Farther Finance Advisors LLC

Item 5           Fees and Compensation

   A.
                                   INVESTMENT ADVISORY SERVICES
         Under the Program, Farther is able to offer participants discretionary investment
         management services, for a single specified annual Program fee, inclusive of trade
         execution, custody, reporting, account maintenance, investment management fees, and in
         some instances, fees charged by independent managers and/or separately managed
         accounts.

         The current annual Program fee ranges from negotiable up to 2% of assets under
         management, depending upon the complexity of the account, the amount of the client assets
         in the Program and the independent/separately managed accounts utilized by the client’s
         investment portfolio. Farther may, at its sole discretion, elect to offer its services on a
         hourly rate basis, ranging from negotiable up to $1,000 per hour, or on a flat annual fee
         basis.

         Clients may be responsible for, but not limited to, fees for trades executed away from the
         account’s custodian, trustee fees, mutual fund internal expenses, ETF internal expenses,
         mark-ups, mark-downs, transfer taxes, fees charged by independent managers and/or
         separately managed accounts (when such managers require the client to enter into a dual
         contract relationship) odd lot differentials, exchange fees, interest charges, American
         Depository Receipt agency processing fees, and any charges, taxes or other fees mandated
         by any federal, state or other applicable law or otherwise agreed to with regard to client
         accounts (Such fees are in addition to any fees paid by the client to Farther and are between
         the client and the account custodian). These fees are in addition to Farther’s Program fee.

                                      RETIREMENT PLAN SERVICES
         Farther provides retirement plan consulting services, pursuant to which it assists sponsors
         of self-directed retirement plans with the selection and/or monitoring of investment
         alternatives from which plan participants shall choose in self-directing the investments for
         their individual plan retirement accounts. Farther’s annual fee for these services shall
         generally range from negotiable up to 2.00% of the total assets maintained within the plan.

   B. Clients may elect to have Farther’s advisory fees deducted from their custodial account.
      Both Farther's Investment Advisory Agreement and the custodial/clearing agreement may
      authorize the custodian to debit the account for the amount of Farther's investment advisory
      fee and to directly remit that management fee to Farther in compliance with regulatory
      procedures. In the limited event that Farther bills the client directly, payment is due upon
      receipt of Farther’s invoice.

   C. As discussed below, unless the client directs otherwise or an individual client’s
      circumstances require, Farther generally recommends that Charles Schwab Corporation
      (“Schwab”), Apex Clearing Corporation, (“Apex”), Fidelity Investments (“Fidelity”)
      and/or Pershing, LLC (“Pershing”) serve as the broker-dealer/custodian for client
      investment management assets. Broker-dealers such as Schwab, Apex, Fidelity and
      Pershing charge brokerage commissions and/or transaction fees for effecting certain
      securities transactions. However, under Farther’s Program, Farther shall generally be
      responsible for these fees.

   D. Farther's annual investment advisory fee shall generally be prorated and paid monthly, in
      advance, based upon the market value of the assets, on the last business day of the previous
      month. However, due to certain legacy arrangements, Farther may calculate its fee
      quarterly in advance or arrears.

         The Investment Advisory Agreement between Farther and the client will continue in effect
         until terminated by either party by written notice in accordance with the terms of the
         Investment Advisory Agreement. Upon termination, Farther shall refund the pro-rated
         portion of the advanced advisory fee paid based upon the number of days remaining in the
         billing quarter.

   E. Neither Farther, nor its representatives accept compensation from the sale of securities or
      other investment products.

Item 7           Types of Clients

         Farther’s clients shall generally include individuals, trusts and estates.

         Farther, in its sole discretion, may charge a lesser investment management fee based upon
         certain criteria (i.e., anticipated future earning capacity, anticipated future additional assets,
         dollar amount of assets to be managed, householdings of related accounts, account
         composition, negotiations with client, etc.).