Cauble & Harre Wealth Management Inc

5. Fees and Compensation

Description
Portfolio Management Services
The annual fee for our portfolio management services will be charged as a percentage
of assets under management, according to the schedule below:

Assets Under Management Annual Fee (%)

                   $0 - $2,000,000                    1.00%
                   $2,000,001 - $5,000,000            0.75%
                   $5,000,001 - $10,000,000           0.60%
                   $10,000,001 and above              0.50%

There may be clients under a different fee schedule or service contract than the one
above. Some CHF Wealth clients may have been grandfathered to a different fee
schedule or service contract. Our fees are negotiable and may be waived in whole or in
part in certain circumstances in the sole discretion of CHF Wealth.

Minimum Fee Requirements
Clients engaging CHF Wealth will be subject to a minimum fee of $10,000 annually.

Fee Billing
Portfolio Management Service fees are billed quarterly, in arrears, at the beginning of
each calendar quarter based upon the average daily balance of the client's assets under
management during the previous quarter.

CHF Wealth will assume the quarter ends of March 31, June 30, September 30, and
December 31. Clients have the option of having us deduct the fee directly from their
accounts with the custodian or receiving an invoice. In either case, we send a record to
the client disclosing the total fee and the fees for each account.

For relationships with multiple accounts, we will combine values for purposes of fee
calculation. The total fee will be allocated to each account as agreed upon with the client.
Clients can request that fees for multiple accounts be allocated on a pro-rata basis and
be aggregated and deducted from one or more taxable accounts or may direct the order
in which they want accounts applied to the tiered fee structure.

A report is available to clients showing the calculation of the average daily balance of
client accounts. Clients are welcome to request a copy of this report to verify the

accuracy of our fee calculations using the fee schedules in this document. Please note
that the custodian does not verify fee calculations.

If a client relationship begins during a quarter, our fee will be levied for the number of
days the assets were under our management.

If any asset does not have a readily available market value, we retain the right to leave
out the value of this asset for fee calculation purposes. If such an asset is included, we
will need to document and defend the value.

Other Fees
Mutual Fund, ETF and Brokerage Fees: All fees paid to CHF Wealth for investment
advisory services are separate and distinct from the fees and expenses charged by
mutual funds and ETFs to their shareholders and fees charged for brokerage services.
For mutual fund and ETF fees, these fees and expenses are described in each fund's
prospectus. They will generally include a management fee, other fund expenses, and a
possible distribution fee. A client could invest in mutual funds or ETFs directly, without
the services of CHF Wealth. In that case, the client would not receive the services
provided by CHF Wealth which are designed, among other things, to assist the client in
determining which mutual fund or funds are most appropriate to each client's financial
condition and objectives. Accordingly, the client should review both the fees charged by
the funds and the fees charged by CHF Wealth to fully understand the total amount of
fees to be paid by the client and to thereby evaluate the advisory services being
provided. The brokerage firm/custodian will have its own commission schedule which is
outside the control of CHF Wealth. Section 12 discusses additional brokerage practices.

Fees Paid in Advance
Termination of Advisory Relationship: A client agreement may be canceled at any time,
by either party, for any reason upon receipt of 30-day prior written notice. Upon
termination of any account, any prepaid, unearned fees will be promptly refunded. The
client has the right to terminate an agreement without penalty within five business days
after entering into the agreement. In the event of the withdrawal of funds or the
termination of any account, any fees, commissions, or other expenses associated with
rebalancing or liquidating the account holdings may be assessed to the client's account.

Additional Compensation
Adviser restricts its compensation solely and exclusively to the professional fees it
receives directly from its clients for professional services rendered to its clients.
Whenever Adviser recommends that Client own a specific financial product or utilize
the services of a specific Custodian, Adviser and its employees will not accept sales
commissions (including 12b-1 fees), prizes, vacation trips, gifts or meals valued
more than $300 per year from those specific financial product vendors or custodians.

7. Types of Clients

Description
We currently work with individuals, high net worth individuals, pension and profit-sharing
plans, trusts, estates, corporations, foundations and/or other business entities.

Account Minimums
Clients engaging CHF Wealth will be subject to a minimum fee of $10,000 annually
subject to the sole discretion of CHF Wealth to waive or reduce this minimum.