Block Wealth Management Inc

ITEM 5: FEES AND COMPENSATION

A.​ Compensation for Financial Planning Services

BWM’s fees for financial planning services are charged on a fixed fee basis and generally range from
$1,000 to $20,000 annually, depending on the extent and complexity of the services provided. For initial
reviews and written plans, clients are billed one half of the fixed fee as a retainer upon execution of the
Investment Advisory Agreement, with the remainder due and payable within thirty (30) days after
completion of the initial review and delivery of written plan. For periodic reviews and plan updates, clients
are billed one half of the fixed annual fee at the beginning of the periodic review, with the remainder due
and payable within thirty (30) days after completion of the periodic review and delivery of any plan updates.
As negotiated, and at the sole discretion of BWM, fees for financial planning services can be offset by
investment advisory fees. This generally happens when a high net worth financial planning client with
investment assets of $3 million or more enters into an advisory agreement with BWM.

Financial planning fees are subject to negotiation in BWM’s sole discretion. Upon termination of services,
any unearned pre-paid fees will be refunded to the client.

B.​ Compensation for Investment Advisory Services

For Investment Advisory Services, including implementation of a client’s financial plan, BWM will charge
an annual investment management fee, paid quarterly in advance, based upon a percentage of the assets
under management with BWM. Fees are calculated as follows:

                  Assets Under Management                 Annual Advisory Fee (% AUM)
                  $0 - $499,999                           1.00%
                  $500,000 - $999,999                     0.75%
                  $1,000,000 - $2,999,999                 0.50%
                  $3,000,000 and over                     Negotiable Rate

The fee schedule above is a ‘tiered’ or ‘blended’ fee schedule, which means that different annual fee
percentages will apply to different ranges of client assets under Adviser’s management.

There is no required opening account minimum. BWM can amend the fee schedule with prior written notice
to the Client.

As stated above, Investment Advisory Services fees are billed quarterly in advance. By signing the Firm’s
Investment Advisory Services Agreement, the client authorizes BWM to request that the custodian remit
payment for Investment Advisory Services fees from the client’s account(s). Fees are automatically
deducted from client’s custodial account by the custodian and paid to BWM no sooner than the 5th (or prior
closest business day) of the month following the end of the previous quarter. The amount due is calculated
by dividing the annual fee by 4 and applying the quarterly fee percentage to the previous quarter-end
account value(s). For accounts opened after the beginning of a new quarter, fees will be prorated. While
“cash reserves” will be excluded from the advisory fee, cash earmarked for investments in the upcoming
quarter will be subject to the normal fee rate. Based on specific client circumstances, certain exceptions can
apply.

                                       Date of Brochure: February 20, 2026

Block Wealth Management, Inc.​
Form ADV Part 2A​

BWM will remit an invoice to the custodian and client (the latter is generally included with the client’s
quarterly report) showing the amount of the fee, the value of the client’s assets on which the fee was based,
and the specific manner in which the fee was calculated. It is the client’s responsibility to verify the
accuracy of the fee calculation as the custodian will not determine whether the fee is properly calculated. All
investment advisory fees paid directly to BWM will be reflected on the client’s monthly brokerage
statements that are prepared and sent to the client by the custodian.

Investment advisory fees can be negotiable for clients with assets under management of $3,000,000 or more.
Furthermore, clients may be charged pursuant to a fee schedule that is different than the one set forth above.
The specific fee schedule to which a client will be subject will be set forth in the client’s Investment
Advisory Services Agreement.

As mentioned in Item 4 above, BWM can, upon request from a client, provide a one-time review of certain
investments, which are not being managed by BWM. This review is billed at an hourly rate between $250
and $500 per hour, which is negotiated with the client at the time of the request. The fee is due and payable
at the completion of the review. BWM will remit an invoice directly to the client for payment of the fee.

C. Compensation for Portfolio Tracking Services

Portfolio Tracking Services clients are generally charged a fixed fee on a per calendar quarter basis.
BWM’s fixed fee for this service ranges from $100 to $1,000 per quarter. The actual amount of Portfolio
Tracking Services fees to be paid by the client is agreed upon in writing by BWM and the client at the time
of engagement. BWM can amend its tracking fee at any time by notifying clients at least thirty (30) days
before the start of a calendar quarter in which the fee is to be amended. The Portfolio Tracking Services fee
is generally due and payable on the fifth (5th) business day of each calendar quarter for the services to be
provided in that calendar quarter. The first tracking fee shall be due on and prorated to cover the period from
the date hereof through the end of the calendar quarter. Should the client or BWM elect to terminate their
relationship during a calendar quarter, BWM will refund any unearned prepaid Portfolio Tracking Services
Fee, calculated from the effective date of termination.

Clients will be provided an invoice each quarter outlining the Portfolio Tracking Services fee due and
payable. Clients that are receiving investment advisory services from BWM have the option to provide
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ITEM 7: TYPES OF CLIENTS

A.​ Description

BWM provides its services to individuals, high-net-worth individuals, pension and profit-sharing plans,
trusts, and estates.

B.​ Conditions for Managing Accounts

BWM does not impose a minimum portfolio size or a minimum initial investment to open an account, but
does reserve the right to accept or decline a potential client for any reason at its sole discretion. Prior to
engaging BWM to provide Investment Advisory Services, Financial Planning Services or Portfolio
Monitoring Services described in this Brochure, the client will be required to enter into one or more written
agreements with BWM setting forth the terms and conditions under which the Firm will render its services.

C. Disclosure to ERISA Plan Sponsors under Section 408(b)(2)

BWM will provide certain required disclosures to the “responsible plan fiduciary” (as such term is defined
in ERISA) in accordance with Section 408(b)(2), regarding the services we provide and the direct and
indirect compensation we receive by such clients. Generally, these disclosures are contained in this Form
ADV Part 2A, the client agreement and/or in separate ERISA disclosure documents, and are designed to
enable the ERISA plan’s fiduciary to: (1) determine the reasonableness of all compensation received by
BWM; (2) identify any potential conflicts of interests; and (3) satisfy reporting and disclosure requirements
to plan participants.

Block Wealth Management, Inc.​
Form ADV Part 2A​