C2P Capital Advisory Group LLC

Item 5. Fees and Compensation
A. Advisory Fees

Prosperity offers its services on a fee basis, which includes hourly or fixed fees as well as fees based upon
assets under management. Additionally, certain Prosperity Supervised Persons, in their individual
capacities, may offer insurance products or engage in securities transactions through a broker dealer
under a commission arrangement through other unaffiliated entities as described in Item 10 (below).

Prosperity maintains a Limited Power of Attorney for all the Prosperity model portfolios and strategies
for the purposes of directing and/or otherwise effecting investments on behalf of the managed accounts
invested in the portfolios and for the payment of the advisory fees charged by the Firm and the Separate
Advisor, custodial fees and/or other charges incurred by the managed account.

Financial Planning, Consulting & Service Fees
Prosperity generally charges a hourly, fixed or subscription-based fee for financial planning, consulting,
and other services. These fees are negotiable and typically range from a rate of $100 to $1,000 per hour,
a $100 to $2,500 monthly fee, or a fixed fee of $500 to $50,000, although it could be more or less depending
upon the level and scope of the services and the professional rendering the financial planning, consulting
and other services. Prosperity may also charge financial planning fees based on a percentage of assets.
Should the client opt to engage Prosperity for an annual update of the Financial Plan, consulting and/or
other services, such annual updates may be provided for an additional flat fee. If the client engages
Prosperity for additional investment advisory services, such as the implementation of the Financial Plan,
Prosperity may, in its sole discretion, offset all or a portion of its fees for those services based upon the
amount paid for the financial planning, consulting and/or other services.

Prior to engaging Prosperity to provide financial planning and/or consulting services, the client is
required to enter into a written agreement with Prosperity setting forth the terms and conditions of the
engagement. The client will also be provided with an estimate of the amount of time that will be required
to perform the service. Generally, Prosperity may require one-half or one-quarter of the estimated
financial planning/consulting fee upon entering into the written agreement with Prosperity. The balance
is generally due upon delivery of the Financial Plan, over three quarters, or completion of the agreed upon
services. Prosperity retains the right to modify or waive fees in its sole and absolute discretion, on a client-
by-client basis. Factors considered include the complexity and nature of the services provided, anticipated
amount of assets to be placed under management, anticipated future additional assets, related accounts,
portfolio style, and account composition. The specific fee schedule is identified in the written agreement
entered into with the client.

Financial Institution Consulting Services Fees
Prosperity receives a fee based on the assets under management from Brokerage Customers who have
provided written consent to a broker/dealer to receive the investment advisory service from Prosperity
and have entered into a written advisory contract with Prosperity. The fee is calculated from the assets
under management as of the end of a calendar quarter period multiplied by an annualized rate. The initial
fee is paid only after the completion of one full calendar quarter period following the date of the executed
agreement with broker/dealers. This fee is not billed to the client.

Asset Management and Advisory Fees
Prosperity and its IARs provide investment management services for an annual fee based upon a
percentage of the market value of the assets being managed by Prosperity. Prosperity’s annual fee is
exclusive of, and in addition to transaction fees, systematic investment fees, subscription fees and other
related costs and expenses, which are incurred by the client. Prosperity does not, however, receive any
portion of these commissions, fees, and costs. Prosperity’s annual fee is prorated and charged monthly, in
advance, based on the average daily account balance of the prior month. Accounts opened in mid-month
are assessed a pro-rated management fee. Fees for the initial month are adjusted pro-rata based upon the
number of calendar days in the calendar month that the account is invested in a billable strategy. The
following is the Firm’s fee schedule for investment management and other platform services such as
account opening, billing, reporting, and trading. Prosperity’s platform fee can be up to:

                                      $0 - $499,999               50bp
                                      $500,000 - $999,999         40bp
                                      $1,000,000- 1,999,999       30bp
                                      $2,000,000-4,999,999        25bp
                                      $5,000,000+                 20bp

The platform fee tier schedule is based on billable assets and excludes non-billable assets such as Client
Directed accounts. Occasionally Prosperity will allow for different variations on collecting fees. Please
refer to your Schedule A or equivalent fee disclosure for all details. The total annual fee for investment
management services for retail clients typically varies between 0.20% and 2.0% depending upon several
factors, including the market value of the assets under management and the types of services to be
rendered. The fees paid by clients include portions paid to your investment adviser representative (IAR
Fee) and portions paid to the Firm (Program Fee), where applicable. Prosperity negotiates fees separately
for its institutional fixed income clients, and such fees are typically lower than those charged to retail
clients. Fees are charged on cash or cash equivalents depending the management style selected. In some
...

Item 7. Types of Clients
Prosperity primarily provides its services to individuals, high-net worth individuals, trusts, corporations
or other businesses, broker/dealers, non-for-profit organizations, fraternal organizations, state or
municipal government entities, and pension and profit-sharing plans.

A. Engaging the Services of Prosperity

All clients wishing to engage Prosperity for investment management and/or advisory services must first
complete the applicable Agreement as well as any other document or questionnaire provided by
Prosperity. The Agreement describes the services and responsibilities of Prosperity to the client. It also
outlines Prosperity’s fee in detail. In addition, clients must complete certain broker-dealer/custodial
documentation as well as any documentation required by any Independent Managers or other service
providers used. Upon completion of these documents, Prosperity will be considered engaged by the client.

Separate Advisors and Subadvisors
Prosperity provides its services to other Separate Advisors. Prosperity will not serve as an Investment
Adviser to individual clients under a sub-advisory agreement. As described in Item 4, Prosperity’s

portfolio management services under a sub-advisory agreement are generally offered to clients only
through programs where an investment adviser representative of a third-party firm provides advice to
the client. These investment adviser representatives are not employees of Prosperity but are independent
or employed by Separate Advisors typically not affiliated with Prosperity.

B. Minimum Account Size and/or Fee

As a condition for opening an account, Prosperity generally requires a minimum portfolio size of $1,000
to $250,000 depending on the advisory services selected; however, exceptions may be granted. Certain
Independent Managers can impose more or less restrictive account requirements and varying billing
practices than Prosperity. In such instances, Prosperity may alter its corresponding account requirements
and/or billing practices to accommodate those of the Independent Managers. Minimum Annual Fee –
$150.00 per year and is billed on a monthly basis.