Bleakley Financial Group LLC

Item 5. Fees and Compensation
OnePoint BFG endeavors at all times to put the interests of its clients first. Clients should be
aware, however, that the receipt of economic or other benefits by OnePoint BFG in and of itself
creates a conflict of interest and may influence OnePoint BFG’s choices for investments,
custodial services, third-party investment managers and TAMPs. Additionally, the receipt of
economic or other benefits by OnePoint BFG’s Advisors in and of itself creates a conflict of
interest and may influence the Advisors’ recommendations to clients.

Furthermore, a conflict of interest arises in that OnePoint BFG’s Advisors have an incentive to
increase the assets held in a OnePoint BFG advisory account (wrap or non-wrap) as it increases
the investment advisory fee paid to OnePoint BFG and its Advisors. Similarly, a conflict of
interest arises in that OnePoint BFG’s Advisors have a disincentive to trade securities in order to
reduce the custodial transaction-based charges in a wrap account, thereby increasing the wrap fee
amount retained by OnePoint BFG and its Advisors. Wrap fees and custodial charges may be
higher or lower than those charged by other investment advisers. The investment strategy,
investments and related transactions will impact whether a client will pay more in a non-wrap
versus a wrap fee account. Additional information is provided below.

March 31, 2026

OnePoint BFG generally does not require an annual minimum fee or minimum asset level for
investment advisory services. However, custodian-sponsored programs, third-party investment
managers and TAMPs may require a minimum asset level or charge a minimum fee, and clients
should be aware that the imposition of minimum fees by another entity will result in a higher fee
being charged than is described in this Brochure. Clients may invest in many of the securities
and investment products that OnePoint BFG makes available through another broker-dealer,
custodian, investment adviser or another financial institution.

In addition to disclosing these conflicts of interest, OnePoint BFG has created and implemented a
compliance and supervisory program to mitigate such conflicts through the oversight of client
accounts and investment advisory activities. OnePoint BFG mitigates these conflicts of interest, in
part, by endeavoring to act in each client’s best interest and through the adoption and
implementation of OnePoint BFG’s Code of Ethics and other policies and procedures. See Item
11 for additional information.

The terms and conditions for client participation in advisory programs or relative to any OnePoint
BFG services are set forth in OnePoint BFG's written agreements and the account paperwork for
the specific advisory programs or services. The written agreement, between OnePoint BFG and
the client, will continue in effect until terminated by either party by written notice in accordance
with the terms and conditions of the written agreement. Following the receipt of a notice of
termination, OnePoint BFG will refund the unearned portion of any advanced investment
advisory fee paid based upon the number of days remaining in the billing period.

All prospective clients should read this Brochure, all relevant brochure supplements, and any
documentation for the specific advisory programs or services, and ask any corresponding
questions, prior to participation in any advisory program or service provided by or through
OnePoint BFG. Clients may inquire at any time with the OnePoint BFG Advisor regarding client-
specific fees and costs.

       A. OVERVIEW OF FEES AND CHARGES

Under either a wrap or non-wrap account, OnePoint BFG will charge an annual investment
advisory fee. The difference between a wrap fee account and a non-wrap fee account is whether
OnePoint BFG or the client pay for the custodial asset-based charge or the custodial transaction-
based charges.

Additional information about OnePoint BFG’s investment advisory fee, wrap and non-wrap
accounts, custodial asset-based charge, custodial transaction-based charges, and custodial
account and service charges is provided below.

Clients may inquire at any time with the OnePoint BFG Advisor regarding client-specific fees
and costs.

       B. ONEPOINT BFG’S INVESTMENT ADVISORY FEE

Under either a wrap or non-wrap account, OnePoint BFG will charge an annual investment
advisory fee based on a percentage of the assets to be managed, also known as an asset-based fee,
unless other services and/or fee structure have been negotiated by the client and the OnePoint BFG

March 31, 2026

Advisor. OnePoint BFG’s Advisors at the Advisor’s discretion negotiate an annual investment
advisory fee up to a maximum of two percent (2.00%) of assets managed by the Advisor.

Clients will typically be billed in one of the following billing methods utilized at OnePoint BFG:

   •   Fixed Percentage – OnePoint BFG applies a fixed percentage to client account(s) total
       assets under management (“AUM”). For example:

                                        Advisory Fee
                                      2.00% (maximum)

                                 *Advisory fee is negotiated

    • Tiered Fee Schedule – OnePoint BFG applies its fee to the client account(s) based on
      achieving certain asset tiers in two different ways. The primary way is similar to the tax
      code where specific tax rates are applied to each level of gross income. Under this method,
      OnePoint BFG will apply a different fee to each corresponding level of AUM and the total
      fee is a blend based on the total AUM. Certain advisors may negotiate a linear tiered
      approach where all of the AUM is charged the advisory fee for the asset level reached in
      the tier. The tiered fee schedule will be identified in the Investment Advisory Agreement
      and agreed to by the client. For example:

                         ASSET TIER                     ADVISORY FEE*
...

Item 7. Types of Clients
OnePoint BFG’s clients generally include:
   • Individuals (both high-net-worth (i.e., clients with a net worth of $2.2 million or more) and
      other than high-net-worth)
   • Pension and profits sharing plans and other qualified plans
   • Trusts, estates, or charitable organizations
   • Corporations and other business entities

OnePoint BFG does not require an annual minimum fee or minimum asset level for investment
advisory services. Certain investment programs or investment products require annual minimum
fees or minimum asset levels for participation. Clients should thoroughly review disclosure

March 31, 2026

materials or relevant Form ADV Part 2A brochures and consult with their Advisor about the
implications of such minimum requirements before investing in such programs or products.