, Birchcreek Wealth designs its portfolios as long-term investments, and the
 withdrawal of assets may impair the achievement of a Client’s investment objectives. Birchcreek Wealth may
 consult with its Clients about the options and ramifications of transferring securities. However, Clients are advised
 that when transferred securities are liquidated, they are subject to transaction fees, fees assessed at the mutual
 fund level (i.e., contingent deferred sales charge), and/or tax ramifications.

 The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
 other related costs and expenses described in Item 5.C. below, which may be incurred by the Client. However, the
 Advisor shall not receive any portion of these commissions, fees, and costs.

 Financial Planning Services
 Birchcreek Wealth may include financial planning as part of its overall investment advisory services or under a
 separate agreement. For separate engagements, Birchcreek Wealth offers project-based and ongoing financial
 planning services on either an hourly basis or for a fixed fee. Hourly engagements are billed at a rate of up to $500
 per hour. Fixed fees are negotiated based on the scope and complexity of the services to be provided and range
 up to $50,000 annually payable monthly in arrears. Fees may be negotiable at the sole discretion of the Advisor,
 depending on the nature and complexity of services to be provided. For project-based financial planning, an
 estimate for total hours and/or costs will be provided to the Client before engaging in these services. For clients
 who opt to engage in wealth management services within 30 days of completing a separate financial planning
 engagement, the Advisor will adjust the wealth management fees on a pro-rated basis to reflect the financial
 planning fees previously collected during the prior engagement.

 Collaborative Consulting Services
 Birchcreek Wealth’s collaborative consulting services requires an initial retainer fee of $2,500, from which the
 Advisor bills at an hourly rate of $350 per hour. Hourly fees beyond the initial retainer will be billed at an hourly rate

                                           Birchcreek Wealth Management, LLC
                               2955 Exchange Place Blvd., Suite 103, Miami Township, OH 45342
                                         Phone: (937) 567-0646 I Fax: (937) 250-1709
                                                www.birchcreekwealth.com

 of $350 per hour. Fees may be negotiable at the sole discretion of the Advisor, depending on the nature and
 complexity of services to be provided. An estimate for total hours and/or costs will be provided to the Client prior to
 engaging in these services.

 Retirement Plan Advisory Services
 Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.25% and are billed in
 advance of each month or quarter, pursuant to the terms of the agreement. Retirement plan fees are based on the
 market value of assets under management at the end of the prior month or quarter. Fees may be negotiable
 depending on the size and complexity of the Plan.

 B. Fee Billing
 Investment Advisory Services
 Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
 the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
 from the Client’s account[s] at the beginning of the respective month. The amount due is calculated by applying the
 monthly rate (annual rate divided by 12) to the total assets under management with Birchcreek Wealth at the end
 of the prior month. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting the
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Item 7 – Types of Clients
 Birchcreek Wealth offers investment advisory services to individuals, high net worth individuals, families, trusts,
 estates, and retirement plans. Birchcreek Wealth generally does not impose a minimum size for establishing a
 relationship. However, certain investments and strategies may require certain minimums for effective
 implementation.