Retirement Advisors LLC

Item 5 – Fees and Compensation

Retirement Advisors provides investment advisory services to individuals, high net worth
families, trusts, pension and profit-sharing plans and charitable corporations. Retirement
Advisors’ fee schedule is as follows:

Assets Under Management            Annualized Fee

$0 - $1,000,000                              0.90%

$1,000,001 – up                              0.70%

The client pays Retirement Advisors for its investment management services based upon the
client’s assets under management as set forth in above fee schedule. Fees are calculated by
averaging the month end assets under management values for the three months of the quarter and
multiplying the average assets under management by the relevant percent and dividing such
product by four. Fees are payable quarterly in arrears and such fees may be billed to the client or
deducted from the client's account(s) within 30 days following the end of the quarter for which
said fees will be incurred. All advisory fees are negotiable.

Fees are calculated on an incremental basis and are subject to change with 30 days written
notice. Notwithstanding the above, certain clients of Retirement Advisors with pre-existing
relationships may initially be charged fees which are less than those set out above. With regards
to employee related accounts and certain other accounts, the quarterly fees may be less,
depending upon a number of factors, including portfolio size, length of employment and
relationship to the employee.

To the extent mutual funds are selected to fill components of the overall investment strategy, the
annual advisory fee set forth above does not include the customary fees and expenses associated
with investing in mutual funds or other costs of establishing and maintaining an account with
mutual funds including Rule 12b-1 fees and expenses. The client is advised that, in addition to
the annual advisory fee set forth above, each mutual fund in which assets are invested will incur
separate investment advisory fees and other expenses for which client will bear a proportionate
share. Please review Item 12 of this Brochure for more information regarding the Firm’s

Item 7 – Types of clients

Retirement Advisors provides portfolio management services to individuals, high net worth
individuals and families, trusts, pension and profit-sharing plans and charitable corporations.