Osaic Advisory Services LLC

Item 5 - Fees and Compensation
Advisory Representative Managed Account Programs
We offer Advisory Representative managed account programs where no separate transaction charges apply, and a single
fee is paid for all advisory services and transactions (“Wrap Account” or “Counsel Program”). We also offer Advisory
Representative managed account programs with separate advisory fees and transaction charges (“Non-Wrap” or “Ally
Program”). As such, in addition to the quarterly account fee described below for advisory services, you will also pay separate
per-trade transaction charges.

You will pay a monthly or quarterly account fee, in advance or arrears, based upon the market value of the assets held in
your account as of the last business day of the preceding calendar quarter or on the average daily value of your account of
the preceding quarter. Your account fees are negotiable and will be debited from your account by the custodian. If you
terminate your participation in this program, you will be entitled to a pro-rata refund of any prepaid quarterly fees based
upon the number of days remaining in the quarter after the date upon which the notice of termination is received.

Each of our Advisory Representatives negotiates his or her own account fee schedule.

Mutual funds and ETFs invested in the account have their own internal fees which are separate and distinct from the
program account fees (for more information on these fees, see the applicable fund prospectus).

OAS may “household” for fee calculation purposes only, multiple accounts together within the Agreement at your request.
This practice is designed to allow you the benefit of an increased asset total, which could potentially cause the account to
be assessed a reduced advisory fee based on the household asset-based fee schedule. OAS treats Accounts under
management as part of the same household if client resides at the same address, has the same last name, has the same Social
Security Number or per client request and execution of the Household Billing Addendum to the applicable Investment
Advisory Agreement. Accounts opened at a later date may be added for householding purposes. You understand that they
are responsible for notifying Adviser of which Account(s) you would like to household under this agreement for fee billing
purposes.

Ally Account
The Ally Account has no minimum account size and advisory fees are negotiable. Advisory fees are billed monthly or
quarterly and you have the option of choosing the billing methodology (flat, linear, or tiered); these elections are made on
your advisory agreement. Advisory fees are negotiable, but the maximum annual fee allowed, regardless of account size, is
2.50%.

A flat fee rate is a flat fee percentage applied to all billable assets. When a linear fee rate is selected, the entire household,
portfolio or account value is charged at the rate that corresponds to the asset value range in which billable asset values fall.
In a tiered fee rate schedule, the household, portfolio or account value is charged the corresponding fee percentage within
each range. Please review the applicable client agreement for the availability of each option.

The rates are subject to negotiation between the Advisory Representative and each client. The fee is negotiable based on a
variety of factors, such as size and type of account, complexity, range of services utilized, etc.

Osaic Advisory Services, LLC – 2026.3                        13                                           Current as of March 31, 2026

In addition to the advisory fee, accounts are assessed transaction charges by the chosen custodian. These transaction
charges may be higher or lower than transaction charges or commissions clients may pay at other broker-dealers.
Transactions may be subject to additional fees charged by the custodian. The chosen custodian will provide full disclosure
with respect to its services and related costs.

Counsel Account
The Counsel Wrap Account has no minimum account size and advisory fees are negotiable. Advisory fees are billed monthly
or quarterly and you have the option of choosing the billing methodology (flat, linear, or tiered); these elections are made
on your advisory agreement. Advisory fees are negotiable, but the maximum annual fee allowed, regardless of account size,
is 2.50%.

A flat fee rate is a flat fee percentage applied to all billable assets. When a linear fee rate is selected, the entire household,
portfolio or account value is charged at the rate that corresponds to the asset value range in which billable asset values fall.
In a tiered fee rate schedule, the household, portfolio or account value is charged the corresponding fee percentage within
each range. Please review the applicable client agreement for the availability of each option.

The rates are subject to negotiation between the Advisory Representative and each client. The Wrap Fee is negotiable based
on a variety of factors, such as size and type of account, complexity, range of services utilized, etc.

The Counsel Account is a Wrap program under which you pay a single fee that covers the Advisory Representative’s advice
and the execution of transactions through the custodian. You should understand that the wrap fee may cost the client more
than purchasing the program services separately.

For further Counsel Program details, please see the Counsel Program Brochure. We provide this brochure to you prior to
or concurrent with your enrollment in the Counsel Program. Please read it thoroughly before investing.

Third -Party Consulting Services: Partner
The Firm offers you access to multiple third-party managers. Some of these third-party management programs are provided
under “wrap fee” arrangements, in which you pay a single fee for advisory and execution services as described above. Some
are provided under “non-wrap fee” arrangements where, in addition to the account fee for advisory services, you will also
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Item 7 - Types of Clients
Our Advisory Representatives provide investment advisory services to:

  •     Individuals (including high net worth individuals)
  •     Banking or thrift institutions
  •     Pension and profit-sharing plans
  •     Trusts
  •     Estates or charitable organizations
  •     Corporations
  •     State and municipal governmental entities
  •     Other business entities
The Firm generally does not impose any requirements for opening or maintaining an account, such as a minimum account
size. We will charge a minimum service fee which is the greater of $30 or up to 15 basis points (.15%) annually assessed to
the advisor per account. However, certain third-party programs and/or portfolio managers have minimum account size
requirements, as set forth in the applicable disclosure brochure.